Personal Finance (Not Investing) • Re: Is there a benefit to having a cash...
For me the main advantage of having a CMA is simplicity. Before I had a CMA, I expended (probably to much) effort to minimize the cash in my very low yield checking account, combined with several...
View ArticlePersonal Consumer Issues • Re: Best 2FA authentification apps?
Convenience and loss of service is real, especially for individuals who don't have IT support or a contact at any of these cloud subscription businesses to do a trusted master reset. I put the...
View ArticlePersonal Consumer Issues • Re: What Book Are You Currently Reading? Part VI
On Tyranny, Twenty Lessons from the Twentieth Century by Timothy SnyderStatistics: Posted by Caligal — Wed Feb 26, 2025 10:08 pm
View ArticleInvesting - Theory, News & General • Re: Market Timing vs Risk Management
Over on WSB, they are discussing that someone bought eight million in VIX 60 calls. Which one of you did that?Statistics: Posted by whodidntante — Thu Feb 27, 2025 9:59 pm
View ArticlePersonal Consumer Issues • Re: Two Factor Authentication (2FA) at Vanguard
I tried putting a YubiKey on my Microsoft account and it grants immediate access, no password, so I reversed course.Wow...I'd love to have been in the meetings where the MS developers thought this...
View ArticlePersonal Consumer Issues • Re: Let's play chess
Boris Spassky R.I.P. 1937-2025https://www.chess.com/news/view/boris-s ... away-at-88Statistics: Posted by Nicolas — Thu Feb 27, 2025 10:03 pm
View ArticleBogleheads Community and Local Chapters • Re: Your USER NAME...what does it...
I earned my private pilot license in a Cessna 152 with registration number N757PF, which was shortened to 7 Papa Fox for radio calls.Statistics: Posted by 7PapaFox — Thu Feb 27, 2025 10:07 pm
View ArticlePersonal Finance (Not Investing) • Re: who regrets working one more year...
To answer your question, I imagine people who worked one more year then died well before life expectancy regretted the extra work Of course they wouldn’t be around to tell us thoughLiterally...
View ArticleInvesting - Theory, News & General • Re: Recommendations
OP, the advice you received from Vanguard sounds reasonable and generally consistent with the Bogleheads approach advocated here (I expect domestic / total bonds are more popular than international...
View ArticlePersonal Finance (Not Investing) • Re: Cap Gains Exemption (exclusion)....
If TOTAL income is 93K or less, then the Capital Gain portion of that income is taxed at zero percent.Please expand on this. I'm using this tool. This is for 2025 as I'm using it to determine how I...
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Personal Investments • Re: Feeling like I should jump ship. I hope you all...
I'm far off from retirement still, but feel like this is my first "real" test in the sense that my assets are now large enough a recession feels like a meaningful loss. It also feels a bit different...
View ArticlePersonal Finance (Not Investing) • Re: Establishing a block savings account...
Try "City National Bank" or "Actors Federal Credit Union." A blocked account with a federally insured bank is for the benefit of the Minor until the minor reaches the age of 18 years.In Aragon v....
View ArticlePersonal Investments • Re: Target Date Funds Vs BH
This will tell you why target date funds were created and how/why they changed to be as aggressive (not conservative) as they are today:Target Date Funds—a good idea co‐opted Statistics: Posted by...
View ArticlePersonal Consumer Issues • Re: What Movie Have You Recently Watched?
The Old Man and the Gun - Based on a true story about a notorious bank robber and prison escape artist and starring Robert Redford, thought sure I'd like it. I was wrong. Bored me to tears and gave up...
View ArticlePersonal Consumer Issues • Re: How to Move to Linux
Keep in mind that Linux isn't a single OS like Windows or Mac or Chrome OS. If you go from one Windows machine to another windows machine, they have the same GUI. You can't go from one linux machine...
View ArticleInvesting - Theory, News & General • Re: VT ETF and war
VTI has had about a 90% correlation to VXUS.Over what timeframe? I’d argue that’s a 90% correlation in what’s been a mostly peaceful era. Just because it’s been 90% in the past doesn’t mean it’ll be...
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Personal Consumer Issues • Any music production people here (recording others...
Just wondering. I have been researching and testing out hardware/software for years now, hope to put together my own home studio in the near future. Long time Gearslutz.com lurker Statistics: Posted...
View ArticleInvesting - Theory, News & General • Re: Mike Piper discusses being the...
...Can you help me understand why you have a Revocable trust but haven’t funded it?Some people create revocable trusts to facilitate subsequent trustee changes. If that's the purpose of the trust,...
View ArticleInvesting - Theory, News & General • Re: What happens when high yield...
Let's entertain the idea of 90% high yield bonds defaulting.Let's not. If that happens, we have bigger problems.For a visual example of what happens when high yield bonds held in a mutual fund default...
View ArticlePersonal Investments • Re: Is buying farm land a good idea?
And, how would you go about doing it?I think it is likely a bad to terrible idea unless you plan to be a farmer yourself.That said there are REITs which buy farmland which would be much easier than...
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