Personal Consumer Issues • Re: Water Pressure Regulator
So this morning the static black needle on pressure gauge was still at 72 and the red needle was around 90. If I were to adjust the regulator down to 60 PSI static I am not sure if that means that the...
View ArticlePersonal Investments • Re: bond ladder construction under uncertainty
Maybe I'm being simplistic, but since you seem confident that you won't need the money in less than two years, I think I'd either (1) put it all in two year notes or (2) put half in two year notes and...
View ArticlePersonal Finance (Not Investing) • Re: ESPP Participation (Yay or Nay?)
Thanks everyone for all the input. Ive enrolled per all the excellent feedback. I’ll pay careful attention to the tax situation as, like mentioned above, it seems a bit more complex than what I’m used...
View ArticlePersonal Consumer Issues • Re: HVAC Drain Pan: Upsize Quote
A larger pan is not the solution, a drain that actually drains is*. Having said that, I had my annual "tune up" in May one year and in June (110° in AZ) the AC all of the sudden shut off one morning...
View ArticlePersonal Consumer Issues • Re: Please review my SF/Yosemite Itinerary
Day 1: Union Square is a cesspool and it is nothing like it was 10 years ago. I would not go there. I would do Alcatraz and Angel Island together. There's a great hike called Lands End. Basically you...
View ArticlePersonal Investments • Re: Larry's asset allocation
Without knowing Larry's total assets, expenses and plans for his assets after he dies, I would not know what to make of whatever his allocation might be. No reason to assume it should be the same as...
View ArticleInvesting - Theory, News & General • Re: low-ER international index coverage
Yeah, that combo is fine. Slightly outperformed VXUS historically.Statistics: Posted by the_wiki — Sat Jun 15, 2024 12:45 am
View ArticleNon-US Investing • Re: Sending funds from personal Vanguard accounts to an...
NO. I cannot wire from Vanguard directly to Germany either. That form is useless unless you are able to get a medallion signature, where you live. There is some provision that you can also sign...
View ArticlePersonal Investments • Re: Vanguard is threatening forced transition within...
It's not a threat. It's a statement of fact.Statistics: Posted by Doctor Rhythm — Sun Jun 16, 2024 12:00 am
View ArticlePersonal Investments • Re: Switching from actively managed funds to...
2a, yes the entire September account and all funds in it cannot be transferred in kind.At Schwab, it looks like I can buy both WGIFX and RBCUX. I would guess this means you could transfer them in-kind...
View ArticlePersonal Investments • Re: ETFs
What are the other differences? Ie with holding VTSAX vs VTI. Thank you.If you ever work or live overseas, it's difficult to purchase mutual funds as an expat due to their distribution agreements...
View ArticlePersonal Investments • Re: Are there actually any good financial advisers?...
OP,I'm going to go against the grain here. If, after 8 years on this site, you are still wondering whether you need an FA or not, you probably do.I feel that the OP might benefit from a FA, bit just...
View ArticleInvesting - Theory, News & General • Re: Why (or at what YTM) does it...
Our 1st Draft Conclusion (above) envisions two groups.One group that would be willing to buy 20+ yr TIPS at "Any" YTM (if it meets their minimum spending needs) for SWAN purposes because they don't...
View ArticlePersonal Investments • Re: Questions about 529 plan
1) Check the fund composition. Probably, there is low risk. You can sell 1 year portion and move that to something safer.2) Yes.3) Consider scholarshare529 of CA. It has lower expenses than...
View ArticlePersonal Finance (Not Investing) • Re: How to think about taking a pension...
Is the pension also inflation indexed? If so, I suggest there would be no better way to put a solid "floor" under your retirement financial security than to take an indexed pension option. If not, you...
View ArticlePersonal Consumer Issues • Re: Texas - How can I negotiate my rent increase?
I have been here since 2016 and we absolutely love living here. It is very safe, quiet, clean and maintenance is very fast and efficient...We always got a little below market rate and still are.Given...
View ArticleUS Chapters • Re: The C Word By Jonathan Clements (Jonathan has cancer)
I hate to hear this. Like others I used to read him decades ago in the WSJ. Amid all of the noise about markets doing this and that, his column described a simple and steady path to personal...
View ArticlePersonal Investments • Re: Fixed Income and BND
Raises hand ... I am one of those. but this is how the bond funds have been described/sold on this forum prior to 2021.This is ridiculous as that was never the general opinion on the forum of how...
View ArticlePersonal Investments • Re: Will NVidia continue to climb?... sold half so I'm...
OP, Asking genuinely - why post this on Bogleheads, as opposed to, say, r/stocks?Statistics: Posted by monkeytoad — Mon Jun 17, 2024 1:00 am
View ArticleInvesting - Theory, News & General • Re: The Final, Definitive Thread on...
Can anyone confirm if moving VTSAX from Vanguard to e-Trade will count towards the brokerage bonus? Or do I need to convert to VTI first? Any issues with cost basis?If they accept the asset it counts...
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