Personal Investments • Re: Payoff 6.75% mortgage? and asset allocation...
I don’t see how you are in the top bracket on 550K income unless your taxable is spitting off 250K or more per year in taxable dividends?Also for your contributions, are you implying that after taxes...
View ArticlePersonal Consumer Issues • Re: Can I run a program from an old IDE boot drive...
The term you are looking for is p2v, physical to virtual.It is kind of a pain with XP, as you will hit product activation issues, once you fix the drivers.Win10 or 11 are fine for this, the process...
View ArticlePersonal Finance (Not Investing) • Re: Estimated Taxes and Quarterly Payments...
The main thing is at end of Q2 you have paid enough.Statistics: Posted by cheese_breath — Thu Feb 20, 2025 9:21 pm
View ArticlePersonal Investments • Re: Should 22 year old new in the workforce contribute...
Suppose a 30-year-old single makes $60,000 today, placing them in the 12% bracket after standard deduction. They contribute 8% on their own to Roth 401(k) and accordingly receive a 4% match to pre-tax...
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Investing - Theory, News & General • Re: Performance of MDY vs SPMD
I am wondering if someone could help explain the performance divergence between MDY and SPMD especially over the last 8 plus years. I would expect them to be the same. Just trying to understand why...
View ArticlePersonal Consumer Issues • Re: What are you listening to now
Just heard "Holiday Road" by Lindsey Buckingham during a CrossFit class. What a great song to listen to during a workout. I added it to my Spotify playlist the second I got home. I had forgotten about...
View ArticlePersonal Investments • Re: Is it time for international
Yes I believe so. I have always been 20% international on the equity side. Not changing allocation but I think the script is about to flip.Pride Before the Fall for the USA is looking likely IMO. It...
View ArticleInvesting - Theory, News & General • Re: Looking for opinions on Dividend...
Leaning toward dividends, I'm not looking for high yield dividends, just something matching my tbills so 3 to 5 percent is good enough.3 to 5 percent means you are looking for high dividend yields in...
View ArticlePersonal Investments • Re: QCD In Excess of RMD
Been doing this for years as my tIRA is small.Statistics: Posted by PottedPlant — Thu Feb 20, 2025 9:33 pm
View ArticleInvesting - Theory, News & General • Re: International allocation for a...
US/Intl is set to global market cap, around 65/35 these days IIRC.Ok, I see. In general, I think you'd generally want your spending currency to be 50% of your assets (or income). I haven't really...
View ArticlePersonal Consumer Issues • Re: Windows 10 is losing support in Oct. Need a...
I also prefer having a full mechanical keyboard with full travel and dual monitors and a decent mouse. You can do all of that with a laptop. The only reason I can think of to get a desktop is because...
View ArticlePersonal Consumer Issues • Recommendations for new electric range/stove?
We are looking for a good brand/model for all electric range stove/oven (slide in 30in). Stuff seems to be unreliable these days, any help navigating? Any recommendations? Thx!Statistics: Posted by...
View ArticlePersonal Finance (Not Investing) • Re: Dental Office Billed me for...
Tell the dentist to pound sand. Report them to Delta Dental.Statistics: Posted by RickBoglehead — Fri Feb 21, 2025 9:34 pm
View ArticlePersonal Consumer Issues • Re: How do I replace my Iphone SE 2 now?
Physical spec caparison of between SE 3 and 16e:For those of us who's idea of the proper iPhone is the 4S:Physical spec comparison between 4S and 16e:Height: 4.54 inches (115.2 mm) vs 5.78 inches...
View ArticlePersonal Consumer Issues • Induction
Induction.Induction.https://blog.yaleappliance.com/best-ind ... -in-rangeshttps://www.thisoldhouse.com/kitchens/9 ... tion-rangehttps://theinductionsite.com/Statistics: Posted by PottedPlant — Fri Feb...
View ArticlePersonal Investments • Re: Why an emergency fund?
Typcially you need cash for an emergency like you need a new roof, etc. When you are working, you need emergency to prevent you from dipping into your retirement fund robbing you of the future. When...
View ArticlePersonal Consumer Issues • Re: Recommendations for new electric range/stove?
I recommend you use sources like Consumer Reports, often free online via a library website, and sites that test and evaluate appliances.Subjective opinions from a financial forum would be the last...
View ArticlePersonal Consumer Issues • sell 2019 Samsung tablet or ?
I have Samsung Tab A 8" from 2019.I probably turn it on once a year and update Android and install security updates.It is now at Android 11.It came with Android 9.From checking prices on eBay, they...
View ArticlePersonal Investments • Re: Form 1116 - International Fund with no Foreign Tax...
Vanguard International Explorer FundThis aggressive fund invests in smaller companies that are expected to grow at a faster pace than the overall market.My guess is such companies generally do not...
View ArticlePersonal Finance (Not Investing) • Re: How are you using AI?
I used chatgpt almost 100% to build this webpage https://churnerator.com/ (does not ask for a login, so hopefully I don't get in trouble with the mods).It took all of about 5 minutes, really. It did...
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