Personal Consumer Issues • Re: over the ear bluetooth headphone with microphone
I've had similar problems with earbuds not staying in my ears well. It's one of the reasons I won't try AirPods, as much as I use Apple for pretty much everything.JLab Go Sport has an excellent...
View ArticlePersonal Finance (Not Investing) • Re: Best practice for home buying in VHCOL...
Is there rent control where you live? If yes, I would recommend giving your family some breathing room and move to a rent-controlled unit until the kids start school. Then you can increase your...
View ArticlePersonal Investments • Re: Retirement 1 year in – help with Tax strategies...
retired@50,OP's taxable account is big enough that the dividend income of 90K per year will cover most of the cash need. So, this may not be a problem for OP.KlangFool @KlangFool,Our spend is above...
View ArticlePersonal Investments • Re: FZDXX vs FDLXX
I wonder if FSIXX allows you to go below $1M after the initial buy in like some of the other Fidelity MM funds do, I don't like not being able to sell SGOV at certain times of the month without...
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Personal Finance (Not Investing) • Re: Restaurant 'Service Charge' &...
Taking the opposing view as food for thought (pun intended), next time you have your oil changed (or pay for anything where parts and service are part of the bill), check your bill; you pay sales tax...
View ArticlePersonal Finance (Not Investing) • Re: IRA to Roth IRA conversion
Here is Mike Piper's presentation on Roth Conversions in case you are interested: https://www.youtube.com/watch?v=Wjbf9KVSG7sHere is a link to the slides: https://boglecenter.net/wp-content/uplo ......
View ArticlePersonal Finance (Not Investing) • Re: Help choosing primary checking account
Interesting approach. It’s true that Schwab gets me my money near my joint account. But the highest money market fund I could keep there is less than BofA.Yes, but in your OP you were also considering...
View ArticlePersonal Consumer Issues • Re: Costco rotisserie chicken in new bag - still...
If you want to argue that the Whole Foods chicken is cleaner…great. You may be right. You do you. But to say that the Costco version will give you diabetes is a complete and total crock. You are...
View ArticlePersonal Investments • Re: Help for risk-averse relative with $800K in money...
She been lucky that MM yields have been relatively high the past several years, but is not always the case. For many recent years, her portfolio would have returned next to nothing and would have...
View ArticlePersonal Consumer Issues • Re: Appealing a denied health insurance claim -...
OP here. I actually have good news to report, though it also kind of just makes me more confused than ever about how health insurance, billing, etc. work.As expected, LabCorp informed me that I had a...
View ArticlePersonal Consumer Issues • Re: What are you listening to now
Palladio by Karl Jenkins (1944)Kinderszene by Robert SchumannStatistics: Posted by AnnetteLouisan — Tue Feb 25, 2025 10:02 pm
View ArticlePersonal Investments • Re: 27yo - Any Areas for Improvement?
Keep up the good work, great job so far and the fact you are on here asking for advice…you’re in great shape. SO much more than what I had at your age. Focus on growing income too.Statistics: Posted...
View ArticlePersonal Investments • Re: Any special issues when migrating from TIAA-CREF...
TIAA employment-based annuities are also gender-neutral. This increases the payouts by about 8% for a 65-year-old woman in average health.You have to annuitize to get the loyalty bonus and gender...
View ArticlePersonal Finance (Not Investing) • Re: HSA "shoebox" documentation
I have a google sheet with my wife where we have date of service, amount, who paid, provider, and then a link to the scan of the receipts.Statistics: Posted by FEA — Tue Feb 25, 2025 10:03 pm
View ArticleInvesting - Theory, News & General • Re: New Ultra short TIPS etf - RBIL...
I'm not buying an ETF with a 0.25% expense ratio.Someone correct me if I'm wrong, but I recall reading on the forum that once an individual TIPS is very close (<1 year) to maturity, the inflation...
View ArticlePersonal Consumer Issues • Re: Dear Vanguard please take me off your...
I'm not receiving any such emails. Perhaps one needs to be Flagship Select?Statistics: Posted by Big Dog — Wed Feb 26, 2025 9:52 pm
View ArticlePersonal Investments • Re: Laid off, 40, Bay area: what to do with...
Thanks. Will certainly not be looking for a job any soon, I'm in no rush, as detailed in my post.I assume he is accounting for a downturn in the job market..maybe it takes longer than you think to get...
View ArticlePersonal Investments • Re: Is RMD triggred for 2024 when I am employed on...
What if you are a self-employed professional (with on office) and are continuing to practice past your 73rd birthday? Is the RMD delayed? If so, until when?No, because a >5% owner of the business...
View ArticlePersonal Finance (Not Investing) • Re: Solo 401k Limit 2025
Max total contribution is $71,000 including employer contributions across all of your jobs. A lot of websites are wrong about this.Can you share some sources that corroborate this? While it definitely...
View ArticlePersonal Investments • Re: Moving Away from Target Date Funds?
Glide path of TDF is about 90/10%. The reason TDF underperform is becasue it contains 10%+ bond and about 40% of the equity is international, which hasn't perform well for a while. Your portfolio...
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