Ah yes, with Chase you have to move slowly and gradually, to get their automated fraud-detection system comfortable with you. And naturally a brand-new account with lots of activity and transfers will send their fraud-detection system into a nervous tizzy. It starts locking all sort of functions and inserting manual wait-states. You can't move fast with them.
I don't use Chase myself anymore (only reason i did so in the past was because elderly parents had their account there).
But if you do want to use them, establish your new account a month or two ahead of time, wait awhile, then start slowly adding new behavior. Especially with transfers, you need to move slowly and build up the confidence of that paranoid automated fraud-detection system.
It's probably largely the same with just about anyone these days. Brand-new accounts are on probation for awhile, until the bank gets to know you better.
I don't use Chase myself anymore (only reason i did so in the past was because elderly parents had their account there).
But if you do want to use them, establish your new account a month or two ahead of time, wait awhile, then start slowly adding new behavior. Especially with transfers, you need to move slowly and build up the confidence of that paranoid automated fraud-detection system.
It's probably largely the same with just about anyone these days. Brand-new accounts are on probation for awhile, until the bank gets to know you better.
Statistics: Posted by MadHungarian — Tue Oct 15, 2024 10:41 pm