Personal Investments • Re: Transfers / gifts between partner accounts
She is not giving the money back! All of our money / income goes into our joint checking account.Only one of these can be true.If she kept the money separate and did NOT put it in your joint account,...
View ArticlePersonal Finance (Not Investing) • Re: Pension payout options plus Term Life...
+1. I'd also say we'd need info on your projected expenses and portfolio size. In many cases a retiree does not need life insurance at all because their dependents are grown, their home is paid off,...
View ArticlePersonal Investments • Re: Your Opinion on Berkshire Hathaway ?
I am getting tempted to buy Berkshire Class B individual stock.We presently have -VTI & VXUS in Taxable & VTI & VGT in Roths, BND & CDs in IRAsI was reading the glorious write up on...
View ArticleInvesting - Theory, News & General • Re: The One-Fund Portfolio as a...
Hopefully, in the future, Fidelity (or other brokerages) will figure out a way to make this possible b/c I believe many retirees withdrawing RMDs would benefit.Statistics: Posted by bbrock — Wed Aug...
View ArticleInvesting - Theory, News & General • Re: How to blunt the outsized tech...
The sector composition varies with each index provider.Statistics: Posted by Northern Flicker — Thu Aug 29, 2024 6:25 pm
View ArticlePersonal Investments • Re: Opinions on this advice about managed funds?
It depends where you live, but a 8K/month pension is a good starter. IMO, bonds are overrated. Check BND; you lost money compared to inflation if you had it in the last 3/5/10 years, although 1 yr is...
View ArticlePersonal Consumer Issues • Re: Backpacking: National Parks vs Wildernesses
Backpacking is a great way to avoid crowds. The more difficult usually the fewer crowds. Definitely continue to explore areas outside of NPs. I’d also give disperse camping a try too.Ever hear of...
View ArticleInvesting - Theory, News & General • Re: Christine Benz discusses her new...
The attack on Mr. Ferri was deeply entitled and insulting, and I feel no obligation to help that person. However, if others are somehow "disenfranchised" by the short, reasonable delay between podcast...
View ArticleUS Chapters • Re: The C Word By Jonathan Clements (Jonathan has cancer)
I merged WMK's thread into a relevant discussion.(Thanks to the member who reported the post and explained what's wrong.)Statistics: Posted by LadyGeek — Thu Aug 29, 2024 6:28 pm
View ArticlePersonal Investments • Backdoor Roth Conversion
I didn't know where else to share my excitement (the wife doesn't share the same enthusiasm for financial things... I digress). After recently learning so much about the rules lately, I determined...
View ArticleInvesting - Theory, News & General • Re: How should one think about bond...
I don't know why you are pushing back on something that I didn't assert. I never stated that bond funds are worse than individual bonds. I was merely pointing out some of the advantages of individual...
View ArticlePersonal Investments • Re: Bufferstock, Financial Advisor suggesting I move...
In the Weimar Republic shareholders did okay, those holding cash were wiped out. If TIPS had existed in Germany in 1922, how confident would you be that they would have worked as planned through to...
View ArticleInvesting - Theory, News & General • Re: Total Portfolio Allocation and...
Hi BenNew poster here. Welcome to the forum!Firstly, a thousand thanks for all your hard work in creating and maintaining - and explaining - this wonderful tool. It's a game-changer, and streets ahead...
View ArticlePersonal Finance (Not Investing) • Re: Do CCRC’s run credit checks?
Perhaps CCRCs are more interested in your assets than in your ability to carry debt.Statistics: Posted by cadreamer2015 — Fri Aug 30, 2024 6:37 pm
View ArticlePersonal Finance (Not Investing) • Re: Medigap Plans and major expense
I have an AARP Medigap Plan G with no deductible. I have had knee surgery and cataract surgery and didn't pay a dime out of pocketEveryone with Plan G pays the Part B deductible. I guess if your...
View ArticlePersonal Investments • Re: Bufferstock, Financial Advisor... 100K into a no...
The appearance of the Weimar Republic* is usually when I exit discussions. I don't think it's helpful to scare newbie investors seeking advice or trying to leaving an advisor by introducing...
View ArticlePersonal Consumer Issues • Re: Using Philadelphia as a base for train travel
Skip the train, drive. Its about as fast and more convenient. Also more comfortable, private, and cost effective.No thanks.Parking in NYC and downtown Philly and DC? Plus hotel parking fee if staying...
View ArticlePersonal Finance (Not Investing) • Re: Does Roth Conversion create investment...
Turbotax certainly knows how to calculate EITC. There have been some yearly tax changes to EITC due to the pandemic that are mostly settled down as far as I know, so Turbotax probably calculates it...
View ArticlePersonal Investments • Re: 24-Year-Olds High-Stakes Portfolio: Am I Betting...
It’s best to avoid having the same funds in taxable that are in your tax-advantaged accounts in order to reduce the probability of permanently disallowed wash sales.Great advice, I did not know what a...
View ArticlePersonal Consumer Issues • Re: Buying a sailboat - recommendations
Getting close on the boat - looking for anyone who has seen this problem. There is a nice Raymarine multi-function screen at the helm. Unfortunately, the wind direction or speed do not show up when...
View Article