Personal Investments • Re: When to sell holdings with long-term gains to...
I don't understand the quantified rationale behind streamlining. In principle, you might want, say, a three fund portfolio, since you don't have a strong opinion contrary to that. In practice, you...
View ArticleInvesting - Theory, News & General • Re: How to calculate the YTM of US...
I use the spreadsheet YIELD function to calculate yield to maturity for notes and bonds, which have coupons. The YIELD function also works for bills if you use the correct frequency and day count...
View ArticleInvesting - Theory, News & General • QYLD vs BND
I have been looking at JEPI but it does not have longer timeframe in existance compared to QYLD.Trying to think of these as substitutes of bond as they cap the gains due to sold covered calls and do...
View ArticlePersonal Consumer Issues • Re: Which brand of gold bars is the most popular?
I think from an anti-fraud perspective I like the mapleleaf's the bestnear 100% purity makes for a hard to fake density. I believe the very small radial lines are also an anti-fraud feature.also...
View ArticleForum Issues and Administration • Why Is Investing Theory under US Investing?
Hi Bogleheads Admins, and thanks for the work!It seems like the vast majority of the posts under Investing Theory & News are non-US specific (I don't have the stats). Perhaps it should be...
View ArticleForum Issues and Administration • Re: Why Is Investing Theory under US...
Hi Bogleheads Admins, and thanks for the work!It seems like the vast majority of the posts under Investing Theory & News are non-US specific (I don't have the stats). Perhaps it should be...
View ArticlePersonal Investments • Re: Fidelity brokerage account
Do you have state income tax because if you don't need the treasury fund you could get a bit more in the premium money market.Statistics: Posted by placeholder — Thu May 09, 2024 1:50 am
View ArticlePersonal Finance (Not Investing) • Re: Paying cash for a house vs rent in...
Oftentime the big downside of being in a rural location is access to amenities like shopping and healthcare. How far away is the nearest clinic? Regional hospital? Also depending on the location and...
View ArticlePersonal Finance (Not Investing) • Re: Picking Apart Medicare Part B: Trauma...
Annual Part B benefits average out to about $8K per Medicare beneficiary, as shown on the 2nd graph on this web page:https://usafacts.org/data/topics/people ... neficiary/That's $667/mo., which is...
View ArticleInvesting - Theory, News & General • Re: Total Portfolio Allocation and...
Longevity would be my biggest concern regardless of the method chosen.VPW's withdrawal rate is directly tied to the length of the retirement period -- it is intended to spend down to a specific amount...
View ArticlePersonal Finance (Not Investing) • Re: Fidelity as a one stop shop
Wow, you have the patience to read 129 pages of posts? I wouldn’t be able to go through that torture.Over several weeks. But it was still painful. I am in the process of moving over the Fidelity and...
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Personal Investments • Re: my experience so far setting up Fidelity CMA
My experience: I very recently opened an account, transferred some money, and right away bought FDLXX with all that money. It indicated the entire balance was available for withdrawal (or some wording...
View ArticlePersonal Investments • Re: I want to invest 20k this year for retirement
Welcome.I've no personal experience in your situation and other more knowledgeable posters may comment. However, I'm aware of solo 401k which are for self employed/business owners with no employees,...
View ArticlePersonal Finance (Not Investing) • Re: Retirement plan won't issue a correct...
you should stay after OneAmerica. that's a completely lame excuse. Having done my own transfers, and helped my kids/sister with theirs, multiple custodians have all done the Plan name/Brokerage firm...
View ArticlePersonal Investments • Re: Financial Advisor - on hourly basis?
Highly recommend Mr. Ferri for investment advice. Been consulting him for the past 5+ years now and I find his advice very timely and actionable. You can get more info at...
View ArticlePersonal Investments • Re: Which MMF to choose?
If one wants to park emergency fund and other fund, say 100-200K, which MMF to use or should one divide it between different money market funds?No state income taxspaxx vs swvxx vs vmfxx or any other...
View ArticlePersonal Consumer Issues • Re: Need help Ordering New Mercedes
I guess my question was more like why doesn't the dealership just suggest the plan for everyone. Even if they don't offer the whole $7500, they get some extra cash and the customer perhaps buys a car...
View ArticlePersonal Consumer Issues • Re: How to make Memories-like slideshow with...
This should be trivial to do in iMovie. Give it a shot. The only thing you may need to do is rip a copy of the song, not sure about that part.I think I got it, thank you. I used iMovie on my Mac,...
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Personal Finance (Not Investing) • Re: You Worked a Long Time. How Did You Do...
Op,Here’s how I did it for 30 years: I set goals for advancement and promotion throughout my career. Every promotion sorta felt like a new job.. for a little while, anyway. Once I got to the end of...
View ArticlePersonal Investments • Re: Can I sell for gain in taxable, repurchase in Roth...
Although the IRS has never published (and probably will never publish) definitive rules on what "substantially identical" means, it seems safe to say that a total market index is not substantially...
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