Yes that's what I meant. When I set TPAW to 5% stock and 1.9% bonds (real)With TPAW, how do you have your risk tolerance set? Have you tried different settings to see what that does? By the way, you can change expected returns in TPAW to be the same as the rates used in VPW if you wish.
I've been playing with an RRA of 1.24 and 2.26 (slider at 14 and 18 I think). I'm still not 100% sure how to determine that, I think Ben has a write up on how to play with the graph until you're happy as a way to calibrate. My point was that even with a low RRA (aggressive) and middle of the road returns, the recommended AA for my saving portfolio is low (higher bond % than stock most of the time)
Statistics: Posted by Raspberry-503 — Tue Jan 21, 2025 3:58 pm