Personal Finance (Not Investing) • Re: Yet another "can I afford this...
To close the loop: Partially based upon the stellar advice of the boglehead community, we ended up purchasing a "cheaper" home for 2.1 M, which meets many of our needs. I can't overstate how helpful...
View ArticlePersonal Finance (Not Investing) • Cash out refinance or similar?
I'm fortunate to be in a bit of an odd situation. My wife and I have outgrown our rented apartment and plan to buy a $1-1.5M house in the next year. We can afford houses in that range, but of course...
View ArticlePersonal Finance (Not Investing) • Re: The problem of procastination in...
I understand the desire to make the relative get moving on investing more, and it is okay to occasionally inquire about whether or not progress has been made, but don't make it a burden for yourself....
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Personal Investments • Re: Have 15K to invest - what to do?
I've maxed out my IRA's this year thanks to a severance package and I have about 15K I want to invest in a taxable brokerage. Do I:-DCA over the course of a year, or invest all at onceYes, one of...
View ArticlePersonal Finance (Not Investing) • Tax Software for NYS 529
I just got a notice from NY state that Turbo Tax mishandled for NYS 529 contribution and withdrawals for 2022. NYS is 100% correct. I see the same mistake for 2023, but I can't figure out how to...
View ArticlePersonal Investments • Re: VTIP vs rolling 5 year individual TIPS ladder
OP, may I ask why do you want to have a short term TIPS ladder? Do you have a need in the near future?The nice thing about TIPS ladder is that you know what you'll get when each rung mature. Since...
View ArticlePersonal Consumer Issues • Re: Ridiculous Rent Increase. Normal?
I thought Sleepless in Seattle was a romantic comedy. This sounds more like a horror show to me. RMIt's not. I just got flipped off by a driver on my bicycle today. The car was taking up all the...
View ArticlePersonal Investments • Re: Breaking up with advisor - Next steps
Thanks. Sounds best to give Vanguard a call then to chat about the transfers. And FWIW, it looks like there are some companies that offer flat-fee advisors to talk over 1-2 topics on a call (found...
View ArticlePersonal Finance (Not Investing) • Re: Benefit for me to switch to Vanguard...
How are transfer times to an external bank and hold times for funds pulled to vanguard? Does it let you trade immediately?No. Vanguard puts any money transferred in a state where it can be transferred...
View ArticlePersonal Consumer Issues • Re: Vehicle tracking devices elderly parent
Tracking is a good start.When is his next Driver License renewal? If not too far off and he'll be required to go in to renew, consider just letting the process carry out, that way, the DMV is the bad...
View ArticlePersonal Consumer Issues • Re: Do you have a lawyer (and should I/everyone)?
If you want a relationship with a lawyer then, as mentioned above, think about why you may need them. There are a lot of solo/small firms that handle bundles of services but only those bundles....
View ArticleInvesting - Theory, News & General • Re: Looking back at your asset...
Through the influence of Bernstein's Intelligent Investor and Four Pillar of Investing ... in January 2003 I made my allocation decisions and implemented them.In the intervening 21+ years all new...
View ArticleUS Chapters • Re: [Dr. Seuss describes the Bogleheads via ChatGPT]
Describe the Bogleheads in the style of a "Dick and Jane" learn to read bookSee Dick.See Dick invest.Dick buys an index fund.It is simple.It is smart.See Jane.Jane likes to save money.Jane does not...
View ArticleInvesting - Theory, News & General • Re: Best book to convince someone...
Negative sum game over long time horizon = GamblerPositive sum game over long time horizon =InvestorAha!Good one!Statistics: Posted by yankees60 — Mon Oct 07, 2024 9:34 pm
View ArticlePersonal Consumer Issues • Re: Fortifying House Ideas
A lot of great comments here.Few questions1) It is a high end neighborhood. Sadly HOA so I dont think fence is a go. What kind of thorny plants do you recommend? I wish I could do razor wire around...
View ArticlePersonal Consumer Issues • Re: What are you listening to now
When I'm not playing the guitar or practicing the piano, here are some of the artists I listen to.....Emerson, Lake and PalmerJethro TullLeo KottkeBlack SabbathThe DictatorsFairport ConventionSteeleye...
View ArticlePersonal Investments • Re: Retire with Less Than $1 million?
A close relative retired with less than 1/10 of a million about 5 years ago. He has a paid off house and squeaks by with SSA. I think that describes a lot of people. Most people retire with way less...
View ArticleInvesting - Theory, News & General • Re: Margin Accounts - Avoiding...
I've had good results with stock lending on IBKR. Last year they gave me a 'make whole' credit for any dividends that would have been qualified dividends, but for which I instead got a payment in...
View ArticlePersonal Consumer Issues • Re: Solar powered generator info
Not any close to under $2K for 240V. There are solar generators for 120V The Bluetti AC180 and AC240L are good deals right now, but minimal watt hours , 1152 and 2400 respectively capable of 1800...
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Investing - Theory, News & General • Re: Can someone explain what...
I see this huge dropCan someone explain how this is possible?There must have been a trade where someone bought and someone sold shares between $90 and $100Statistics: Posted by muffins14 — Tue Oct 08,...
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