Personal Investments • Re: Need a different perspective on asset allocation...
The difference in return won’t qualitatively change your life. Best not to tinker. I’d stick with 70/30, and spend your time thinking about more interesting things than marginal shifts to asset...
View ArticlePersonal Consumer Issues • Re: So what are you cooking
Persimmon season is around the corner. Do any of you save persimmons? Lot of fruit goes unpicked and waste because no way to preserveJapanese (Fuyu) persimmons, or the soft and mushy persimmons? Fuyus...
View ArticlePersonal Finance (Not Investing) • Re: Is it worth filing these insurance...
I think you have more to lose than there is to gain by filing those claims. One of the reasons I have a high deductible is so I don't have to bother with claims. If you're carrying umbrella...
View ArticleInvesting - Theory, News & General • Re: After 2022-23, how are we...
So LTT is the worst of the bunch.Not in the past year.With a start date less than 10 years ago, over a period that includes 2020-2023, yes. But not by much.Statistics: Posted by Beensabu — Wed Oct 16,...
View ArticlePersonal Finance (Not Investing) • Re: Fidelity as a one stop shop
Does anyone know:1. Why does Fidelity does not simply report the % of Income from U.S. Government Obligations for Fidelity mutual funds (like FDLXX) on the 1099, and make you find the supplemental...
View ArticlePersonal Consumer Issues • Re: High ceiling privacy concern
Just closed on a house.Few issues I have1) Approx 21 foot ceiling with large windows. What would be the best way to block it for privacy?2) 2nd floor rooms do not have curtains/blinds. What would be...
View ArticlePersonal Finance (Not Investing) • Re: did you buy a condo (or house) 2 years...
If you put the address in Redfin, there is a new link at the top called "climate". That shows you risks for flood, fire, heat, wind, and air quality. You can click on each sub category for more...
View ArticlePersonal Investments • Re: Do Bogleheads Diversify Investment Platforms?
As we age we strive for continuous simplification. Fewer accounts and investments within those accounts are an important part of that. The goal is to be as close to being on auto-pilot as possible...
View ArticlePersonal Consumer Issues • Re: Gaming PC - CPU or GPU?
Just ordered my stuff last week. Needed a new daily and plan to switch from console to PC gaming at 1440 with a high refresh rate monitor. 4K not really worth the trouble and cost imo. Spent a couple...
View ArticlePersonal Investments • Re: 8-year fixed income ladder suggestions
It took me a while to grasp this too - but I think I get it now and will try to explain.You sell stocks from taxable and use this money to fund your expenses and then you can use the TIPS ladder in...
View ArticlePersonal Consumer Issues • Re: Potential Job Relocation - Washington D.C.
Thanks to everyone who has replied. I'm learning more as I go further through the process to see what might be available. Currently have a security clearance, and I'm in the process of getting a TS....
View ArticlePersonal Investments • Re: 32, Married, HCOL, Leaving EJ advice
Update!I have moved my taxable brokerage account over to Schwab.Still waiting on the inherited IRA. In regards to my taxable brokerage account- in equities that are doing well (NVDA, AAPL), do you...
View ArticleInvesting - Theory, News & General • Re: The Final, Definitive Thread on...
I think the Wells Fargo $2500 Premier Checking offer actually expired for a bit but it's now back through the 7th of January. My summary: get a signup code on the web site, open/upgrade to Premier...
View ArticlePersonal Investments • Re: torn between DIY and advisor/planner
Hello All, As the title says this is my dilemma, and I'm looking for input from those who have gone back to DIY after using an advisor. I am not in an %AUM situation, I have a flat fee negotiated, and...
View ArticlePersonal Investments • Re: Larry Swedroe on Reinsurance
https://myworstinvestmentever.com/enric ... nevitable/Podcast attached. At end he says why its not correlated and what funds he recommends. I have his book enrich you future and in the appendix he...
View ArticleNon-US Investing • Re: Countries that DON'T tax US Roth 401k/IRAs?
BUMPI keep hearing that France doesn't tax Roths. Can somebody explain? I don't read it from the treaty.It would seem for an exception in 2.(a), you'd need something similar as a Roth in France and...
View ArticlePersonal Finance (Not Investing) • Re: BofA App Glitch: Can't pay CCs from...
I used to be able to pay my BofA credit card from an external account. Just like with my Wells Fargo CC. But since I opened a BofA checking account in order to qualify Platinum Honors Rewards, the pay...
View ArticlePersonal Consumer Issues • Re: Bad car rental experience: Fidelity CC to the...
Sixt is pretty bad (the prices are way lower than others that's why it's tempting), but I think that applies to all rentals in Europe.Few months ago I was returning a car in Munich ( Sixt, but it was...
View ArticlePersonal Investments • Re: Vanguard PAS or 3 Fund Portfolio?
I think it’s up to 7% as the lowest amount of cash you can have in Schwab’s robo … and that’s in every account! When I looked at it, socking away that much in cash (even if it’s a money market at...
View ArticlePersonal Consumer Issues • Re: Buenos Aires and montevideo
When you go to Argentina look into the current exchange rate situation. When I was there most credit card purchases received a fairly good exchange rate. (Look up tourist dollar or blue dollar). The...
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