Personal Finance (Not Investing) • Re: Can One Choose Not to Declare Some...
Technically you are supposed to pay your correct tax liability so you should declare legit expenses. However I’m not sure how this would ever be raised as an issue or how it could be flagged....
View ArticlePersonal Finance (Not Investing) • Replacing furnace
I have a 22 year old 90 plus Bryant gas furnace that needs to be replace (secondary heat exchange)Replacement quotes from local HVAC dealers were in the $6,000 range for a single stage replacement...
View ArticlePersonal Investments • Vanguard and i401k's
Been unhappy with ETrade recently.They've been calling me every two weeks, hustling for business.Foreign reps.Shutting down offices around the US. Including my local office in Irvine. CA, where I had...
View ArticleInvesting - Theory, News & General • Re: Now that long TIPS yields have...
Sorry I should have clarified that earlier. Assume, no inflation risk for those 3 years and no loss when selling 2040 earlier. I am trying to understand why cost of 2040 is 40% or so higher than the...
View ArticlePersonal Consumer Issues • Re: Pants for cold windy days
I like Truewerk workpants made from a more wind resistant soft-shell fabric, and they seem to have a jean adjacent EDO WerkPant that might fit your needs depending on aesthetics.Statistics: Posted by...
View ArticlePersonal Consumer Issues • Re: Rinnai RXP199iN Condensing Tankless Water Heater.
Have any of you used Rinnai RXP199iN Condensing Tankless Water Heater ? Do you like it ? My current conventional water heater is in a walk-in attic. Is maintenance a problem ? 2 plumbing companies...
View ArticlePersonal Finance (Not Investing) • Re: Tips for buying a home? Questions for...
Wow, I'm realizing how little I know, this advice is golden, thank you, keep it coming!!Statistics: Posted by phiMD — Fri Jan 10, 2025 1:17 pm
View ArticlePersonal Consumer Issues • Re: Books that changed your life!!
Don't remember the title, but my high school junior year chemistry text book. I read it over & over. I had generally thought for several years that I'd become an engineer of some kind, but this...
View ArticlePersonal Consumer Issues • Re: Evaluate DC Itinerary with 3 kids
Thanks for the extra tips.....I am a little concerned about too many museums and want to mix it up somehow which is why the wharf, Mt Vernon, or even Great Falls St Park would be great.....We are also...
View ArticlePersonal Consumer Issues • Re: PSA: Top off your tires
Do snow tires, in general, accept the same amount of air in them as regular or all-weather tires?Yes.When I had my studded snow tires put on this past Monday I instructed them to inflate them to...
View ArticlePersonal Finance (Not Investing) • Re: Roth Solo 401(k) Contributions When...
Hopefully a tax expert will chime in. I believe your answers are correct, but the later feels incorrect - hence your question.Statistics: Posted by Nver2Late — Sat Jan 11, 2025 1:24 pm
View ArticlePersonal Investments • Re: Do you adjust your asset allocation based on the...
I believe I already know the answer, but I'm going to ask it anyways - do you ever consider (...are you ever tempted...) to adjust your asset allocation based on domestic politics, the geopolitical...
View ArticlePersonal Consumer Issues • Re: Maui vs. the Big Island (Hawaii)
We just did Big Island in May 2024 and stayed at Mauna Lani Auberge Resort. You activities sound good. Someone recommended downloading the Shaka Guide. It's an audio tour app ($9 or $10?) as you drive...
View ArticleInvesting - Theory, News & General • Re: What Is The S&P 500's...
That is only for inclusion. This filter was added after the dot.com bust. Then how do you justify the fact that the companies on the tail end of the 500 were not replaced very frequently before 2001 ?...
View ArticlePersonal Investments • Re: Vanguard Investments
Personally, I would have some international, at least 20% of stock, and I would have 10-20% in bonds. Other than that, looks fine.Thank you!Statistics: Posted by Kyle8741 — Sat Jan 11, 2025 1:25 pm
View ArticleNon-US Investing • Re: Shipping UPS
Funny to find this thread, was about to make one.Last two UPS packages we received had items stolen from them with signs of damage and poorly retaped afterwards -- not even trying to hide it. Not a...
View ArticlePersonal Consumer Issues • Re: Luxury cars versus other cars
One thing to consider: Our neighbors across the street bought a new Lexus recently. They were overwhelmed by the technology of the vehicle, still opting to drive their Subaru Forester at least as...
View ArticlePersonal Finance (Not Investing) • Capital One - "virtual (credit)...
Capital One has reminded me for some time about "virtual cards" I may create using my Capital One Spark Business Visa card.It actually sounded like a helpful feature / benefit, and I finally went...
View ArticlePersonal Investments • Re: Mega backdoor Roth vs taxable brokerage
The drawback to withdrawing to Roth is you have to keep track of the basis in case at any point you want to withdraw contributions. In the in-plan the plan tracks the basis. However the Roth IRA has...
View ArticleInvesting - Theory, News & General • Re: Slice and dice without tilting
I've been reading up on slice and dice portfolios, and it appears that it is not technically necessary to introduce tilt in order for a portfolio to be slice and dice. Does it mathematically make...
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