To me it seems it is not a big amount to worry about (in terms of differences between two plans) and if you are expecting medical expenses then you can go with PPO. The max OOP is usually hard to hit, so you should only count for premium + deductible for both plans.
However, you are not accounting that you can contribute full ~8000 in HSA which can give you investment returns. But if you do not want to over complicate things for this year (7 months) then you can go ahead with PPO and switch to HSA next year.
However, you are not accounting that you can contribute full ~8000 in HSA which can give you investment returns. But if you do not want to over complicate things for this year (7 months) then you can go ahead with PPO and switch to HSA next year.
Statistics: Posted by calvin111 — Wed Jun 12, 2024 12:00 am