Personal Finance (Not Investing) • Re: Where to put teen's savings?
DS has ~$15,000 that he has earned in a savings account earning .10% interest. He recently turned 18, so I'm encouraging him to open a checking account with access to a debit card. He would also be...
View ArticlePersonal Finance (Not Investing) • Re: Contemplating Creating a Lifestyle...
Of course if someone already has a lot of money - and wants to mooch off the rest of us taxpayers rather than actually work for themselves - I suppose they could figure out how to do this and feel...
View ArticlePersonal Consumer Issues • Re: Backpacking: National Parks vs Wildernesses
Moved from the Seattle area many years ago, it is crazy. Any random trail close to the city has people parking miles away from the trail head and it is packed. Not a fun time.Statistics: Posted by...
View ArticleClik here to view.
Personal Finance (Not Investing) • Re: Form 5329 and Determining Penalty Fees
My wife recently received a letter from our brokerage firm stating they incorrectly handled her contribution and made an extra deposit in 2022 causing her to exceed the IRA contribution limit. They...
View ArticleUS Chapters • Re: St Louis Bogleheads
There was never really a Boglehead contingent in St. Louis when I was there ...There used to be. I remember a meeting at Larry Swedroe's company and he supplied us all with a free lunch.It's been gone...
View ArticleInvesting - Theory, News & General • Re: Vanguard Cash Plus Account
I ended up moving away from Vanguard Cash Plus as my primary transaction account. Mostly for various reasons discussed in this thread, such as having trouble linking it to other banks and the one day...
View ArticlePersonal Finance (Not Investing) • Re: Medicare or Advantage
In most states, if you want to switch from MA to Medicare in the future and purchase a Medigap plan, you may be subject to underwriting. Check for your state.Statistics: Posted by protagonist — Mon...
View ArticlePersonal Investments • Re: Retiring in 6 months (off TSLA options); Plan...
Thank you for posting real experiences and real numbers. I wish you well and will be rooting for you!Statistics: Posted by Normchad — Mon Aug 26, 2024 6:21 pm
View ArticlePersonal Finance (Not Investing) • Re: Truecar recent experience? Any...
Thanks for sharing! I prefer a no haggle approach. Fingers crossed it works for me.Statistics: Posted by Hubub — Mon Aug 26, 2024 6:22 pm
View ArticleClik here to view.
Personal Investments • Re: Roth 401K vs Traditional 401K
Opened up last years Turbo Tax.Summary page says effective tax rate 2.94%.See what the already-referenced Traditional versus Roth wiki has to suggest in that case (note: link goes directly to the...
View ArticlePersonal Investments • Re: Received a big inheritance $10m+. No idea what to do
Agreed in the short run - I'm not going to be touching anything for at least 6 months here.in the long run with my napkin math and some helpful websites I have found that with their returns, that...
View ArticleClik here to view.
Personal Consumer Issues • Re: Critique our post retirement plan in WA
Sounds like a good plan. Only thing I’ll suggest is to take a look at Cannon Beach in Oregon as a possible alternative. It’s got more going on than Ocean Shores and there’s a hospital just up the...
View ArticlePersonal Investments • Re: In-kind transfer when market is down vs. when...
As with most things, you'd rather do it when the market is up because that means you have more money to spend after withdrawing... But alas, we don't know when the market is up or down relative to the...
View ArticlePersonal Finance (Not Investing) • Re: Bogleheads favorite Personal...
There was a blog I followed based on a referral on this site, which I don't recall but was dry, statistic-based, and followed the US housing market frequently. Does this ring a bell?Maybe...
View ArticlePersonal Consumer Issues • Re: What frugal thing did you do today?
Got on a conference call today with my nephew (age 26, early in his young career) and taught him about 401k options, setting up an IRA using a Boglehead’s 3 Fund Portfolio. Discussed asset allocation,...
View ArticlePersonal Finance (Not Investing) • Re: 4 months into 30 year - refi no-cost...
All pulls within a 45 day window counts as one according to the CFPB.Very helpful. Bogleheads does it again!Statistics: Posted by DarkHelmetII — Tue Aug 27, 2024 6:24 pm
View ArticleInvesting - Theory, News & General • Re: Wiki - Prioritizing investments...
Sorry, what I meant is that putting the "emergency fund" first is bad advice. If you are carrying credit card debt (and most people who carry it aren't carrying small amounts) you are in an emergency...
View ArticlePersonal Investments • Re: Advice As My Money Can't Be Doing The Most For Me
Is the brokerage account intended for your retirement, or does it have some other purpose?Statistics: Posted by delamer — Tue Aug 27, 2024 6:26 pm
View ArticlePersonal Consumer Issues • Re: What are you listening to now
I can’t believe I bothched the name up. We listened to America today not The Eagles. Thanks for the correction. I’ll edit my mistake. It gets frustrating sometimes.Statistics: Posted by AlohaBill —...
View ArticlePersonal Consumer Issues • Re: Hit a deer. Repair vs trade in car?
I say get rid of it on the basis of it being a Subaru OutbackIt was my third consecutive Subaru. I loved the first two.The features that made me hate this car were all features of the higher trim...
View Article