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Personal Investments • Re: Does lightning ever strike the same place twice?...
Call it frame-of-reference:Say, you picked-up FNGU at some point. If you compare 1-month, 3-months, 6-months, or YTD charts -- it depends on when actually you bought your position(s). Yes, you could...
View ArticlePersonal Finance (Not Investing) • Re: Ideas for teenager to hold...
What's wrong with a wallet? No need to reinvent the wheel.Yep, do kids really not have wallets anymore? I’m only 30 but dang I feel old now. At a minimum have him get the case on the back of the phone...
View ArticlePersonal Investments • Re: Nearing retirement portfolio setup
I have noticed with a typical 60% stock / 40% bond portfolio that you would almost always be making retirement withdraws from your taxable account, of pure stock index fund sales. The situation that...
View ArticlePersonal Investments • Re: convert mutual fund to ETF equivalent only at...
Thank you very much mkc!Statistics: Posted by coyote2 — Fri Oct 04, 2024 9:00 pm
View ArticlePersonal Investments • Re: mortgage [Can I take a loan from my retirement...
thanks all 3 responders. sorry for my late answer(I was out of country, with post-stroke 99 y/o mother)Statistics: Posted by dashrink — Fri Oct 04, 2024 9:00 pm
View ArticlePersonal Investments • Re: Teen retirement question
Fidelity and Schwab have 1$ minimums for most of their mutual funds. For example Schwab target 2065 index, SWYOX.Statistics: Posted by the_wiki — Fri Oct 04, 2024 9:00 pm
View ArticlePersonal Finance (Not Investing) • Re: “55 Rule” - what if company is bought...
[Topic is now in Personal Finance (Not Investing) - mod mkc]I’m planning on pulling the plug at 55.Everything’s great, financials are all in check, zero debt, mortgage is paid off and we have 2X what...
View ArticlePersonal Consumer Issues • Re: Fidelity Login Problem [Not receiving 2-Factor...
Is the 2fa to Google voice sometimes there are problems to voip numbers.There may be problems at the other end. Over the weekend, we tried to logged into TIAA but wouldn’t send out a 2fa to an app or...
View ArticlePersonal Finance (Not Investing) • Re: Bank balance Vs. Brokerage balance -...
Cash, checking, savings appear on one line, taxable investments on another line, but they are treated the same as assets. They will be added together, subtract off a minimal asset protection amount...
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Forum Issues and Administration • Re: Rule Against Disparaging a Post or...
But despite the ELIF would you say that 5-years old are not capable of understanding bonds? That is, would you consider your request unreasonable?Sure they are. You just can't use words like...
View ArticlePersonal Consumer Issues • Re: Rigid foam board instead of batts and blown-in...
What did the OP decide?Statistics: Posted by snackdog — Sat Oct 05, 2024 9:14 pm
View ArticlePersonal Investments • Re: Why are my Vanguard bond ETFs all down?
Interest rates on intermediate and longer term bonds are up since September, so bond funds NAVs are down. I keep up with interest rate movements on Treasuries here:...
View ArticleInvesting - Theory, News & General • Re: What motivated you to save money?
What motivated you to save money? Freedom is my common theme. When I was a kid in the 60’s, the youngest in a family of 6 kids, we had what we needed (dad had good gov job). But there was never any...
View ArticlePersonal Investments • Re: TIAA Funds
But I have written down that if I take the "TIAA Guaranteed" slice as an annuity (and I think "Guaranteed" means "Traditional"), my former university will pay most of my Medicare Part B premium...
View ArticlePersonal Consumer Issues • Re: Do you setback thermostat on your electric...
Setbacks in winter are a terrible idea from an efficiency perspective.That's the wrong way to look at it. Setbacks almost always save energy. The savings may be less for heat pumps compared to gas...
View ArticlePersonal Consumer Issues • Re: Aftermarket tow hitches?
What did the OP finally do?Statistics: Posted by snackdog — Sat Oct 05, 2024 9:15 pm
View ArticlePersonal Investments • Re: Why buy companies which pay no dividend if...
Why buy companies which pay no dividend if dividends are the central goalDividends aren't the central goal, shareholder value is.With stocks, price is what you pay, value is what you get.Statistics:...
View ArticlePersonal Consumer Issues • Re: Seeking Help from the Best Travel Resource on...
I believe the OP is looking for something more. Galena is a simple day trip from Iowa City.Statistics: Posted by bobn60014 — Sun Oct 06, 2024 9:20 pm
View ArticleInvesting - Theory, News & General • Re: The Final, Definitive Thread on...
New Merrill Edge offer, upto $1000 bonus:https://www.merrilledge.com/offers/1000offercode: 1000PRLooks like IRAs also acceptable. Usual, 90 days hold.How is this different than...
View ArticleInvesting - Theory, News & General • Re: Shiller PE now near 37 - 3rd...
Shiller PE should not be used to time the stock market...I am much more conservative today given the high Shiller PE. Aren't these two statements contradictory?No. Not at all. I did not move to a...
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