Personal Finance (Not Investing) • Re: Retiring Next Year; How Much to Roth...
2) Have you withdraw social security and pension? Pension starts late next year, and SocSec will be taken in early 2026 by my spouse, while delayed until age 70 for me as the higher earner.Sandi_k,Why...
View ArticlePersonal Consumer Issues • Re: Alaska tour after cruise
Seward:- The quintessential Seward activity is a boat tour from Resurrection Bay into one of the fjords of Kenai Fjords National Park. These aren't cheap and I get the sense you may have had enough...
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Personal Finance (Not Investing) • Re: SS Survivor Benefit Question
My statement indicates that my benefit will be $51,282 per month.I assume you mean "per year"? RMStatistics: Posted by ResearchMed — Sun Apr 21, 2024 9:12 pm
View ArticlePersonal Investments • Re: Question on inherited IRA
If your Mom's income tax bracket is lower than yours, consider Roth conversions now and then you can inherit those. Or, split the IRA into two accounts, one of which is just the right size for your...
View ArticlePersonal Finance (Not Investing) • Re: New Mortgage - Pay Extra or Invest
While I don't disagree with grabiner's math, the spread between 4.51% (after-taxes mortgage rate) and 3.61% (that grabiner offered as equivalent) is quite high, 0.9%. Would you buy a mutual fund that...
View ArticleInvesting - Theory, News & General • Re: Vanguard Customer Service...
> Vanguard was also very good initially and in the more recent past has gone down the drain. Longest wait times on the phone and most limited in what can be done without calling. Emails take...
View ArticlePersonal Finance (Not Investing) • Re: Forgot to file a 1099 - Will I Get...
How will IRS know what to bill me?If you do not amend, they will add the amount shown on the 1099-INT to your line 2b amount, then their software will percolate the adjustment down the return and bill...
View ArticlePersonal Finance (Not Investing) • Re: New class action-Realtors antitrust...
Not interested in helping fill lawyers pockets. We were happy with our real estate transactions.Statistics: Posted by rkhusky — Sun Apr 21, 2024 9:16 pm
View ArticleInvesting - Theory, News & General • Re: the death of 60/40
Real yields on bonds are over 2%. Surely they can’t be a part of a good portfolio! And owning profitable businesses for the long haul? So boring. No way that should be a big part of the...
View ArticlePersonal Finance (Not Investing) • Re: Buy a foreclosure house at auction?
My attorney wants me to purchase it....Either take your lawyers advice, of get a different lawyer if you don't trust your lawyer.Even well intended posts by unvetted random strangers will not know all...
View ArticlePersonal Consumer Issues • Re: HOA Gate Security Camera Recommendations?
You could start with prominent signage saying there is a video surveillance and a non-operable plastic camera mounted on a light post. Might serve as a deterrent and has no monthly fees.That was my...
View ArticlePersonal Finance (Not Investing) • Re: To What Extent Do You Subsidize Adult...
I hope my current tween and teen are independent. If either is willing to live at home to save some money post college I'm all for it. I also hope they are relatively close, so I can cook them some...
View ArticlePersonal Investments • Re: Merrill vs UBS vs Schwab Roth IRA
UBS doesn't make much sense to me, and whenever you leave your current employment, you almost certainly will want to shift your 401k from them to your new employer.I think if you can get up to...
View ArticlePersonal Finance (Not Investing) • Re: Fidelity as a one stop shop
After using it for that long, is Fidelity clearing any of your check deposits instantly, or do they always put a hold on them ?I haven't noticed. I do so few check deposits, the clearing period isn't...
View ArticlePersonal Finance (Not Investing) • Re: Social Security and Government Pension...
Short answer: NoThe WEP affects retired- or disabledworker beneficiaries and their eligible dependents.However, it does not affect survivor beneficiaries.Long...
View ArticlePersonal Investments • Re: Today I gave up on factor investing
AVLV, the largest component of AVGV, has also outperformed VOO since inception.Which is pretty incredible when you consider that AVLV is underweight tech.And yes Homer I agree with you, but OP's whole...
View ArticlePersonal Finance (Not Investing) • Re: how to enter solo 401(k) contributions...
@WiscoMamaBearIt sounds like you may need to file an amended return. Seems MrPersuader had the same experience, too. As a result of this, you have overpaid your federal taxes and should be due a...
View ArticlePersonal Finance (Not Investing) • Re: Taxability of 529 scholarship withdrawal
TurboTax isn't taxing any of the earnings, but I think it should be (the earnings attached to the scholarship withdrawal), hence my question.I'd be tempted to just manhandle TT to put the correct...
View ArticleInvesting - Theory, News & General • Re: Vanguard to Exit Individual...
Details of projected Ascensus services and fees:Vanguard to Exit Individual 401(k) Business"Once finalized, Ascensus will assume recordkeeping and client servicing for Vanguard’s individual retirement...
View ArticlePersonal Finance (Not Investing) • Re: Transition to DIY tax return next year
If you're talking about a couple W2s and a consolidated 1099 from a brokerage, just use Turbo Tax. It's cheap and very easy if your taxes are simple. It asks you a few questions and walks you through...
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