Personal Investments • Re: First time entering the market
It seems surprising that an employee has both a 401K and 403B at the same job. Maybe they are working 2 different jobs?In my experience 403Bs can be as good as 401Ks. It seems to be that...
View ArticleInvesting - Theory, News & General • Re: “WHEN YOU'VE WON the game, stop...
Current thoughts on this?Statistics: Posted by yankees60 — Tue Aug 13, 2024 2:39 pm
View ArticlePersonal Finance (Not Investing) • Re: Fidelity as a one stop shop
You could use a CMA instead of a regular brokerage account for your $20k. CMA gets free ATM.Statistics: Posted by mhc — Wed Aug 14, 2024 2:53 pm
View ArticlePersonal Consumer Issues • Re: Trip to Italy
It worked for me everywhere I went in Italy and elsewhere in Europe. I don't recall what specific outlets I encountered in Italy, but it was Rome, Florence, and Venice.These pins are definitely not...
View ArticleInvesting - Theory, News & General • Re: Why all the IRMAA angst?
I am honestly confused by all the angst towards IRMAA "penalties" (actually brackets) displayed on this board.I fully understand that the implementation includes steps and that some planning to avoid...
View ArticlePersonal Finance (Not Investing) • What to do about owing $1600 in ACA...
Unfortunately, Covered California made an error and undercharged me by $1600 for my health insurance premiums. For some unintelligible reason, they thought I wanted subsidies this year, and I do not....
View ArticlePersonal Consumer Issues • estate trust and 401K
My relative passed away this year and left a trust and a will. He named his workplace 401K as an asset in his trust. Was this a bad idea? I have read that retirement accounts should not be placed in...
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Investing - Theory, News & General • Re: Inflation Tends to Linger. Could...
I have a vague recollection that the government CPI ignores essential stuff that everybody needs (fuel, food, etc.?) ...Does anybody trustworthy publish an alternative to it that's more realistic? You...
View ArticlePersonal Consumer Issues • Re: Buying Replacement Car Tires
Where do you get your Toyota serviced? There may be an advantage to buying at your local/smaller repair shop.I get free tire rotations for life and they will plug/patch for $0. That way when I get an...
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Investing - Theory, News & General • Re: Total Portfolio Allocation and...
Thanks Ben, it's pretty obvious when you change a single variable like that Statistics: Posted by Raspberry-503 — Wed Aug 14, 2024 2:56 pm
View ArticleInvesting - Theory, News & General • Re: Is a 50% savings rate impossible...
Why are some counting mortgage principal as saving/investing?In standard accounting, principal payments are not an expense, the expense was incurred when they purchased the house. So if you were to...
View ArticleInvesting - Theory, News & General • Re: Request: Vanguard Mutual Fund to...
Let us know if the online conversion from mutual fund share class to ETF share class works out for you. Submitted yesterday afternoon (shortly after seeing the link on BH) and account shows the ETF...
View ArticleInvesting - Theory, News & General • Re: Diamond NestEgg
I've watched her free videos and I like them. I wouldn't pay money for her course myself, but I would expect that it would have value for a person who struggles with the principles and benefits from...
View ArticlePersonal Finance (Not Investing) • Re: Identity Theft Monitoring
FYI, I went ahead and cancelled my Experian monitoring. One little quirk is that when I did, it unfroze (thawed?) my credit file. I had to go back in and re-freeze it. Just something to watch out...
View ArticleInvesting - Theory, News & General • Re: Purchasing MYGAs (multi year...
The message about Gainbridge and Delaware Life both being part of the Group 1001 collective has prompted an additional question. Would both Gainbridge and Delaware Life be considered part of the same...
View ArticlePersonal Investments • Re: Pension options and how to analyze
Inflation is the no 1 enemy of non inflation adjustment oension. I am struggling between lump sum pension payment vs pension. I could rollover pension lump sum payment into IRA.Consideration of...
View ArticleNon-US Investing • Re: Sell small position in Ishares World Small Cap?
Why not increase small caps to its market weight and follow MSCI ACWI IMI? Currently small caps are some 9,5% of the universe. You'd replicate VT by doing so. Moreover, the emerging market ETF...
View ArticlePersonal Consumer Issues • Re: What are you listening to nowa] A Space in Time
Aqualung — Jethro TullHouses of the Holy — Led ZeppelinA Space in Time — Ten Years AfterIn Search of the Lost Chord — The Moody BluesStatistics: Posted by Nicolas — Thu Aug 15, 2024 3:14 pm
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Non-US Investing • Re: Seeking portfolio advice: UK to US move-resistant
Thanks everyone @tubaleiter - 1. We’d invest about 45k per year and it looks like the ISA limit is 20k. Do you think this it’s still worth it to max out an ISA if we also have to do one of the other...
View ArticlePersonal Finance (Not Investing) • Alternative to Quicken
Quicken su…cks!Any suggestions on alternatives that perform the same financial tasks?Thank you for your insights in advance!Statistics: Posted by Qmann1 — Thu Aug 15, 2024 3:16 pm
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