But a three months limit? I think six months or slightly longer is the norm. And that's usually outside the AA.If you’re talking about asset allocation there should be some kind of flexible rule. What if somebody had 25 years of expenses in cash but everything else in equities but said they were 100% equities? It doesn’t matter to them personally but it might mislead others considering their own allocation.Who made that arbitrary rule?That emergency fund is too big to not be included as part of your AA. 3 months is emergency fund, beyond that it’s part of your AA.Outside our emergency fund (~18x monthly expenses), we are 100% equities (70:30 VTI:QQQ) and have no intentions of changing anything with our AA.
Statistics: Posted by UpperNwGuy — Sun Jul 07, 2024 4:58 am