Personal Consumer Issues • Re: Tesla 3 lease
That doesn't sound like a good deal. I suspect "only upgrade was the pearl white color" is not true.Absolutely right Todd. I routinely lie to my Boglehead comradesLiterally laughed out...
View ArticlePersonal Investments • Re: New Investor Portfolio Feedback
You should also consider Schwab. They have a number of low cost index funds and are well regarded for having easy to use on line services and good customer service.Statistics: Posted by Peter Foley —...
View ArticleInvesting - Theory, News & General • Re: I feel like I'm missing out on...
The discussion is getting contentious. Please stay on-topic.Tesla Stock:293.04 USD +11.10 (3.94%)todayClosed: Feb 28, 7:59 PM EST • DisclaimerAfter hours 294.26 +1.21 (0.41%)Also, Tesla has robots...
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Investing - Theory, News & General • Re: GDPNow just reduced dramatically...
I don't believe it is true that negative gdp growth for the first half of 2025 has been forecast for several months by top economists.Hot Sauce, can you provide backup for your claim which I rate as...
View ArticleInvesting - Theory, News & General • Re: Managing Risks in International...
Well geopolitical tensions may be up, but in that timeframe European stocks have gone up, U.S. stocks went down…Good luck guessing which way markets are going to go!Statistics: Posted by angelescrest...
View ArticlePersonal Consumer Issues • Re: Lassen, Redwood and Crater Lake National Park...
Lots employees for the National Parks got let go. I'd expect that to negatively impact your experience. I'd go as early as possible into the parks.https://www.outsideonline.com/outdoor-a ......
View ArticlePersonal Finance (Not Investing) • Re: Social Security before FRA (retiring...
For me I want the largest payment available since I worry most about my retirement savings lasting. So I will wait until 70.Having done that, now I am pleased with the results. Long term, the annual...
View ArticlePersonal Finance (Not Investing) • Re: Is there a benefit to having a cash...
Fidelity CMA will reimburse for any ATM transaction which is nice. It pays good interest. I’ve been using it for 1 year since getting married and moving all our assets at Fidelity. It has routing and...
View ArticlePersonal Finance (Not Investing) • Re: Taxes and inheritance
Hey folks, looking for a little help with understanding the tax treatment of funds that have passed into my hands following the passing of a relative.In December, the relative passed.In January, I...
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Personal Consumer Issues • Re: Theft deterrents for a laptop
It's been a few years since I had any responsibility for corporate end user devices but I know during my tenure actual laptop theft declined to almost nothing. At this point even consumer grade...
View ArticleInvesting - Theory, News & General • Re: FSKAX vs SWTSX: Which is more...
VTSAX is more tax-efficient than either.Over the last 10 years (ending 12/31/24) that's right Vanguard beat the others (see below). But over other periods I see Fidelity's comes in first, Vanguard...
View ArticlePersonal Investments • Re: Traditional VS Roth 403B
Not nearly enough info. I read your other thread and you have 1.5M in pretax accounts and that doesn't include your wife's accounts.Also, your 457b is non-governmental, what are the withdrawal rules...
View ArticlePersonal Finance (Not Investing) • Re: Energy Efficient Home Improvement Credit
In 2023 we dealt with an Insulation upgrade for the attic and had to separate the material costs from the labor.Came across this thread when searching for any experiences with claiming an energy tax...
View ArticlePersonal Finance (Not Investing) • Re: Entering estimated tax payments -...
Thanks, I hit the safe harbor so no penalty. Grouping definitely easier if that's kosher.My exploration for the coming year is if I can legitimately reduce withholding to pay more via estimated. Will...
View ArticlePersonal Investments • Re: Thoughts on TCAF ETF (T Rowe Price Capital...
And that last point is also important in choosing a fund to add to your portfolio; what will that fund do to the risk of your portfolio as a whole? If you hold a value fund in your IRA or 401(k), then...
View ArticlePersonal Investments • Re: Help me find a US treasury fund that pays state...
Why pay an ER of .42% when the Vanguard Treasury MMF VUSXX has an ER of .07%? The SEC yields also generally reflect that spread.It is my emergency/short term fund, so the quantities involved don't...
View ArticlePersonal Consumer Issues • Re: walkable place to stay monterey/carmel/SFO
While in SF, you should check out "Dear San Francisco." It is an entertaining mixture of circus, musical, and theater. It will be popular with teens and pre teens.Statistics: Posted by...
View ArticlePersonal Investments • Re: For high income households, how much cash do you...
Between 1 & 2 percent at most. Sometimes less, depending on circumstances. Regards,Statistics: Posted by retired@50 — Mon Mar 03, 2025 11:01 pm
View ArticlePersonal Investments • Re: Advice regarding overly complex Cash Balance Plan
Our plan is managed by a Financial Advisor with AUM fee of 0.5%. The portfolio is approximately 60% Equities and 40% Fixed Income. In addition, we have a small portion of the portfolio tied to...
View ArticlePersonal Finance (Not Investing) • Re: Social Security Filing Concerns
I started thinking more about social security claiming decisions over the last few years and we contemplated retirement. I have been surprised that no one seems to discuss what might happen in ten...
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