This may help the discussion. There is no such thing as an "employer" HSA. All HSAs are owned by the employee. Whether your employer sends a check to your Fidelity HSA (that you chose) or whether they mandated that employer contributions be sent to an HSA company of their choosing...it's all identical from a tax/mechanics perspective.
That check being received by the Fidelity HSA can certainly be 1) exempt from income tax and 2) exempt from payroll tax. It's NOT after-tax, unless the employer codes it incorrectly on your paystub and/or W2.
That check being received by the Fidelity HSA can certainly be 1) exempt from income tax and 2) exempt from payroll tax. It's NOT after-tax, unless the employer codes it incorrectly on your paystub and/or W2.
Statistics: Posted by neurosphere — Tue Jul 30, 2024 9:48 am