US Chapters • Re: Master thread for Washington DC Area Bogleheads
Why don't we reschedule today's meeting for sometime in February, perhaps in Silver Spring?BobKStatistics: Posted by bobcat2 — Sun Jan 19, 2025 3:41 pm
View ArticlePersonal Finance (Not Investing) • Re: Year in Hawaii: where to call home?
I’d start looking into the dog-acceptance rate of those renting their condos out. It doesn’t matter about the condo rules if the renter won’t allow it. As far as biking back and forth to work, are you...
View ArticleInvesting - Theory, News & General • Re: Simplify my portfolio
What's your ideal asset mix? A fixed 60/40, 50/50, or 40/60 stock/bond ratio with stocks split approximately 80/20 between domestic and international stocks?Statistics: Posted by snailderby — Sun Jan...
View ArticlePersonal Investments • Re: Allocation for young person
Hello Bogleheads, I have a child who is 24 years old, graduated with a well paying job and what looks like pretty good job security. He has a 6 month emergency fund built up. For the foreseeable next...
View ArticleInvesting - Theory, News & General • Re: Best way to advise about AUM hype?
When people ask me for advice, which doesn’t happen often, I just tell them what I do. I don’t feel comfortable going beyond that.Statistics: Posted by TomatoTomahto — Sun Jan 19, 2025 3:43 pm
View ArticlePersonal Finance (Not Investing) • Re: RMD Tax Withholding
If the required annual payment is met by withholding plus 4 equal estimated payments, the withholding is all timely.Well done. In order to avoid the inevitable question when we use this phrase it...
View ArticlePersonal Finance (Not Investing) • Re: Advice-Only Planner Knowledgeable...
Please accept my sincerest apologies to the forum for mentioning an off-limits topic. My goal starting with my OP was not to discuss an off-limits topic, but rather to start looking for advice-only...
View ArticleInvesting - Theory, News & General • Re: Psychology and utility of 4% rule
OP, very basic issue to address first.The 4% rule was based on people at retirement age who were going to live the corresponding length of time after retirement age. It is very different for someone...
View ArticlePersonal Finance (Not Investing) • Re: Long-term disability insurance for expat
Thanks 123 and BruDude for taking the time to respond.We'll start by giving Petersen International a try. Their website says:"Petersen International offers extensive income replacement options for...
View ArticlePersonal Investments • Re: [CD about to mature - What to invest in?]
If the money isn't needed in 30 years then you would consider it part of your retirement portfolio. The majority should be invested in equities, and how this money should be invested is as part of...
View ArticleInvesting - Theory, News & General • Re: Who are your must-read BH...
I agree with what others have said here. I would add Valuethinker to the list.Agree on Valuethinker.Statistics: Posted by yankees60 — Mon Jan 20, 2025 3:55 pm
View ArticlePersonal Investments • Re: Why does my dad have about $10k in Metlife...
Thanks all for the great instructions which I understand as:a. At Computershare, transfer the shares out of the MetLife PolicyHolder Trust. Will they then become common stock in book form?b. At...
View ArticlePersonal Consumer Issues • Re: What are you listening to now
Very much the same for me. Their music is ingrained in me by now. It's part of me. Here's Garth on the clavinet, which is one of the coolest novelty sounds in rock music I know of. It always made me...
View ArticlePersonal Investments • Re: Endorse? David Giroux, T. Rowe Price Capital...
It's not a good comparison at all. PRWCX should be compared with a 60/40 or 70/30 portfolio.You're right. I messed up and in a stupid way. The combination of the phrase "capital appreciation" in the...
View ArticlePersonal Finance (Not Investing) • Re: Default Disposition in brokerage accounts
Is Specific Identification an option? And will you ever use a default anyways?Statistics: Posted by livesoft — Tue Jan 21, 2025 3:58 pm
View ArticlePersonal Investments • Re: Does anyone use the Merton Share?
With TPAW, how do you have your risk tolerance set? Have you tried different settings to see what that does? By the way, you can change expected returns in TPAW to be the same as the rates used in VPW...
View ArticlePersonal Finance (Not Investing) • Re: Estate executor/POA questions
My mom just passed away Friday, my sister is her estate executor, and she asked me some questions that I thought BHs could help me answer. My sister had my mom's POA and continues to have my dad's....
View ArticlePersonal Investments • Re: Real Estate Investor - Looking for Diversification
Thanks for the replies, all. I'm new to the forum and can't figure out if I can reply to each of your individual posts.The advice to think of my real estate as a business is a paradigm shift that I...
View ArticlePersonal Finance (Not Investing) • Re: How long should I get term life...
All I can tell you is what I did (my spouse was not insurable due to pre-existing conditions).I got a 30 year term life policy with a medical exam in 2000 with a premium of about $75/year per $100K...
View ArticlePersonal Finance (Not Investing) • Re: Who sends K-1s from trusts?
As others have suggested it’s not a bad idea to pay a high quality CPA to do the first year return. Assuming they did the work correctly the IRS will be given an accurate first time presentation of...
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