Personal Investments • Re: Portfolio Review for Widow in Mid-40s
Was she named as the sole beneficiary on his 401k and Roth IRA?Yes.Statistics: Posted by RetiOpening — Sat Oct 26, 2024 11:45 pm
View ArticlePersonal Consumer Issues • Re: Give kids $100k for college and let them decide?
I don't want positive expected value. I want top quality.I'm sure there was a study that got to that conclusion, many others likely reached a very different one. However attempting to quantify the...
View ArticlePersonal Consumer Issues • Re: Best (and simplest) way to buy a used car?
1) This car won't be my main car, I'll drive it maybe 3,000 miles a yearFor that few miles I would take a hard look at just renting a car, van, or pickup truck when you need it.Statistics: Posted by...
View ArticlePersonal Finance (Not Investing) • Re: Resource for making Quicken simple?
Can anyone share if I can create two household budgets in quicken? Ie, ours and eventually my parents when they are not able to run their own finances. I was thinking if using it for my own personal...
View ArticlePersonal Finance (Not Investing) • Re: Considerations when moving from CA to...
Washington has a substantial estate tax in my opinion. You might want to read over the information here: https://dor.wa.gov/taxes-rates/other-ta ... te-tax-faqStatistics: Posted by white_water — Sun...
View ArticlePersonal Consumer Issues • Re: Oil change place left cap off... many miles...
How did the story end? Did the mechanic admit it? Have to pay to fix the engine?Happened at the start of a vacation flight to FL from Memphis. Offending shop took responsibility and repaired my engine...
View ArticlePersonal Consumer Issues • Re: Frustration with Small Claims Court
That's awful. Sorry you had to go through all that.Yes, the county is probably immune from having to pay "money damages" in tort for negligently (or maliciously) assessing taxes and penalties. See...
View ArticlePersonal Finance (Not Investing) • Re: Extended iPhone Apple care—worth it?
Used iPhone 14 pro is about $500, which would be what your phone is worth. I wouldn’t pay 1/4 the value for insurance.Statistics: Posted by the_wiki — Sun Oct 27, 2024 11:39 pm
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Personal Investments • Re: VBTLX into BND
I own both because my Roth is with Schwab, and it’s easier/cheaper to buy the ETF. My 403b is with Vanguard, and it’s VBTLX.It’s mildly interesting to watch the daily performance of both.. side by...
View ArticlePersonal Investments • Re: Moving Portfolio from Fiduciary Manager to...
Welcome!Some initial comments:* Nobody cares about your money more than you do. Kudos for your decision to keep your money and manage things yourself. You can absolutely do this along with help from...
View ArticleInvesting - Theory, News & General • Re: Treasury Direct e-mail:...
The phrase "purchase limit" is used 23 times on this page already, but actually does not appear in the code linked above § 363.52. Instead, the word "acquire" is used.Code: (a) The principal amount of...
View ArticlePersonal Investments • Re: Moving Joint Brokerage Account to a Revocable Trust
I did this two years ago (California). Because it was a joint account there was some finagling to get both of our approval. I think we ended up on a "3 way call" with me, my spouse and Vanguard, where...
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Personal Finance (Not Investing) • Re: Friendly advice without pay and liability
I'm not a lawyer, I'm not sure the actual liability... But I see the majority of podcasts, etc. have disclaimers about "for education purposes only" and "not to be construed as personal financial or...
View ArticlePersonal Finance (Not Investing) • Re: Did your retirement go as planned?
My father died in his early 60's when I was in college. I don't know what his retirement plan was (he didn't have much savings), but he never got to retire. My younger sister planned to retire early...
View ArticlePersonal Consumer Issues • Re: Suggestions on Where To Live Next?
• Car free living;• Cold, or at least cool, year-round temperatures, compared to most of the US (ideally, at least 4 months of a solid winter, that usually has snow, with temps typically below 40, and...
View ArticlePersonal Investments • Re: Estate Tax Calculation
Does anyone know why pre-tax values are used for estate tax calculations? Same question for FAFSA. Assume I have a $10m after tax account and a $4m traditional IRA. I'm only (or my heirs) going to see...
View ArticlePersonal Investments • Re: 8k$ in passive income per month
Thanks a lot for all answers. I will go through one by one and reply.Statistics: Posted by rajwar — Mon Oct 28, 2024 11:54 pm
View ArticlePersonal Finance (Not Investing) • Re: Considerations when moving from CA to...
We moved from CA to WA many years ago and did restate the CA living trust to adjust for the credit shelter trust.It's annoying that the index for the estate tax inflation adjustment is broken as it...
View ArticlePersonal Finance (Not Investing) • Re: Anybody working for the same employer...
42 years. Started after college, until retirement.Statistics: Posted by RetiredAL — Mon Oct 28, 2024 11:59 pm
View ArticlePersonal Finance (Not Investing) • Re: mortgage recasting
Has anyone done a mortgage recasting?How much of a lump sum does the mortgage company ask for before they will do this?Yes. They had me do a minimum $10,000 payment after I officially requested the...
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