Bogleheads Community and Local Chapters • Re: 2024 Conference - Presentations...
Any update on the most recent conference videos?The video project is in the very final stage. Per the person in charge of this part of the project, stay tuned for an announcement "real soon now."Thank...
View ArticlePersonal Consumer Issues • Re: TurboTax 2024 software offer
Costco deal isn't worth it if you have no use for the TT $10 credit. Glad I snagged the Amazon Friday evening deal. Not I don't have to worry about the after Xmas deal.True! If you live in a state...
View ArticlePersonal Consumer Issues • Re: Credit Card charge prior to shipping product
The dispute time should be spelled out in the credit card agreement that you received from the issuer.Statistics: Posted by jebmke — Tue Dec 03, 2024 6:09 am
View ArticlePersonal Consumer Issues • Re: old natural gas furnace malfunctioning
Call good service person to check control side i.e. flame rod/sensors, switches, control boards, and physical side i.e. heat exchanger, combustion fan, etc.Get by with space heaters until this can be...
View ArticlePersonal Investments • Re: 12yo wants to start investing - 529, UTMA, other...
I opened a Fidelity youth investment account for my son when he turned 13. I plan to do it for my daughter next year when she turns 13. I recommend...
View ArticlePersonal Investments • Re: Is there more to Personal Finance?
I have followed the Bogleheads philosophy for years, if not decades- specifically indexing, not timing the market, avoiding individual stocks, compounding, HSA, etc.The main WSJ personal finance...
View ArticlePersonal Consumer Issues • Re: Medicare Supplement Plan G vs Plan N?
I've been on Medigap 18 years, and I''ve never incurred any excess charges. Ditto for DW, although it was only 9 years for her.I believe some states prohibit excess charges, based on the many hours of...
View ArticlePersonal Investments • Re: Best Vanguard Funds for Brokerage Account to limit...
I have held 100% of Large Growth (VUG) in taxable and 100% of small (VB) in taxable for the past 6 years. VTV/VVIAX in Traditional and Roth IRAs. The tax benefit has been immense, but I have run out...
View ArticlePersonal Investments • Re: Roth IRA and pre tax 401k?
Right now I’m sitting with 150k in Roth IRA, 50k in taxable (that I’m moving over to Roth each year) 50k in 401k which I’m currently contributing to.Statistics: Posted by Sodak — Wed Dec 04, 2024 6:27...
View ArticlePersonal Investments • Re: Is 10% in speculations OK if you don’t need the...
In my retirement accounts I’ve moved 10% of my Roth IRA, IRA, and HSA into (speculations). I did this, because I believe in them and think they may be worth the risk. Even if the 10% goes to zero, I...
View ArticleInvesting - Theory, News & General • Re: Total Portfolio Allocation and...
Would this still hold under DRRA and a well-performing portfolio? Or a portfolio that is expected to outgrow withdrawals? I would think there would be scenarios where you would not expect to buy more...
View ArticlePersonal Finance (Not Investing) • Re: [Voluntary Severance Package]: take...
There are so many comments urging you to take the package, let mine be one more.Discuss this seriously with your wife to see if she has any concerns (doubtful), then beat a path to their door.Good...
View ArticleInvesting - Theory, News & General • Re: Why 100% stocks if the SWR is...
Why is it not meaningful?My spending doesn't perfectly track CPI-U. My spending isn't perfectly constant every year; sometimes I buy a new car or furnace. Nobody keeps their spending constant during...
View ArticlePersonal Consumer Issues • Re: PSA: Top off your tires
Yup. Topped mine off prior to ye olde Thanksgiving road trip and found them to be 4 PSI low. Underinflated tires lower gas mileage by about 0.2% per 1 PSI, so I saved 0.8% on gas. There's only one...
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Personal Finance (Not Investing) • Re: Using withholding on Roth conversion...
Not mentioned in the thread, but a logical extension is one minimizing all withholdings throughout the year on earned income, pension, etc... and do one tIRA to Roth conversion with enough withheld to...
View ArticleNon-US Investing • US citizen living in Portugal - best practices for...
Sorry if this has been covered before, I'm pretty new to all of this, and not sure what to even search for in this forum. I am looking for some advice and best practices for managing our 401K and US...
View ArticlePersonal Finance (Not Investing) • Re: tax reporting requirements for bitcoin...
This thread is now in the Personal Finance (Not Investing) forum (taxation). As a reminder, cryptocurrency as an investment is off-topic. See: Greater Fool Investing StrategiesEventually, one runs out...
View ArticlePersonal Finance (Not Investing) • Re: My Condo's HOA (in California) fire...
Hi there new forum member I recently bought my first home, a condo, in CaliforniaWhile attending the HOA meeting, I learned that the HOA insurance is not being renewed. A call to the insurance agent...
View ArticlePersonal Finance (Not Investing) • Oil Furnace Service Contracts
Is an oil service contract worth the cost, 382.81 per year? My furnace is 7 years old, no issues. My concern is getting it fixed during the winter should it go out. We do not have another heat source...
View ArticleInvesting - Theory, News & General • Re: Am I Creating A Future...
Make sure that you are using different funds in your taxable account versus your and your spouse’s tax-advantaged accounts to help avoid permanently disallowed wash sales. By investing weekly, you...
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