Personal Investments • Re: Help with advice on maxing out Roth IRA
I would invest the total amount all at once.Statistics: Posted by jdibber — Tue Jan 14, 2025 2:47 pm
View ArticlePersonal Investments • Re: Portfolio Management Services for short-term...
I would try to manage my accounts my self, based on knowledge I got from reading recommended books and monitoring this forum.What is the total in your 529 plans and the equity in your house? Three...
View ArticlePersonal Investments • Re: First time investing! Bogleheads, what do you...
Thank you so much for your reply. I think I've added the expense ratios for everything. I'm not sure what you mean by "a list of all the choices in your 401k plan." There are so many! There are...
View ArticlePersonal Investments • Re: Feedback on my current 401K allocation, HSA, and...
with regard to your HSA: if you can, pay any medical expenses out of pocket instead of using HSA funds (but save the receipts). Let the funds grow and compound. In the future, you can reimburse...
View ArticlePersonal Investments • Re: TIPS retirement question related to upcoming auction
I am retiring in Summer at 60. I am at 60-40, current fixed is in MM.I am new to tips and there is a 10Year auction in Jan, 20 year in Feb and 5 year in April.Do you recommend : 5 year, 10 year, 20...
View ArticlePersonal Finance (Not Investing) • Re: IRS 2024 Form 1099-R Box 7 filing...
According to the “IRIS known issues and solutions” page at https://www.irs.gov/tax-professionals/i ... -solutions , this is a bug that they are working on fixing. So it’s not your fault.The Excel...
View ArticlePersonal Consumer Issues • Re: [What TV Show Have You Recently Watched?]
Not sure how much traction this one will gain after reading through a half-dozen pages of recommendations or so, but in late 2022, Disney+ released Andor, which I can only describe as a Star Wars...
View ArticlePersonal Finance (Not Investing) • Re: Should I leave tech megacorp for...
I would go private sector. You should be able to slot into a fairly senior role assuming your experience aligns with it. Government jobs are mostly good for retirement benefits - but you won't have...
View ArticleInvesting - Theory, News & General • Re: Why again do we rebalance?
OP,A) I do 5/25 band based and annual rebalancing.B) In general, unless we have something like 2020 where the stock market move up or down 30% in a short period of time, my new contribution or...
View ArticlePersonal Consumer Issues • Re: are there deals to be had given the whiskey...
I would be eager to hear your recommendations for great bourbon priced appropriately. I agree that I wouldn't wait in line for Buffalo Trace or Eagle Rare. I recall about four years ago hearing some...
View ArticlePersonal Finance (Not Investing) • Re: How are we doing?
Nothing in particular jumps out at me. Looks like you have well-defined goals that you're working toward; keep up the good work.Buying in your situation doesn't seem tenable to me, with expecting a...
View ArticleInvesting - Theory, News & General • Re: Now that long TIPS yields have...
Looking at yields today, the January 2034 yield is still about 5 bp above the weighted average of the 2032/2040 bracket years, so seasonality shouldn't explain the difference.Not that it explains it,...
View ArticlePersonal Finance (Not Investing) • Re: Should I do my own taxes? Turbotax or...
At age 72, still doing own taxes on paper. I prefer knowing how each number fits together and is calculated, and why. And I guess, through be told, not too sold on handing it over to a program, and...
View ArticleInvesting - Theory, News & General • Re: Bond market and Stock market...
I recently learned a former junior colleague of mine is an analyst at a rating agency and am now (only half seriously) debating whether ratings can be trusted and if I should make the move from BND to...
View ArticlePersonal Consumer Issues • Re: Toyota’s “SmartPath” - any experiences?
I would use caution buying/down payment on sight unseen. I did that with Tesla and it was a crappy experience. The dealer model will always find a way to maximize profits and mess with you, I would...
View ArticlePersonal Investments • Re: What is TIPS purchase price
I am looking at the auction for 10-year TIPS. on the Fidelity website, the estimated price is blank. What is the estimated price?Plan on spending $1k per bond.It will probably come in a hair under...
View ArticlePersonal Finance (Not Investing) • Re: Help Reducing Spending
I mentioned the $40K I see on here since there is a wide gulf between that and my spending, so either I am missing something, they are missing something in their budget, or our circumstances are...
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Personal Finance (Not Investing) • Re: 2024 Capital loss carryover - Lost...
Right on point. Short-term losses are consumed first. You got this. Excellent! Thank you!The offset could be less if your AGI happened to be less than the deductions. Fill in the worksheet in that...
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Personal Investments • Re: Portfolio review request - Finally above water!
1. Roth IRA Allocation: Should I hold only stocks in my Roth IRA to maximize tax-free growth? Should I stop buying bonds in this account?That would be in adherence with Tax-Efficient Fund Placement,...
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Personal Investments • Re: Performing a rollover from TSP to Vanguard?
TSP rollover document suggests they will send a treasury check to the new account. Is that always the case, or is there some other method that can be used? Should I create a traditional IRA account at...
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