Investing - Theory, News & General • Re: Is there anything wrong with a...
Following is a disturbing data fact that is relevant to the "anything wrong with a 100% S&P 500 Portfolio" question. In the past 100 years, there have only been three prior periods during which...
View ArticlePersonal Finance (Not Investing) • Re: Why did I receive a refund for my...
I can't see how any of the safe harbors apply here:- in 2023 I owe more than USD 1000.00- In 2023, I paid less than 90% of what I owed (209+2349.00+2000 versus a total of USD 12,668)- In 2022, my...
View ArticlePersonal Investments • Re: Best Way to Invest for Kids?
If you don't mind me asking, what's the approximate time horizon (how old are they now and how old are you assuming they will be when you transfer the money to them)? And how much money... a little or...
View ArticlePersonal Consumer Issues • Re: Birds nesting in my fan exhaust
They are starlings I am fairly certainStarlings are invasive, non-native, aggressive species. Please remove and destroy the nest even (especially) if it has eggs in it.Statistics: Posted by ishkadetto...
View ArticlePersonal Consumer Issues • Re: Why are airlines allowed to bait and switch...
Another reason this may happen is that you do your original search for ONE passenger and when you go to actually book it, you search for TWO or MORE passengers. There are a certain number of seats...
View ArticleInvesting - Theory, News & General • Re: Asset Allocation Performance
In my opinion, it's just too short a time period to say. Knowing nothing about your overall financial situation, financial goals, risk tolerance, etc., I have no idea as to whether the 50/50...
View ArticleInvesting - Theory, News & General • Re: A Simplified Story Motivating...
Many thanks for the replies! Lots to think about before I have something substantive to reply.Statistics: Posted by monkeytoad — Tue May 07, 2024 1:18 am
View ArticlePersonal Finance (Not Investing) • Re: Should I buy a house despite a...
Is there a reason why you need to put $250k down on a $700k purchase? What's your age? What was the home worth 5 years ago?As I'm going through the process with the seller, it seems that I only need...
View ArticlePersonal Consumer Issues • Re: Can you buy Microsoft Office for home anymore...
If you're going to buy a standalone version of Microsoft Office, you might want to wait till later this year. Office 2019 will stop being supported by Microsoft in October 2025 and Office 2021 support...
View ArticlePersonal Finance (Not Investing) • Re: Is it safe to teach math to...
If you're asking, then don't.All communities are different. Yours sounds like it might be hostile if this is a legitimate concern on your part.Statistics: Posted by Beensabu — Wed May 08, 2024 12:54 am
View ArticlePersonal Consumer Issues • Re: BMW CPO vs NEW Pricing Expectations…..How much...
For #1, you can look at edmunds TMVhttps://www.edmunds.com/tmv.htmlor you can post or lurk around forums like bimmerfest or bimmerpost.The advantage of lurking around there is you might discover...
View ArticlePersonal Finance (Not Investing) • Re: H&R block tax fail.
Sure, I won't disagree that one should (ideally) have an emergency fund and "plan accordingly." I suppose you can add filing early to the list of best practices too. I would agree about not waiting to...
View ArticlePersonal Consumer Issues • Re: Tiny House Update
We have no more conflict or less conflict than we did when we had a 3000 ft.² home. Sharing things and having less is sometimes hard, but it’s more simple.Really really really important life skills...
View ArticlePersonal Investments • Re: Higher Fees or Less Diversification
I also would not do the 0.72% exp ratio fund just for the extra small cap diversification. It is certainly possible small caps MAY outpace mid and large cap funds over the next 5,10,20 years - even...
View ArticlePersonal Investments • Re: Help me prep for retirement 7-10 yrs out
1. Looks good.2. Looks good.3. Your preference seems reasonable.4. Good. See Prioritizing investments if you haven't already.5. Looks good. Enjoy!Statistics: Posted by FiveK — Wed May 08, 2024 1:08 am
View ArticlePersonal Consumer Issues • Re: new laptop display is off-white and not 'white'
You could try recalibrating the display to your liking.https://www.tomshardware.com/how-to/cal ... windows-11Statistics: Posted by anoop — Wed May 08, 2024 1:09 am
View ArticlePersonal Consumer Issues • Re: Dealing with being disturbed by someone else's...
My wife called me out recently. She was snoozing on our pouch when a pair of dogs started balking and being aggressive toward her. I chased them off the property. If this was a one-off event, this...
View ArticlePersonal Investments • Re: my experience so far setting up Fidelity CMA
The whole "not available to withdraw for a week" thing goes away when your account ages a bit. Mine are next day now. But it was annoying at firstDo you remember roughly how long it lasted?I was...
View ArticlePersonal Investments • Re: 1.5 years out - what do I need to do
Roth Fidelity130k - individual stocks plus s&p 500 Mutual fund - slowly unwinding until just indexThere are no tax consequences for selling the individual stocks so I would sell them and put the...
View ArticleInvesting - Theory, News & General • Re: Bill Gross Says ‘Total Return’...
https://www.bloomberg.com/news/articles ... ed-is-deadBill Gross, who pioneered the “total return” strategy in the 1980s that revolutionized the bond market, says the approach is now defunct.[Just for...
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