Personal Finance (Not Investing) • Re: Does my heated/cooled/finished garage...
Is the attached garage above or below grade?If it increases your listing price, could the attached garage be staged as a family/rec room? To market it as such, it would need to meet code including...
View ArticleNon-US Investing • Re: Sold my company - put everything in VWCE?
Servus,The good thing with investing is that it's almost never an all or nothing dilemma. It won't make a big difference if you do 100% equities or 90% equities. I've found out that I have a pretty...
View ArticlePersonal Investments • Re: Stay the Course? I'm ready to Bail on Vanguard
If customers were not happy they would walk. A few grumbles on this site but it looks like Vanguard has somewhere around 4 times the customers of Fidelity so I would expect 4 times the complaints. I...
View ArticlePersonal Investments • Re: Will NVidia continue to climb?... sold half so I'm...
Hoping that the bit of NVDA I own in my target-date index fund will make me rich!! ... no? ...Statistics: Posted by Lawrence of Suburbia — Sat Jul 06, 2024 2:19 am
View ArticleInvesting - Theory, News & General • Re: International (Non-US) versus US...
I expect the U.S. to hit the point where it can no longer pay debt in bonds back to investors. So I think owning international is a good diversifier.As for folk's that believe that in the USA...
View ArticlePersonal Investments • Re: Am I making mistakes in my 401k/roth allocations?
However, there's a "balance" that happens around the bond duration. Effectively, you hit a "break even" at that point where your bonds are "immune" to those changes. If rates have fallen, you'll earn...
View ArticlePersonal Investments • Re: 2.5% withdrawal rate forever?
If 1% is untenable with interest rates go to zero, markets are down, dividends are cut, I wonder what life is like for everyone else.It's all a matter of psychology. Most people might define...
View ArticlePersonal Investments • Re: Please, Help Me Get Back In! Portfolio Review
Maybe 60/40 is not for you. Consider lowering your stock allocation because of your past history. Think about your willingness, need and ability to take risk.Statistics: Posted by jimkinny — Sat Jul...
View ArticleInvesting - Theory, News & General • Re: Purchasing MYGAs (multi year...
OK so I now have 4 Annuities set up ~ a 3/4/5/6 year. 3 different companies. So far so good.But I noticed when signing up, here in FL, I could not open a Joint account / Annuity contract, I had to to...
View ArticlePersonal Investments • Re: Do Young Retirees Stay Aggressive?
Klang!Perhaps I'll retire for those two years. I'm serious. Thanks for this impactful share. What does your name mean?MKlangMy income will be low, my savings high. 2 million in my name precludes...
View ArticlePersonal Investments • Re: sequence of withdrawals during...
Philosophically, I do not associate withdrawal with spending needs.A) The spending is from 2 to 3 years of expense in cash buffer. B) The refilling of the cash buffer is from the taxable dividend and...
View ArticlePersonal Finance (Not Investing) • Re: Urgently need advice regarding...
Hey y'all,Just to give some closure, we got in touch with a couple of different people (folks who buy insurance policies, etc.) who largely confirmed your conclusions about the policy. We ended up...
View ArticlePersonal Investments • RMD reinvesting
Any thoughts on reinvesting RMD (after taxes).(Don't need it to live off of)Statistics: Posted by Gasman082890 — Sun Jul 07, 2024 4:34 am
View ArticleInvesting - Theory, News & General • Re: Should you aim to do a 3-fund...
I think you should aim for the whole portfolio and take advantage of some of the benefits of asset location. Read more about tax efficient way of placing your assets here....
View ArticlePersonal Consumer Issues • Re: Baltic Sea Reading
Kurt Wallander's murder/thrillers. It's been over a decade since I read them, as I recall, one or more have scenes which take place on ships and out of Sweden but in the Baltic area.At one time,...
View ArticlePersonal Investments • Re: Want to really simplify our investments
Thanks to Celia for the heads up about the transfer of my question to a separate thread. And to the others who passed along their suggestions. All of them are good reminders and reinforcers of things...
View ArticlePersonal Consumer Issues • Re: SubZero/Wolf/Cove Appliance Pricing
Interesting that on such a practical forum as BH, there seems to be so little rational cost-benefit analysis on this one.I understand paying over $11k for a frig if it truly adds to home resale value....
View ArticleInvesting - Theory, News & General • Re: FYI: not all Fidelity rollover...
Just an FYI regarding something I recently encountered. I wanted to buy some TIPS in a rollover IRA and figured that would be easy since you can buy a pretty broad spectrum of investment products in...
View ArticleInvesting - Theory, News & General • Re: Where My 100% Equities Peeps At?!?
Outside our emergency fund (~18x monthly expenses), we are 100% equities (70:30 VTI:QQQ) and have no intentions of changing anything with our AA.That emergency fund is too big to not be included as...
View ArticlePersonal Finance (Not Investing) • Re: Vanguard doesn't need names of...
Either use per stirpes or list everyone by name. Vanguard allows backup beneficiaries. rkhusky,That’s how I look at this. Assuming there is no spouse involved OP should name each child as the primary...
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