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Personal Consumer Issues • Re: Thunderbird Update Problem
I do not know. What does authentication do?Verifies your identity so someone can’t hack your email.Eudora...a name I have not heard in a long time. Probably stopped using it about 2007 (but I did like...
View ArticlePersonal Finance (Not Investing) • Re: Health Savings Account - Can...
This may help the discussion. There is no such thing as an "employer" HSA. All HSAs are owned by the employee. Whether your employer sends a check to your Fidelity HSA (that you chose) or whether they...
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Personal Investments • Re: My parents are retired
Why would you even ask about annuities when you have not addressed your parents monthly expenses and how much of that will be covered by SS and your moms pension?Well, username checks out. OP, welcome...
View ArticlePersonal Finance (Not Investing) • Re: IMRA and form SS-44 for [IRMAA]
So today I took an actual look at the form (SSA-44) and I'm a little confused how to fill it out. In section 2, you fill in the tax year in which your income was reduced. So for me that will be 2025....
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Personal Finance (Not Investing) • Re: Has the American Dental industry...
Two years ago we used a dentist who had just upped her fee for a routine visit from $95 to $125. Very reasonable. Degree from a top dental school. We moved, got a recommendation from an in-law, and,...
View ArticlePersonal Consumer Issues • Re: Braces price -can you negotiate ?
Are they fungible? Or might there be a difference between Dr. A and Dr. B?Statistics: Posted by bsteiner — Wed Jul 31, 2024 10:08 am
View ArticlePersonal Investments • Re: Fidelity Cash Manager Problems
It's a known problem and has been reported on the Fidelity subreddit and confirmed by Fidelity customer service. Another reminder that Fidelity is not a bank and should not be used --the promotional...
View ArticlePersonal Investments • Re: Vanguard Solo 401k Rollover
Hi all,I recently did a rollover from a Solo 401k - I am the plan administrator - to an IRA. Will Vanguard issue a 1099-R for the 401k distribution, or do I need to issue it to myself and submit to...
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Personal Investments • Re: How to treat "pre-tax" and "Roth...
Thank you all for the answers! I agree it's nearly impossible to manage and rebalance if the funds are commingled. Are you sure you can't direct the converted Roth funds to a different investment? My...
View ArticlePersonal Investments • Re: Possibly Financially Independent and Feeling...
I applaud the OP for brutal honesty and self-awareness. It is not easy to admit. The behavioral aspects of personal finance and psychology of money are integral to the journey. The goal of reaching...
View ArticlePersonal Finance (Not Investing) • SS Calculator - Stop work and claim SS...
Hello community.I have been trying to determine how much SS I will get if I stopped work x years in the future (before full retirement age), but claimed SS only at full retirement, or at 70 years....
View ArticlePersonal Finance (Not Investing) • Re: Identity Theft Monitoring
I'd like to piggy-back on this thread. I signed up for Experian monitoring after an identity theft scare several years ago. I pay $25/month and they haven't found anything since. I do freeze my credit...
View ArticlePersonal Investments • Re: 75 yo mother: Mix in Bond Fund to Cash/Stock...
Total bond seems pretty risky for someone with a life expectancy of ten years.Statistics: Posted by BirdFood — Thu Aug 01, 2024 10:29 am
View ArticlePersonal Investments • Re: Extra mortgage payment vs Taxable retirement account
Just so people don't have a panic attack, I already max out a 403b, a 457b, do two "back door" Roth contributions (wife and I), and invest in 529s for my girls. To meet my long term financial goals, I...
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Investing - Theory, News & General • Re: The Final, Definitive Thread on...
Has anyone had Schwab successfully match Wells Fargo's $250k in assets for a $2,500 bonus offer?I transferred funds from Schwab to take advantage of the Wells Fargo offer in June. I got a call from...
View ArticlePersonal Consumer Issues • Re: Transmission flush costs?
Getting back to the transmission fluid issue, is the most significant problem with fluid deterioration related to heat? And if so would it better to install additional cooling on a new vehicle and...
View ArticleInvesting - Theory, News & General • Re: Filling the TIPS gap years with...
Personally, I think the detailed analysis is converging toward a general confirmation that what people have been doing all along is good enough. That is, if filling the gap uniformly, buy excess...
View ArticlePersonal Finance (Not Investing) • Re: Bank of America/Merrill Edge -...
Walmart and sam's club payments in store using the respective app lately are getting cash back of 3.5% (whole sale clubs) vs 5.25% (online) that they were getting before. Anyone else noting this...
View ArticlePersonal Investments • VEU
I got in the habit this year of selling a little bit of VEU in my Roth IRA when it gets above $60.00. Over the years I just got a bit tired of seeing it basically trade in a range and not taking...
View ArticlePersonal Finance (Not Investing) • Re: Quitting job - advice needed
We're American, but living in Europe, so getting health insurance isn't so costly while I'm unemployed......Anything I'm not considering?What is your visa situation and will you be able to stay in...
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