Investing - Theory, News & General • Re: After 2022-23, how are we...
The circumstance that this entire thread is about? It’s hard to tell if you are serious at this point.Just say that you are not thrilled with the drop in value of TIPS bought before rates...
View ArticlePersonal Consumer Issues • Re: Safe way to email scans of documents
I would avoid using email. It's not particularly secure. You can set up encypted email, but it's not simple and are prone to issues. You hae several alteratives. A good alternative is to use signal or...
View ArticlePersonal Consumer Issues • Any free desktop offline password managers with...
Just like the title says: Are there any free desktop offline password managers with a built-in authenticator?Do they exist?Any you can recommend? A desktop authenticator without a password manager is...
View ArticlePersonal Consumer Issues • Re: What frugal thing did you do today?
Got a dozen powdered donuts today from Costco for $2!Statistics: Posted by jaqenhghar — Sat Oct 12, 2024 10:03 pm
View ArticlePersonal Consumer Issues • Re: How much to budget for uk trip ?
Thank you everyone .Statistics: Posted by Sho — Sat Oct 12, 2024 10:05 pm
View ArticlePersonal Consumer Issues • Re: Creative way to get neighbor’s cars and junk...
Gosh, this sort of thing is certainly irritating and seems to have to involve mental illness. What “normal” person would choose to live like this? That being said, you can probably forget about ever...
View ArticlePersonal Investments • Re: Where to get accurate information on planning for...
Start by reading Annuities: Good, Bad Or Ugly?, disabuse yourself of any plan to buy a variable annuity, and then post using the format suggested by Asking Portfolio Questions - Bogleheads.org to get...
View ArticlePersonal Investments • International stocks
I have owned both International stock ETF's and Domestic stock ETF's with Vanguard for 9 years. International's performance is 1/3 that of Domestic over this time period. Why should I keep Intn'l...
View ArticlePersonal Finance (Not Investing) • Re: Payment of taxation of needed...
3. Other ways?Are there pension payments and/or Social Security payments from which taxes can be withheld for you? That could be the long term simplest way.Statistics: Posted by FiveK — Sat Oct 12,...
View ArticlePersonal Consumer Issues • Water leak
We got a faucet cartridge in bath tub changed last week in the bath tub, as there was a minor drip for the last 6-8 months . Since then our water meter is showing consistent leak of 1.2 G /hr. Our...
View ArticlePersonal Investments • Re: YARQ (Yet Another Retirement/Roth Question)
You will need to transfer these rollover IRAs into employer plans if you want to do backdoor Roth IRAs.Thanks catlady!Statistics: Posted by LindtChocolateLover — Sat Oct 12, 2024 10:13 pm
View ArticlePersonal Finance (Not Investing) • Re: My employment separation and taxes
I’m assuming these are the year to date amounts. You should analyze this paycheck by paycheck. It may be more obvious which items are were subject to deferral.Statistics: Posted by 9Iron — Sat Oct 12,...
View ArticlePersonal Investments • Re: Spending portfolio to "zero"
I've been working hard over career, saving, investing, and now I want to spend as much to "zero".Closing in on age 55.Single, most likely no domestic partner in future.No children. No heirs.No debt....
View ArticlePersonal Finance (Not Investing) • Re: Do I get to re-retire if my portfolio...
You’re advocating for a variable withdrawal rate. There’s nothing wrong with that. As the kids say, “you do you”. I’d encourage you to visit the recommended threads of VWR’s. There’s a million of them...
View ArticlePersonal Finance (Not Investing) • Re: Any concerns with having large...
I would be interested to know this as well. It could be a downside to banking/credit cards where you have a brokerage. Same with a mortgage.Take this with a grain of salt, but Chase's deposit...
View ArticleInvesting - Theory, News & General • Re: After 2022-23, how are we...
Lot's of people/portfolios hold a cash position forever at likely larger long term negative real yields, is that in your parlance "math impaired"? Is it unthinkable that equities could average less...
View ArticlePersonal Investments • Re: Vanguard 529 Expense ratio question
If you have $100k in the 529 plan it will cost only $120. Saying it’s “3 times as much” is being a bit dramatic.Statistics: Posted by Brianmcg321 — Sun Oct 13, 2024 10:24 pm
View ArticlePersonal Investments • Re: Paper stock certificates in estate.
Open an account for the estate at Vanguard, Fidelity or Schwab. They'll tell you how to send in (or bring in) the certificates for deposit to the estate's account. If you send them, send them...
View ArticleInvesting - Theory, News & General • Re: How to get coworkers excited...
It’s the names of these accounts. Can’t we get some advertising folks to think up better names than IRA, Roth, SEP, HSA and 401k? It’s a snooze fest to a young person. These terms and the entire topic...
View ArticlePersonal Investments • Re: Retire with Less Than $1 million?
Nice to see more realistic people on this forum for once. I love this place and it has helped me a lot in planning, but y'all are crazy sometimes. I am a fairly frugal person. Outside of housing (now...
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