Investing - Theory, News & General • Re: Why (or at what YTM) does it...
Maybe one very important point people are missing when considering populating a 20-30 year ladder with a stock index:Each of those successive 10 years (20+ years from now) is going to have a different...
View ArticlePersonal Investments • Re: Just Diagnosed With MS - Rethinking Finances
...Work Retirement Plan: 28% of portfolio- 56% in VIIIX Vanguard Institution Index- 28% in VPMAX Vanguard Primecap- 8% in Nuveen International Equity- 8% in Vanguard Intl Growth ...3. My Retirement...
View ArticleNon-US Investing • Re: [Australia] Portfolio Review
Hello Hockey Monkey, Valuethinker and Andrew99999, Thank you for your comments. I plan to reply, but I will not have a chance to do so before the weekend. Until then, thank you again.Statistics:...
View ArticlePersonal Finance (Not Investing) • Re: Life event / medical plan change /...
To me it seems it is not a big amount to worry about (in terms of differences between two plans) and if you are expecting medical expenses then you can go with PPO. The max OOP is usually hard to hit,...
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Personal Finance (Not Investing) • Re: As a percent of your career, how much...
Since I started W-2 work in 1982, I've never been fired or laid off. So 0% and 0 days in 42 years of employment.I took two weeks off in 1987 between jobs, when I moved from SoCal to NorCal. And that...
View ArticleInvesting - Theory, News & General • Re: Can vanguard force transition to...
2) Up to 11% of employer of VTI public companies may not have ability to use Vanguard brokerage platform.I would guess that Vanguard has done an analysis and decided that this demographic is not...
View ArticleInvesting - Theory, News & General • Re: New version of PortfolioVisualizer?
Wow, I just went to PV and witnessed the total mess. I will miss it. Is there any alternative that is agreed on that makes a good replacement?? I see testfol.io mentioned several times, is this the...
View ArticlePersonal Finance (Not Investing) • Re: Organizing expenses at college
For both of ours, we worked out a reasonable monthly amount for rent, utlilities, books, food, and some routine activities, and then we transferred it to their account a few days before end of the...
View ArticlePersonal Consumer Issues • Re: Please review my SF/Yosemite Itinerary
As others have said, I'd skip Monterey. The aquarium is nothing fancy. Compared to other bigger ones like San Diego or Singapore. It's not worth the detour down there unless you're golfing or doing...
View ArticlePersonal Consumer Issues • Hit and run victim... anyone have dash cam...
A week or so ago I was the victim of a non-injury hit and run rear-end collision. We took down what we could of the license plate, but we didn't get it right. Police said that the plate number didn't...
View ArticlePersonal Finance (Not Investing) • Re: Dealing with nonstop Vanguard...
Does the 1099 agree with your own records for the amount of interest received from the bonds? Or are they simultaneously with the revised 1099’s giving you more interest or taking away interest?No,...
View ArticlePersonal Consumer Issues • Re: Car insurance: summer college internship out...
What does the insurance company say? I'd bet a second policy in CO.Statistics: Posted by westpac — Thu Jun 13, 2024 12:35 am
View ArticlePersonal Finance (Not Investing) • Re: Can I Afford This Luxury?
As someone who lives in a rural area it definitely makes sense to have a shop/barn and that it will increase the value of your property. That said I’d probably meet somewhere in the middle. Pay off...
View ArticleInvesting - Theory, News & General • Re: The Final, Definitive Thread on...
Once an E*TRADE bonus is credited, can the bonus and future dividends be transferred out without risking clawback?Nothing in the terms to prevent this, but, I always keep it in to be safe. Sometimes...
View ArticlePersonal Finance (Not Investing) • Re: Should I buy this supplemental...
The company pays? Doesn’t that mean that if you claimed it would be taxed?But if you pay isn’t it tax free if it pays out?Yes, the company benefit (free) is taxed. The supplemental benefit is tax...
View ArticlePersonal Finance (Not Investing) • Re: Car/Airplane/Toy Purchases % of Income...
I’ve mentioned this in other threads but it’s not just the purchase price, it’s the expected depreciation. Will a $200k boat be worth $40k in 4 years while a $200k rare/desirable car may still be...
View ArticlePersonal Investments • Re: The market seems unstoppable, and many investors...
At one point in time, I remember people hopping on the SGI band wagon. And one argument was, “they are sitting on over $5B of the most valuable land in California. EVEN if they went out of business,...
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Personal Finance (Not Investing) • Re: Buying a Home in SoCal
Setting reminder to revisit this post in 2 years. Statistics: Posted by cowbman — Fri Jun 14, 2024 12:30 am
View ArticlePersonal Finance (Not Investing) • Re: Roth conversion tax source
Yes, there are good, valid reasons to pay the taxes from your IRA (whether as part of the conversion or a separate transaction). In my case, I want/need to deplete my IRA as fast as possible, due to...
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Personal Investments • Re: Ireland domiciled ETFs: how can a G4 visa holder...
Hi, I'm back with an update and with yet more questions. I would appreciate any additional clarifications.If you get a useful response from Fidelity, perhaps you could post back; that might help...
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