Personal Consumer Issues • Re: Anyone become "nomadic" in retirement??
This is my idea of a nomadic retirementhttps://microship.comStatistics: Posted by beyou — Fri Aug 23, 2024 5:18 pm
View ArticlePersonal Investments • Re: National Life and American Financial: Good or Bad?
Here's the basics of the Boglehead investing strategy. Getting Started. I don't think 99% of K-12 teachers have their 403b/457 plans in equity indexed annuities, but too many teachers probably do own...
View ArticlePersonal Finance (Not Investing) • Re: TreasuryDirect assets and Estate Planning
I have been investing in savings bonds for over 20 years so I would say I WAS a loyalist. But the lengthy poor service with security theater of signature guaranteed forms has turned me off, not...
View ArticleInvesting - Theory, News & General • Re: MTUM? [Momentum]
nedsaid wrote:Andrew Chen recently was a guest on Rational Reminder, he is an Economist with the Federal Reserve who has done important work on market data and asset prices, his conclusion was that...
View ArticlePersonal Investments • Re: Bonds in taxable are bad? Bonds in tax-advantaged...
I have the same problem as OP.Bonds in taxable are bad because yield is taxed as income (compared to capital gains from stock dividends and appreciation)Bonds in tax-advantaged are bad because those...
View ArticlePersonal Investments • Re: Baby on the way: Investments for the newborn
The best give you can give them right now is life insurance to cover a death of you or your spouse. Once you have that in place, go get your wills and stuff done by an attorney, so that your child can...
View ArticleInvesting - Theory, News & General • Re: Why all the IRMAA angst? [IRMAA:...
Is there a rule of thumb about whether it is better to take social security earlier in order to avoid triggering IRMAA?I would say "no" but should probably say "almost never", as there are many other...
View ArticlePersonal Investments • Re: Received a big inheritance $10m+. No idea what to do
Was in similar boat 20 years ago --- read for 6 months -- Winning the Loser's Game (Ellis) -- Bill Bernstein -- Against the Gods (very entertaining about risk - Peter Bernstein)In regards to 100%...
View ArticlePersonal Investments • Re: Cash at Fidelity
I’m going to try auto liquidation thanks for your DP. Interestingly on the Fidelity Reddit when I used mod mail to ask they said FRSXX does NOT auto liquidate.All I can say is that I've got a big...
View ArticlePersonal Investments • Re: Selling individual treasury bonds at vanguard or...
Please let us know how it goes people are always talking about how easy it is to sell these and brokered CD’s but leave out how bad the haircut is and what quantities they were selling.Statistics:...
View ArticlePersonal Finance (Not Investing) • Re: Did anyone spend too much in early...
Underspending can actually be problematic, especially for heirs. I brought on a client late last year who was a DIY type his whole life but had been diagnosed with a terminal illness, so he was...
View ArticleInvesting - Theory, News & General • Re: Bob Brinker Host Of Money Talk...
RIP, Bob. He was one of the vectors that pointed me towards Bogleheads.I still have his 90/10 portfolio (90% Vanguard Total Stock Market/10% Vanguard International Growth) as part of my own. I put a...
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Personal Investments • Re: Follow up from prior post - Investment Club (FA...
...I don't want this guy coming to speak under the guise of giving sound financial advice and ends up pitching his annuity products....Met with him on Friday. He referenced Bogle as if he follows...
View ArticlePersonal Investments • The classic: Can I retire (early) ?
income HIM 200k, HER 70kcurrent assets: 2 million200k cashno taxable accountRoths: 200kIRA/401k/403bs: 1.1 million529: 90k (one child, going college next year)home: 450k - no mortgagetwo cars, no...
View ArticlePersonal Finance (Not Investing) • Re: Is Home Insurance worth it?
(Umbrella, right? Not sure you can have umbrella without homeowners insurance).Your umbrella policy will state the requirements for the liability limits on the underlying auto and home policies.We...
View ArticlePersonal Investments • Re: Tactfully Leave Financial Advisor
The usual way is to have the new company pull the funds from the old company. Yes. When I moved inherited Merrill Lynch funds to VG I set it up with VG who took care of everything. I never had to deal...
View ArticlePersonal Consumer Issues • Re: [What TV Show Have You Recently Watched?]
We just finished S3 of The Boys and we love the show. It's definitely gorey at times and they had more nudity than we were expecting (but in a hilarious way) so we're excited to get started on S4....
View ArticleInvesting - Theory, News & General • Re: What are you up YTD? [Year To Date]
Still up bigly. VTI is up about 18%. So I’m up about 60% of that, plus another 40% of 3.12% for VMFXX. So I’m up somwhere close to 12%.Statistics: Posted by Normchad — Sun Aug 25, 2024 5:55 pm
View ArticlePersonal Finance (Not Investing) • Re: Slott: The Big Retirement Myth
Don’t forget that when you are saving into tax deferred it comes off the top, so it saves you from getting taxed at the highest tax bracket.When you are taking an RMD, you are filling up from the...
View ArticlePersonal Finance (Not Investing) • Re: Best brokerage for HNW clients?
Vanguard, Fidelity, Schwab.Statistics: Posted by bsteiner — Sun Aug 25, 2024 6:01 pm
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