OP, very basic issue to address first.
The 4% rule was based on people at retirement age who were going to live the corresponding length of time after retirement age. It is very different for someone who is 47.
I find the 4% rule not useful for "living income" outside of the retirement context. For my own purposes being well short of retirement, I tend to look at interest and dividends as my passive income and assume no shares are sold.
The 4% rule was based on people at retirement age who were going to live the corresponding length of time after retirement age. It is very different for someone who is 47.
I find the 4% rule not useful for "living income" outside of the retirement context. For my own purposes being well short of retirement, I tend to look at interest and dividends as my passive income and assume no shares are sold.
Statistics: Posted by rogue_economist — Mon Jan 20, 2025 3:54 pm