Personal Investments • Re: So much bond negativity
That's a bit simplistic.Bond traders hardly "know nothing about the market".The difference is in time frames. Bond traders aren't looking to hold to maturity and earn coupons.They're looking for short...
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Personal Investments • Re: Portfolio Review for Widow in Mid-40s
5. Somewhere in the deceased husbands’ notes, he mentioned having $20,000 worth of “precious metals.” I think we have been through every account in all of the papers, etc., and cannot find anything...
View ArticlePersonal Consumer Issues • Re: Who's up for pickleball? Zero-zero-two. Game On!
I am guessing you are not a golfer.. Have you priced clubs and green fees? PickleBall is a cheap hobby. Where I play, courts are free, and if you buy a $250 paddle and play 2/week that paddle only...
View ArticlePersonal Consumer Issues • Re: Losing access to Vanguard account
Just to clarify a few points.When the account was established, her online access was never created because the agent at the time said I could manage her account through mine own account. Wonder if I...
View ArticlePersonal Finance (Not Investing) • Re: Limited use FSA + HSA and spouse...
1. I can open up a limited use FSA and submit claims for dental expenses that my wife incurs even though she is not on my health care plan.Correct. You're allowed to use your spouse’s FSA money, and...
View ArticlePersonal Finance (Not Investing) • Re: Bank of America/Merrill Edge -...
Some of us have several cards, so the value of the promotion can be many times that.In any case, I will likely do my transactions shortly after midnight ET. I don’t expect any issues with eventually...
View ArticleInvesting - Theory, News & General • Re: Goldman Sachs predicts 3%
I hear what you are saying; but how exactly do lower or higher risk-free real returns affect asset allocation? Certainly +2% makes it easier to grow assets than -1%; but you could argue that risk-free...
View ArticleInvesting - Theory, News & General • Re: For Over-Savers: Now what?
My goal has always been to make sure my wife and children are taken care of. Given current net worth and an upcoming inheritance the amounts will be substantial. My parents helped my sister and I...
View ArticlePersonal Finance (Not Investing) • Re: My uncle was tricked by a Facebook scam
Very unlikely. In this case, the only ones that could have done anything was Facebook. Anyone else would be lying.He fell for a recovery scammer. They go after victims of scams, promising they can...
View ArticleInvesting - Theory, News & General • Re: The Final, Definitive Thread on...
Sounds like you have the answer, which is to call.....or send it somewhere else...I think you missed the bolded part.No, I read it. You have the solution… just call.Statistics: Posted by bbrock — Wed...
View ArticlePersonal Investments • First post in 10 yrs. Somehow I got rich…
-Cliff notes: started a company in November 2014.-Current Age 41-ZERO DEBT in personal life or business!!!-INCOME: over $500k/yr and increasing yearly-10 yrs later I have a paid off house $750k.-$550k...
View ArticlePersonal Finance (Not Investing) • Re: Fidelity as a one stop shop
Question on Fidelity HSA account: what information does Fidelity require to get reimbursed? I have a pile of scanned receipts some itemized and some not. Does Fidelity require details of service or...
View ArticlePersonal Investments • Re: 403B plans at retirement leave or convert?
What state are you in, and are those 403(b) plans governmental? Generally employer plans are protected from creditors, whereas IRAs may not be. California is an egregious example, where the IRAs are...
View ArticlePersonal Finance (Not Investing) • Re: Law School Debt: Is It Worth It?
I'm not a lawyer, but I dated a gal who became an attorney. She went to Berkeley Law and I saw how she enjoyed being part of law school in that particular school. Not sure where Berkeley Law stands in...
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Investing - Theory, News & General • Re: Treasury Direct e-mail:...
I’m thinking I’m gonna deliver the rest of mine very soon. Having immediate access to sell partial or all for any reason is a huge unexpected benefit. I’d be disappointed if either the buyer or seller...
View ArticlePersonal Finance (Not Investing) • Re: For those with kids in private K-12
Curious how much your tuition typically goes up each year? Our school in a LCOL area raises rates about 7-8% a year, which is above average salary increases, and above current inflation. Seems high to...
View ArticleNon-US Investing • Re: What are good podcast or youtube channels for UK...
My understanding is that "financial advice" in the UK is more regulated than elsewhere. So even blogs aimed at helping people build wealth can really just talk about ways of saving money, not...
View ArticlePersonal Finance (Not Investing) • Re: Should I keep my Long Term Care Insurance
Assuming #4 plays out as you hope, then #s 5, 6, and 7 should be ok. But what if you need LTC next year? Year after that? There are other possibilities than old age that might involve need for LTC....
View ArticlePersonal Finance (Not Investing) • Re: Help me understand HDHP? Is it too...
This. Traditional plans may pay most of the cost for doctor’s visit, urgent care, ER visits & prescription drugs right from the first visit with just a co pay. HDHP plans will pay nothing until...
View ArticlePersonal Investments • Re: Any Reason to Stay in TSP
My TSP account is 100% G, so there is no reason to even log in anymore. I can get the share price without logging in. I moved the rest to Vanguard in order to do Roth conversions. It's been nice...
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