Personal Consumer Issues • Re: Carry-on luggage
If you are really worried about complying with Airlines specs, here is one: https://www.amazon.com/Samsonite-Hardsi ... B08BX8TDB3Overall Dimensions: 22” H x 14” W x 9”D (Over all size which includes...
View ArticleInvesting - Theory, News & General • Re: Stocks Are More Expensive Than...
It's nice to know that finally this time is different.Statistics: Posted by asset_chaos — Sun Jan 12, 2025 1:33 pm
View ArticleInvesting - Theory, News & General • Re: Riding the coming plastic...
Who's got an MBA in packaging??this is the fallacy that somehow working in an industry gives one some kind of investing advantage. But do the facts support the hypothesis?someone working in an...
View ArticleInvesting - Theory, News & General • Re: Now that long TIPS yields have...
Will I buy more TIPS? Probably not at 2.50%, but certainly if yields challenge their Fall 2023 highs. At this point I would have to liquidate TIAA Traditional to buy any more TIPS. (I have not been...
View ArticlePersonal Investments • Re: Seeking advice on Fixed income CD/Bond ladder over...
SWVXX is paying 4.19% today. Based on the jobs report, I'm thinking the fed will not make any more cuts in 2025, so we are not expecting it to dip below 4 and we can live with that. We've got about as...
View ArticlePersonal Consumer Issues • Re: are there deals to be had given the whiskey...
I've read this before but have not seen any difference in the local supply or pricing.Statistics: Posted by SimplicityNow — Mon Jan 13, 2025 2:03 pm
View ArticleInvesting - Theory, News & General • Re: International and SmallCapValue...
It's not difficult to understand, it's tracking error regret. I have good data as well and just looking back from 2020-2024 it's easy to spot. Here is my individual returns breakdown: US Equity...
View ArticleInvesting - Theory, News & General • Re: How did you arrive at your asset...
My wife and I are both retired, I am 59 and she is 62. We LBYM on our pensions. Investing is kind of a game to me at this point and I don't really need the money, so we are 100% stock.Statistics:...
View ArticlePersonal Investments • Re: My head is swimming. Bond funds.
VWETX is a long term bond fund with a high duration risk.Average duration is 12.9 years.Vanguard gives it a 3 out of 5 on the risk rating, almost entirely due to the duration risk.Those NAV / price...
View ArticlePersonal Finance (Not Investing) • Re: How much is too much for term life?
When I was employed my employer offered 1x salary in life insurance, but I could go to 2x or 3x if I paid the freight. From what I remember it was cheaper than what I could get as term. Just in case...
View ArticlePersonal Investments • Re: Do you adjust your asset allocation based on the...
Only to the extent that those factors are reflected in the existing market indexes.To do it effectively, you would have to determine how multiple inter-related forces will act together over time --...
View ArticlePersonal Consumer Issues • Re: TurboTax not Available at Costco
That's really odd. I see both as available. Just to be sure, I logged in, added the Federal & State version to my cart and started the check out process without any problems.They're there for me...
View ArticlePersonal Investments • Re: How to Proceed with BND in IRA
I'm in a similar situation.Just for simplicity, interest rate and cash flow, I did short term CD ladder to cover RMD estimates over the next 5 years. I added one slightly longer term treasury note to...
View ArticlePersonal Finance (Not Investing) • Re: Fidelity as a one stop shop
I finally managed to move all of my HSA account money out of Optum and into my new Fidelity account....yay!A quick question for those who have an HSA account with a debit card: when using the card,...
View ArticlePersonal Finance (Not Investing) • Re: Help navigate decision to extend...
I’m not sure a FinTech cares as much about the dual degree as much as they care about the middling ranking of the school. Any chance of getting a subsequent degree from a higher ranked school?ETA:...
View ArticlePersonal Finance (Not Investing) • Re: Estimating total tax for w2 and 1099
Thanks everyone. I have used a lot of the calculators - but I find it challenging when considering 1 W2 income and 1 1099. The self employment taxes, etc seem to muddy it enough where the calculators...
View ArticlePersonal Finance (Not Investing) • Re: Qualifying an entity for QCD
ThanksStatistics: Posted by prd1982 — Tue Jan 14, 2025 2:43 pm
View ArticleInvesting - Theory, News & General • Re: Now that long TIPS yields have...
How about a spanner in the works...From a recent Paul Krugman substack post:It occurred to me, however, that TIPS don’t exactly protect investors from inflation; they protect investors from the...
View ArticlePersonal Consumer Issues • Re: Quality Tools
So I'm not looking or wanting something real cheap.If you have the time/inclination…Yard/Estate sales can be a gold mine for solid tool sets.Statistics: Posted by id0ntkn0wjack — Tue Jan 14, 2025 2:46...
View ArticlePersonal Finance (Not Investing) • Re: Fidelity free/$5 Turbotax 2024
Will take it with a grain of salt, but I called Fidelity today and was told that the criteria changes every year, and this year you had to have $500k+ in a taxable account and 72 trades.Taking it with...
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