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Personal Finance (Not Investing) • Re: Career advice for a young college...
I think military service has a non-monetary aspect of being "a calling" and one should not pursue it unless:- one feels that call - one's personal circumstances are such that it offers an opportunity...
View ArticlePersonal Investments • Google Authenticator- multiple devices
I’m thinking of rolling over all my 401k and 401k Roth to my Fidelity account. However one thing that bothers me is that Fidelity does not support Yubikey or a physical Authenticator. Has anyone used...
View ArticlePersonal Consumer Issues • Re: Tactile hobbies
I second fly-tying if you have any interest in fishing or know someone who does and needs a supply flies. Caution: it can be addictive!Statistics: Posted by ironman — Tue Jan 07, 2025 12:21 pm
View ArticlePersonal Investments • Re: 2025 portfolio review
I am open to suggestions on rebalancing rules. I will admit to being somewhat confused about how to appropriately set up bands. Maybe something I should spend a weekend on.The Wiki topic on...
View ArticlePersonal Finance (Not Investing) • Re: Possible WEP/GPO repeal
+1. I wish this bill had a provision to wean these states that opted out of SS to force them back in. Would make things seem more fair. The fact that people who never worked a day in their life can...
View ArticleInvesting - Theory, News & General • Re: International (Non-US) versus US...
Per the above exchanges, I will delete the Argument, “Valuations aren’t actionable” from the 20%-Intl category. Let me know if anyone has an alternative Argument to propose in its place.This is...
View ArticleInvesting - Theory, News & General • Re: The Final, Definitive Thread on...
Update: My Schwab guy said that they would match the Etrade linked bonus. We are supposed to chat on Monday. Thanks all!Good for you. I just left Schwab to E*Trade because my consultant wouldn’t budge...
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Personal Finance (Not Investing) • Re: Any downside to disenrolling in FEHB...
That’s smart.We tossed the cards that we thought didn’t apply. Hopefully, we won’t regret it. Okay...here's an update.I called the GEHA phone line listed on our ID cards. (The system actually hung up...
View ArticlePersonal Investments • Re: Roth vs. Taxable for bonds at current yield
Then how do you justify bonds in Roth vs taxable?Tax efficiency. Bond Interest Income = Ordinary Income Tax Rate of 10% to 20+%Stock Index Fund (90+% qualified dividend) = Long term capital gain tax...
View ArticlePersonal Investments • Re: Confused on which way to go..
I'm spitballing here because I have a feeling you live in the North East and I used to live in Stamford CT.Moving to Houston, TX I found I got a bump in pay by not having to pay State tax, didn't have...
View ArticlePersonal Investments • Re: Newbie trying to interpret graph
I see this is adjustmed for inflation. So does that mean the annual spend of 40K actually goes up in substantial years?Yes, the "4% Rule" from the Trinity Study has an initial draw in retirement of 4%...
View ArticlePersonal Investments • Re: What is the deceit in this annuity contract?
It's too bad even after warning him he still want's to look into it. Reminds me of a friend that I told her not to buy the annuity, and she purposely didn't tell her dad in fear of him saying, hell...
View ArticleForum Issues and Administration • Re: Bogleheads Forum website running VERY...
There are at most 50 posts per page.Not always. I get 100 posts per page. How you ask? From another topic, Scrolling down long forum pages can be tedious for mobile users. Until now, readers were...
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Personal Investments • Re: Portfolio / Retirement Plan Review Request -...
Forgive if my assumptions are widly out of range for your situation and tolerance. Let me try to clarify. For giggles, let's just assume I'm retiring next week and I had $2.5 million in retirement...
View ArticlePersonal Investments • Re: Setting up a simple retirement
Hi,No pensions and we have children and grandchildren that we would like to leave an inheritance. None to charity and we have not bought anything for long term care. The 401k Roth is the wife's...
View ArticlePersonal Consumer Issues • Re: Fireproofing homes in wildfire prone areas
I guess you could build a house entirely from concrete blocks or clay bricks with clay roof tiles or a flat roof from concrete... I would expect that to be a lot more resilient to fires than houses...
View ArticleInvesting - Theory, News & General • Re: NVDA hits all-time high, y'all...
Years ago, maybe as far back as 2018 or so, I had coworkers that were big on Nvidia. They were very excited about it, and buying it up, and making decent money at it I suppose. I did briefly look at...
View ArticlePersonal Consumer Issues • Re: Proton outage AGAIN - other options?
Saw this post then logged into my Proton account. No outage for me.Statistics: Posted by Tycoon — Thu Jan 09, 2025 12:57 pm
View ArticlePersonal Finance (Not Investing) • Re: Basic inheritance questions
The answer to your property question will depend on the state.[. . .]Some things you might be able to look up at your county's estate office website. If it's in writing there, it's probably...
View ArticlePersonal Finance (Not Investing) • Re: US Bank 4% Smartly Visa Credit Card
Does anyone know if there is a credit pull for opening the checking, savings or brokerage? I have Transunion, Equifax, Experian, Innovis and Chexsystems all frozen. I don't have Sagestream/Lexis Nexis...
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