I think you have more to lose than there is to gain by filing those claims. One of the reasons I have a high deductible is so I don't have to bother with claims. If you're carrying umbrella (undoubtedly due to assets) I would bet it may not be worth filing a claim unless the payout to you would exceed $5K, some might not bother unless the payout would be $10K or $25K, particularly with a teenager involved with the policy.
Statistics: Posted by 123 — Wed Oct 16, 2024 10:52 pm