I'm in a similar situation.
Just for simplicity, interest rate and cash flow, I did short term CD ladder to cover RMD estimates over the next 5 years. I added one slightly longer term treasury note to the mix.
I'm not looking for profit, I only want to keep up with inflation and generate cash to cover RMDs. I do not have access to a 4% money market. I expect that would meet some of your needs.
Just for simplicity, interest rate and cash flow, I did short term CD ladder to cover RMD estimates over the next 5 years. I added one slightly longer term treasury note to the mix.
I'm not looking for profit, I only want to keep up with inflation and generate cash to cover RMDs. I do not have access to a 4% money market. I expect that would meet some of your needs.
Statistics: Posted by Peter Foley — Mon Jan 13, 2025 2:10 pm