Personal Finance (Not Investing) • Re: Business Tax Expenses just to get...
My accountant always told me that your better off with the income rather than the tax write off until you're in the 100% tax bracket.Statistics: Posted by LifeIsGood — Sun Dec 01, 2024 5:08 am
View ArticlePersonal Finance (Not Investing) • Re: What is a simple way to think about...
Hello OP,You do not need bonds at your age.Stay invested in the stock market plus your emergency fund.Educate yourself about bonds.Statistics: Posted by rossington — Sun Dec 01, 2024 5:21 am
View ArticlePersonal Consumer Issues • Re: Repair or Replace 2012 Camry? Need advice!
Don't let the 2,000 miles throw you. Driving short distances, especially if its stop and go, takes a toll on a vehicle.Statistics: Posted by Mr. Rumples — Sun Dec 01, 2024 5:21 am
View ArticlePersonal Consumer Issues • Re: GoogleFi cell service on iPhone? (2024)
I haven't experienced the foreign country use rule myself, but many others report that it is enforced. I don't travel that much, but I use Google Voice, and just prepay data service when I travel....
View ArticleInvesting - Theory, News & General • Re: Thoughts on Bill Bengen...
I've been around here a long time and have followed Bengen since a few years after his 1994 discovery of "the 4% Rule". I've often commented that I find him "quirky" for a number of reasons, but that...
View ArticleInvesting - Theory, News & General • Re: Impossible to send secure...
Thanks for your replies. The scrolling problem in Portfolio Manager seems to have disappeared. However, the "Upload Documents" button in Messages has also disappeared, meaning that the only way for me...
View ArticlePersonal Finance (Not Investing) • Re: US Bank 4% Smartly Visa Credit Card
I was wondering about the privacy aspect of U.S. Bank, so I compared their U.S. Bank Consumer Privacy Pledge to Bank of America's U.S. Consumer Privacy Notice.Interestingly, U.S. Bank claims the same...
View ArticlePersonal Consumer Issues • Re: Whole house humidifiers (e.g. Aprilaire) and...
I have an Aprilaire 700 and like some of the other models mentioned, it uses hot water to saturate a pad. The excess water runs into the condensate pump and is then pumped outside. The problem in the...
View ArticlePersonal Finance (Not Investing) • Re: Fixing FIL finances, part 2
Why not use part of the inheritance to pay off the credit card debt? That may reduce some of the worries about what might happen.Regards,+1Statistics: Posted by grok87 — Mon Dec 02, 2024 5:42 am
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Personal Investments • Re: Leveraged ETF => Stock options: Wash sale?
No, they won't, if you do purposeful manipulation like confounding a long position with an option position on the same equity they have no way to account for it.Hmm ... I was not aware of that....
View ArticlePersonal Finance (Not Investing) • Re: Dreading the fact I must now enrole in...
The issue I struggle with is at 67, have never had a illness, I have never taken any medications for anything. My yearly health check ups keep my doctor amused that nothing has come up in the past 20...
View ArticlePersonal Consumer Issues • Re: Thinking of switching to android from iPhone....
I have a Pixel 6a and I've had it for about 2 years. I'm a techie type person. I had the Pixel 4a before that. The 6a runs pretty well. Fairly stable. My wife has an iPhone 13. I use Firefox with a 3...
View ArticleInvesting - Theory, News & General • Re: Are HYSA obsolete?
Do you still have, use, and find beneficial your Wealthfront roboadvisor account?Yes. It's my taxable fund for money we know we don't need anytime soon, but don't have a defined purpose for at the...
View ArticleInvesting - Theory, News & General • Re: Small cap value stock premium -...
The market consistently prices stocks incorrectly even though nothing has changed FUNDAMENTALLY for/in the underlying company.Define incorrect stock price and how to determine if a price is incorrect....
View ArticlePersonal Investments • Re: Starting taxable investing, agonizing over choices
As you may need the funds for non-retirement reasons (school), contributing to Taxable rather than Roth 401k (via a mega backdoor Roth (MBR)) is the better choice for accessibility to your funds when...
View ArticleInvesting - Theory, News & General • Re: Stock Market Valuations:...
Before 1972-ish, none of it (measured in US dollars) was inflation. The profitability results from improvements in technology, although most of that is deflected down as lower prices, and the growth...
View ArticlePersonal Consumer Issues • Re: Sell to Carvana or Carmax?
Nice thing about Carvana is they will pick up the car but they charge for that, not sure if CarMax pick up.I’ve sold 2 cars to Carvana and there was no charge for them coming to my house to get the...
View ArticlePersonal Consumer Issues • Re: Anyone use the discount airlines???
I won’t use Spirit or Frontier or Allegiant. The problem isn’t the pricing model, it’s how they operate. To save costs they’re running the same plane all day, and generally don’t have backups. So if...
View ArticlePersonal Investments • Re: Non-Gov 457 - Long Term Distributions on separation
I elected a 5-year distribution for my NG457B when I left MegaHospital. I was still able to chose/change the investment(s) after separating, but I just kept it in the Stable Value Fund that was...
View ArticleInvesting - Theory, News & General • Re: Fidelity to Push Advisor Clients...
Sure seems like the first step towards converting everyone to a default cash sweep account like Schwab, Merrill, and JPM. I wonder if those lawsuits are going anywhere?Statistics: Posted by MtnTravel...
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