Personal Finance (Not Investing) • Re: Requesting Help on Taxes for...
My next step would be to speak with the attorney who setup the family trust in the first place and find out how it was supposed to work after the first spouse passed (their ~half share) wrt step-up...
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Personal Finance (Not Investing) • Re: Are ACA subsidies MAGI-prorated...
OK. Thanks.Anyone else want to chime in? Statistics: Posted by JohnDoh — Wed Aug 21, 2024 4:39 pm
View ArticleInvesting - Theory, News & General • Re: 70/30 has almost the same return...
For 4% withdrawal rate, 75% stocks *barely* outperforms 100% stocks over 30-40 years and *barely* underperforms 100% stocks over 50-60 years. https://earlyretirementnow.com/2016/12/ ... t-1-intro/Yes,...
View ArticlePersonal Consumer Issues • Re: Scam/identity theft: how do people protect...
There was a recent article int the New York Times about a 76 year old retired lawyer that lost $740,000. The article is: How One Man Lost $740,000 to Scammers Targeting his Retirement Savings. It was...
View ArticlePersonal Investments • Re: Should I sell this US Treasury Bond in my Roth now?
What is the face value of the bonds?Statistics: Posted by bd7 — Wed Aug 21, 2024 4:41 pm
View ArticlePersonal Finance (Not Investing) • New Job and Retirement contribution cut
I took a new job and liked the retirement contribution they outlined in the benefit guide of 8% without having to put in any match. After a few weeks of starting, we had a meeting with HR to go over...
View ArticlePersonal Investments • Re: Big Lump Sum to Invest for Income + Growth
* You can take 1/3 of the money or $4M and put it into stock index fund like VTI or VOO. Don't re-invest the dividends...take them. That's $50k a year in income. Low tax rates. Let this investment...
View ArticlePersonal Consumer Issues • Re: Dental crowns
$2970 = wow, I think that's the highest crown price we've seen in this thread so far.At least tell us it's a gold one? lol. Good luck to you, may your dental work live long.Statistics: Posted by...
View ArticlePersonal Consumer Issues • Re: HVAC: Single vs Dual vs Variable Stage - Need...
Two years ago, installed single-stage AC, two-stage furnace and variable blower. Generally happy in that all works well and is quieter than old system, if not hugely more efficient. Why not single...
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Personal Investments • Re: Last Three Years of Putting Into Tax Deferred...
Even though the ‘house of Windsor’ has traditionally been a value fund, you might be surprised if you look under the hood of WVNAX to find the top four holdings: Microsoft, Apple, Amazon, Alphabet. I...
View ArticlePersonal Finance (Not Investing) • Re: Silver 10 ounce bars
Question for those who do buy silver bars. Don't they get tarnished?They can if improperly stored. Some silver bars come in a hard plastic shrink wrap that can crack over time and let air in to...
View ArticlePersonal Finance (Not Investing) • Double check the VIN on your auto policy!
Sharing a public service announcement that might help others:Several months ago we made a change to the title on a vehicle we’ve had for years. That must have triggered the DMV to check our auto...
View ArticlePersonal Finance (Not Investing) • Re: Tax Minimization Strategy for Retirement
Hello Fellow Bogleheads,My wife and I are a couple of years out from retirement at 50/47 and I am firming up the tax efficient retirement income plan. We have been saving and investing for years like...
View ArticlePersonal Investments • Re: Help leaving Edward Jones
Call Schwab. They can usually transfer accounts directly. You may not need to speak to Edward Jones ever again.That's what I did (except it was Fidelity). I think EJ charged me something like $75 to...
View ArticlePersonal Consumer Issues • Re: Water Filtration System?
Been drinking well water from the tap my whole life.Have sometimes used paper filtration to filter out sediment only.Statistics: Posted by steadyosmosis — Thu Aug 22, 2024 4:52 pm
View ArticleInvesting - Theory, News & General • Re: The Final, Definitive Thread on...
Webull is back at it again. 2% on your money.https://www.webull.com/offers-promotions/transfer-promoThe timing is unfortunate for me, since I have every penny earning me a bonus elsewhere. But maybe...
View ArticleInvesting - Theory, News & General • Re: International (Non-US) versus US...
Doesn't seem worth holding in the long run. All the arguments against factor tilting a portfolio also seem to apply to international tilting.Can someone please help me see the flaws in my thinking? We...
View ArticlePersonal Finance (Not Investing) • Re: Should we move now or stay put for 10...
Indeed,a person holding an endowed chair in a business program is probably much more employable than average. In fact, you're probably going to be overqualified for most blanket advertised positions....
View ArticlePersonal Finance (Not Investing) • Re: Beware arbitration clauses in...
We sold our last home three years ago for asking price to someone that was taking a VA loan. We had wording in our listing that effectively meant as is and that we would not pay for any corrections...
View ArticlePersonal Investments • Re: Girlfriend and I are blessed by my family buying...
OP, I have some tough questions that I haven't seen asked or answered. You don't have to answer any of them if you don't want to but it would help clarify some things and may result in you getting...
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