Personal Finance (Not Investing) • Re: multifol.io portfolio tool (all topics)
This thread was locked for several months for various issues that the moderating staff felt needed to be addressed. I've spoken with Mr. Relyea and I think we are all on the same page now so I'm...
View ArticlePersonal Finance (Not Investing) • Re: aging-at-home vs nursing home for the...
Some international organizations support choice in dying for non-residents with early dementia who still have decision-making capacity. (Many more countries, such as Canada, provide this support to...
View ArticleInvesting - Theory, News & General • Re: Shiller PE now near 37 - 3rd...
Shiller PE has ascended to nearly 37, which was exceeded only in 1999 and 2021 after which kaput. Concerning.. maybe time to lighten up?https://www.multpl.com/shiller-peI suppose if I were a day...
View ArticlePersonal Consumer Issues • Re: Good Modern Science Fiction
And if you want great endings, read Dan Simmons' Hyperion and The Fall of Hyperion. +1 to this recommendation from a somewhat lesser known author. The Olympus series is also interesting but a bit...
View ArticlePersonal Finance (Not Investing) • Re: Rough estimate of how much we need to...
1/ We seem to be burning about 16.5k to 17.5k per month. Let's use the middle number 17k, so annually about 204k. 2/ Add about 30k for healthcare through ACA, for a total of 234k. 3/ Most of our...
View ArticlePersonal Investments • Re: How does your plan account for Go Go years?
I use new retirement (now boldin) and have used the detailed budget to model spending into the three buckets, mainly more travel, eating out and gas/car expenses then less travel and eating out (same...
View ArticlePersonal Investments • Re: Paying for wealth manager
One of the best ways to maximize the amount of income you can take from a $3M portfolio is to not pay any of it to an advisor by becoming your own financial planner and investment manager. Otherwise,...
View ArticlePersonal Finance (Not Investing) • Re: Medigap G Plan and Part D Price...
My wife has been on Medicare with a Medigap plan g and Cigna Part D plans. The price increases are starting to get scary.I won't be eligible until late next year. We are both retired and live in...
View ArticlePersonal Finance (Not Investing) • Re: When does IRMAA actually start and end?
IRRMA is based on income two years back and one year only (Jan-Dec) for income from 2 years back.Get a notice in November 2024 for the IRRMA surcharge in all of 2025 (Jan-Dec) based on income in 2023....
View ArticlePersonal Investments • Re: When should I convert to Roth, if at all?
OP, thanks for posting this. A lot of variables involved.What happens if the expected tax rate is lower than you expect in 20-30 years? Perhaps you/I move out of CA. Perhaps tax rates are lower...
View ArticleNon-US Investing • Re: Are there actually any good financial advisers?...
It's true that many bogleheads tend to avoid Financial Advisors. This is because most of them do not feel Financial Advisors add value in terms of portfolio construction and management. It's also true...
View ArticlePersonal Consumer Issues • Re: Where do you buy your furnace filters (not...
Last time the best price for Filtrete filters (for the AC) was 3-packs from Target. If I'm at the local hardware store anyways, I buy from them. They make reusable/washable filters that I would buy if...
View ArticlePersonal Investments • Re: Help with portfolio
Most school bus drivers in WA would be part of the SERS (School Employees Retirement System) retirement system managed by the state. There are also TRS (teachers retirement system), PERS (public...
View ArticleInvesting - Theory, News & General • Re: The Final, Definitive Thread on...
I have been trying to transfer from Fidelity to Robinhood since last Wednesday now. I enabled margin early last week and then on Wednesday initiated a 10.5k withdrawal from Fidelity. I was able to...
View ArticlePersonal Finance (Not Investing) • Re: Revocable trust or Will, in California?
If taxable accounts (banks, brokerages) and retirement accounts all have primary and contingent beneficiaries, is a trust even useful? Maybe useful just for the house? Or maybe not? see link...
View ArticlePersonal Investments • Re: 403(b) question
Thanks, all. I will check with HR about this. I thought it was just me who thought the wording was unclear.Statistics: Posted by anglophile — Wed Oct 23, 2024 11:30 pm
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Personal Consumer Issues • Re: What Movie Have You Recently Watched?
Smile and Smile 2 when it came out in the theater the next day.Good plot and keeps you interested, not good for getting a good night's sleep though .Statistics: Posted by retireIn2020 — Wed Oct 23,...
View ArticlePersonal Finance (Not Investing) • Re: Mother gave all personal info to...
You could be set as the "trusted contact" on the Schwab account if you aren't already.Statistics: Posted by Makefile — Wed Oct 23, 2024 11:38 pm
View ArticlePersonal Finance (Not Investing) • Re: Did your retirement go as planned?
Seems to be a good amount of positive retirement stories here so far but I would caution a younger person who is doing their planning to overplan by as much as they reasonably can. This is because...
View ArticleInvesting - Theory, News & General • Re: Emergency fund break even point
The break even point is when you have an unexpected expense and you can easily cover it.Statistics: Posted by the_wiki — Wed Oct 23, 2024 11:48 pm
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