Non-US Investing • Re: Any reason for the diversification beyond SnP500?
In the long run, stocks are likely to outperform bonds, but there are large variation in return over the short term. In order to get that return, you will have to hold it through some downmarket. You...
View ArticlePersonal Investments • Re: How to switch vanguard 529 account to a different...
I have been residing in state C for a few years with my family. When I created a 529 account for my son in Vanguard, I thought I selected state C. Fast forward a few months later, I saw that the...
View ArticlePersonal Investments • Re: Inverse ETFs huge expenses?
These things all have a giant SEC disclaimer on them explaining that they aren't designed to meet their goal for periods longer than one day.This is what he was talking about when it's stated that...
View ArticlePersonal Consumer Issues • Re: ideas for super low budget adult Halloween...
Medical doctor. Buy a white lab coat (less than $20 on Amazon). Wear with some khakis, shirt and tie.If you feel like splurging, you can get a cheap stethoscope, pen flashlight, and clipboard.I used...
View ArticlePersonal Investments • How am I doing? What can I do different?
My numbers and funds are as follows: Ally Savings-$93,692Vanguard-$689,347 (Roth-$146,667 Taxable-$542,680) Taxable is all in VTSAX. ROTH has about 90% VTSAX and 10% VSMAX (small caps) Checking...
View ArticlePersonal Consumer Issues • Re: Mold [Remediation for home]
Multiple dehumidifiers and often run above 60Percent no matter what we doHuh, it's not a good sign that you can't get the humidity under control. What's the relative humidity and dew point outside...
View ArticlePersonal Consumer Issues • Re: Best way to find a remote work
This remote work concept really evolved to something else. You can check yourself by going to Costco at anytime of the day and you can see people talking over the phone on highly important matters...
View ArticlePersonal Consumer Issues • Re: Alaska Trip
I think I am booking this trip this week. Princess cruises. Does anyone have any suggestions on excursions from the cruise ship?Statistics: Posted by tman9940 — Mon Oct 14, 2024 10:37 pm
View ArticlePersonal Investments • IPS Step #1: Creating an AA. Please help, I’m Dumb
I am starting over. I slid way down the Dunning-Kruger curve and hit rock bottom.So I’m starting an IPS with step 1, creating an asset allocation : Equities % vs Fixed income %I understand it is based...
View ArticleInvesting - Theory, News & General • Re: Arguments against Total Bond...
If you don't know enough, then how do you know that total bond index fund is a good choice? How do you know that the Wellington fund managers have made good choices?blortchplop,A) Total bond market...
View ArticlePersonal Finance (Not Investing) • Re: Chase account getting locked and...
Ah yes, with Chase you have to move slowly and gradually, to get their automated fraud-detection system comfortable with you. And naturally a brand-new account with lots of activity and transfers will...
View ArticlePersonal Finance (Not Investing) • Re: 2025 U.S. Expat Tax Questions
Hello Bogleheads,I’m seeking some guidance on my tax situation as I prepare for an international move. I’m a U.S. citizen, and my wife is a permanent resident, though she plans to surrender her green...
View ArticlePersonal Consumer Issues • Re: Found a good travel CPAP
This is amazing!!! I don't travel that often, but often enough and I'm tired of lugging my Dreamstation 2 around as well. Do I have to send them my prescription? or is that only if trying to claim...
View ArticlePersonal Finance (Not Investing) • Re: Cleaning up a parent's financial mess...
I didn't read the whole thread but I do have experience on the chapter 13 Yes, his credit score and ability to rent an apartment will be immediately tanked and they're going to stay that way for a few...
View ArticlePersonal Finance (Not Investing) • Re: Guidance to a trustee after your death
I have a letter to my trustee that explains a lot of my wishes. It's not only about how to manage the portfolio. It's things like philosophies towards financing, education or other needs like...
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Personal Investments • Re: YARQ (Yet Another Retirement/Roth Question)
Agree. Our situations are so similar I could have written the OP! I have a friend that quit work over the summer, similar aged teenage kids. He says it’s been great and he has plenty.DW and I have a...
View ArticlePersonal Finance (Not Investing) • Re: Made a terrible mistake in...
oh I meant you woulda gotten it already IF they were gonna send one (from Fidelity or whoever your 401k is with). Since you didn't get one, you probably never will. They would probably only detect it...
View ArticlePersonal Consumer Issues • Re: [What TV Show Have You Recently Watched?]
Disclaimer on AppleTV+ staring Cate Blanchett and Kevin Kline. The first two episodes are available and I was hooked.Statistics: Posted by 3000 — Tue Oct 15, 2024 11:01 pm
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Personal Finance (Not Investing) • Re: Medicare Part D 2025
Omg, as a mid-forties woman with parents/family members who are on/going on Medicare, I have to ask why is this so so complicated. I’m pretty smart and my eyes cross when they start to discuss their...
View ArticleInvesting - Theory, News & General • Re: My New Retirement Thinking: LMP...
We Bernstein disciples do not believe in buying annuities since as he has several times pointed out you are basically just buying a company's bonds. I don't want to have my future dependent financial...
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