Some employer policies will allow you to convert to an individual policy without medical underwriting. (It might actually be the law). Check your companies policy first.I personally would never do this. Change jobs (or lose your job for any reason) and it is gone.When I was employed my employer offered 1x salary in life insurance, but I could go to 2x or 3x if I paid the freight. From what I remember it was cheaper than what I could get as term. Just in case you have something like that available?
Best to purchase a product that is not tied to your employer.
Statistics: Posted by mchampse — Mon Jan 13, 2025 2:08 pm