Personal Consumer Issues • Re: Tropical Storm Damage - Repair Process?
Neighbors helping neighbors. You should not have to contact bogleheads.org for this kind of thing. Don't you know your neighbors?Also your home owners insurance company surely has a pamphlets and...
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Investing - Theory, News & General • Re: Vanguard Announces CEO...
Today (July 8, 2024), a new CEO is scheduled to take the reins at Vanguard.Perhaps this is a good time to say "welcome aboard, Mr. Ramji" and "happy trails, Mr. Buckley"?I wonder if we’ll see a press...
View ArticleNon-US Investing • Re: New all world fund: Invesco FTSE All-World UCITS ETF
There's yet a newer, cooler kid on the block (since a few weeks):Amundi Prime All Country World UCITS ETF AccISIN: IE0003XJA0J9TER: 0,07%let's hope this this motivates decreases in fees for the...
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Personal Investments • Am I crazy to keep 100% stocks when I FIRE?
Right up front: I am not from the US! I am posting here, because there is much response in this forum, and because I am not sure if it makes a difference. I am in my late 40’s and during the...
View ArticlePersonal Consumer Issues • Re: Should we buy a new car or wait?
Car safety has improved a lot in the 17 years since your 2008 was introduced. Especially with that many people I would replace it with a much newer vehicle just for the safety features since you can...
View ArticlePersonal Investments • Re: Should I dump small caps?
That would be performance chasing, for sure.My primary concern is that I can cut back the cost of my portfolio with 50%. As I believe the Bogle philosofy argues to invest in low-cost funds. I am not...
View ArticlePersonal Finance (Not Investing) • Re: Merchants and card surcharges - are...
Some restaurants here are adding 3-6 % no matter how you pay, for "employee health".When you think credit card fees are high for the merchant, remember that cash has a cost, too. It has to be insured,...
View ArticlePersonal Finance (Not Investing) • Re: Correcting Past Financial Mistakes
One follow-up to this: yes it's true if I were to sell I'd end up 'losing' about $15-20k. But that's sunk cost is it not? That $15-20k is gone regardless. So would it not be prudent to eat the loss in...
View ArticlePersonal Finance (Not Investing) • Re: How do you keep track of your personal...
For people tracking their expenses in Excel, are you actually entering every transaction you make in a spreadsheet?Yes. That's the way I started doing it 39 years ago. That's the way I do it...
View ArticleNon-US Investing • Re: Selling VWRD & AGGU - Irish ETF's
As far as I am aware, there are no tax implications from the Luxembourg/Ireland/Ireland perspective from selling 6 figures of VWRD/AGGG. I'm basing this on that I'm presently drawing down my VWRD/AGGG...
View ArticlePersonal Finance (Not Investing) • Re: Should I buy the $1.5M home in cash?
Seems like a big opportunity cost to me. Imagine what the 2m+ becomes over time, if you just leave it to compound, rather than dump almost all of into a crazy heated housing market -- after which...
View ArticleUnited Arab Emirates • Re: Ireland domiciled BOND ETFs vs US-domiciled?...
Is interest earned taxed?It is ... complicated.The US has a special dividend tax exception for nonresident aliens who receive fund or ETF interest that originates from US bonds. So distributions from...
View ArticleInvesting - Theory, News & General • Re: Good Analysis of Direct Indexing...
I am 71 years old and just recently (3 months ago) signed up with an advisor who convinced me to invest in direct indexing using O’Shaughnessy and to buy bonds through Telemus. The advisor fees we...
View ArticleInvesting - Theory, News & General • Re: Revisiting the "Lost...
Better off being an optimist than a pessimist.My preferred cliche is "hope for the best and prepare for the worst".The absence of a deep, prolonged recession for 15 years now has me worried....
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Personal Consumer Issues • Re: Heat Pump Maintenance: Professional Annual...
talzara, do you have an opinion on how often the Mitsubishi min-splits should receive professional service for light to moderate use?The manual says "After the air conditioner is used for several...
View ArticlePersonal Consumer Issues • Re: Bird watchers – what birds are you seeing?
Along the lines of birds of prey ... this time of year I hear an Eastern Screech Owl around 4 AM. I've never seen one, but have heard them in the AM for many years now.I thought I was hearing a...
View ArticleInvesting - Theory, News & General • Re: Filling the TIPS gap years with...
Combining the two plans in a 50/50 approach (i.e. averaging the results in the above table with the equivalent one in the previous post), leads to the following outcomes for income and number of rungs...
View ArticleInvesting - Theory, News & General • Re: I am having FOMO. Please remind...
The life strategy fund is trailing t bills in real terms, yet the six months worth of expenses have been preserved which is the real goal.I think $12k instead of the default was the overfunding, which...
View ArticlePersonal Finance (Not Investing) • Re: States with permissive...
Most if not all states participate in regional tuition reciprocity/discount programs. For a national overview: https://www.nasfaa.org/State_Regional_Tuition_ExchangesStatistics: Posted by Mr. Rumples...
View ArticleInvesting - Theory, News & General • Re: Mid-year Check-in on Net Worth
Up 8.41% in my investments. I don't count our home as part of my net worth calculation.Statistics: Posted by Nivek — Wed Jul 10, 2024 5:14 am
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