Personal Finance (Not Investing) • Re: CPA or Financial Advisor or software?
I always do "what ifs" with spreadsheet to determine optimal approach for us. I agree with someone earlier that going to the top of IRMAA tier 1 and 22% tax rate is usually a good strategy.I do not...
View ArticlePersonal Finance (Not Investing) • Re: Fee charged by receiving bank...
eat the $40 and pay more attention to the account numbers.You should be thinking "I won't do that again!" and consider the $40 as the inexpensive cost of very important lesson.I agree. The charge is...
View ArticlePersonal Investments • Re: Can anyone explain the success of PRWCX (T Rowe...
Have been holding PRWCX in IRA as well as taxable accounts over last 20 years. I can sleep well at night with this investment. Only downside is tax bill in taxable account. every year significant...
View ArticlePersonal Finance (Not Investing) • Re: Zelle fraud lawsuit - anything users...
How does the bank know who perpetrates fraud? What if you sold something to someone on Craigslist, then the buyer Zelles you the money, but they're unhappy with the item and demand their money back...
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Personal Finance (Not Investing) • Re: Bank of America Premium Rewards Elite?...
Mine shows up on the app. Click on the credit card from the main screen, scroll down and click "Premium Rewards Elite Benefits" and there are little icons that show how much of the different credits...
View ArticleInvesting - Theory, News & General • Re: The Final, Definitive Thread on...
I removed a post offering a referral code. See: No SolicitationPlease do not solicit business or website traffic on this forum. Forum officers will determine what constitutes solicitation on a case by...
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Investing - Theory, News & General • Re: The Magnificent 7 and the...
...Step aside Magnificent Seven, and say hello to Batmmaan!B=Broadcom (AVGO)A=Apple (AAPL)T=Tesla (TSLA)M=Microsoft (MSFT)M=Meta Platforms (META)A=Amazon (AMZN)A-Alphabet (GOOG, GOOGL)N=Nvidia...
View ArticleInvesting - Theory, News & General • Re: SCV tilt research data
Value, size, momentum, dividend yield, and quality were all techniques used less formally by active managers before factor theory was formalized.Understood. But it seems to me that if you went to the...
View ArticlePersonal Consumer Issues • Traveling to Vietnam/Cambodia - How’s the access...
Hello fellow BH Travelers.We are 66/76 with chronic but stable health conditions. We are in our gogo travel phase, one of the places on our bucket list is Vietnam/Cambodia to see the Temples in Siem...
View ArticlePersonal Finance (Not Investing) • Re: Retiree Portfolio Model
I searched the thread but couldn't find the answer. If I have a primary residence that is paid off, where do I account for that in the Setup page? Should I include that in Taxable balance (Section 2)...
View ArticlePersonal Investments • Re: Getting Info On TIPS Holdings At Fidelity
I hold TIPS at Fidelity. How do I find out the face value and current inflation index of the bonds I hold?Face value is shown on the Positions page as "Quantity". There are at least three ways you can...
View ArticlePersonal Finance (Not Investing) • Re: RMD; Vanguard employee failed to...
Vanguard support by telephone only is not ideal for some people. If you cannot enter an RMD or Roth conversion in your online Vanguard account yourself, consider moving your accounts to a brokerage...
View ArticlePersonal Investments • Re: Using AI for financial planning
But most BH will never know because they just instantly recoil at anything new, but BHs will never take the time to learn to use it. The anti-new is so bad on here, had this website existed in the...
View ArticlePersonal Consumer Issues • Re: Anyone Retired to Spokane/CDA Area? Health...
I’m not retired, but have lived in north Idaho and Spokane. Since opportunities for outdoor recreation are similar, for me, the theater, symphony, museums, and shopping tip the scales to Spokane. Big...
View ArticlePersonal Finance (Not Investing) • Re: Vanguard RMD Cumbersome Process ???
Just a friendly reminder for those who haven't taken their RMD's yet. On the Vanguard brokerage platform you can take your RMD only from mutual funds or your settlement fund. If the funds you need are...
View ArticlePersonal Consumer Issues • Re: Flaunt your old, sole vehicle (and how much...
Cars are like vaccines and herd immunity in a way... The more modern vehicles on the road there are, the safer everyone is.Not quite everyone: "Pedestrian deaths have been climbing since 2010 because...
View ArticleForum Issues and Administration • Re: My PMs seem to get stuck in my Outbox?
I don’t PM but I think it remains in your Outbox until/if opened by the recipient.This. Outbox = recipient hasn’t read it yet.Statistics: Posted by Scotttheking — Thu Dec 26, 2024 10:03 am
View ArticlePersonal Consumer Issues • Re: Tesla self driving car
Unfortunately environments where you do not need a car seem to be very rare in North America. A few big cities and specific areas in them (NYC, Chicago, Boston (ish), Washington DC (small part of...
View ArticleInvesting - Theory, News & General • Re: What is "the market"?
And now a question of my own.What are "the markets?" I.e. what does it mean when used in the plural? I'm pretty sure that means "the financial markets," but what are they? Stocks, bonds, and...
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Personal Consumer Issues • Re: Tea: recommendations, loose leaf vs. bagged,...
For easy and mild I think you can start with bags of green tea from the grocery. If you use a tea kettle with adjustable temperature lower the setting. Some will have a dial with a green tea setting....
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