Investing - Theory, News & General • Re: Ramit Sethi on the usefulness of...
I just can't digest the percentage based model. Why the fees needs to be about 1% whether the amount is 100k, 1M or 10M.Are you really putting 100 times effort when managing 100k vs 10M?Based on...
View ArticlePersonal Consumer Issues • Re: Who's up for pickleball? Zero-zero-two. Game On!
Happy National Pickleball Day, everyone! It’s National Pickleball DayStatistics: Posted by LadyGeek — Thu Aug 08, 2024 12:56 pm
View ArticleNon-US Investing • Re: PFIC and foreign treasuries?
How do you legally own/control the treasuries? For example, own directly in your name and held in a foreign brokerage account. Alternatively, own indirectly via a foreign legal entity that owns the...
View ArticlePersonal Consumer Issues • Re: TPMS(tire pressure monitoring system) lifespan
My 2 cents. In general, in this situation I'd replace all 4.Went through this recently: apparently some of these, you have to replace the entire unit, but in others you can just replace the battery....
View ArticlePersonal Finance (Not Investing) • Would you buy this business?
Currently have an option to purchase a business with my wife. We are both currently are employed at the business with a salary each of roughly $125K. We currently do almost everything to run the...
View ArticleInvesting - Theory, News & General • Re: Purchasing MYGAs (multi year...
better get in when you can. dropping interest rates will most likely drop myga rates soon imo.That’s absolutely correct. In my state as of this morning, Blueprint shows 154 products available. Of...
View ArticlePersonal Finance (Not Investing) • Re: Pay off Credit Card Statement Balance...
I think it's more an emotional/mental "what makes you feel good" thing. Because I use my credit card(s) through out the month - the balance on my card a day after the Closing Date is very likely to be...
View ArticlePersonal Investments • Re: Anyone heard of Hatteras Core Alternatives?
...You need a disposition event...Even if there is no active market for a security some brokers will buy the position from you so you can declare the loss or just eliminate the potential headache. It...
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Forum Issues and Administration • Re: Editing Posts
You can also delete a post before anyone else has posted but not after.RonOnce someone else has posted in that thread *after* your post, you can still delete the *contents* of your post, but the...
View ArticlePersonal Consumer Issues • Re: Exercise programs for longevity
Walking outside. Lots and lots of walking outside. 15,000-20,000 steps a day.If you're going to walk anyways, might as well ruck. Adding weight in a rucksack to your walk drastically improves the...
View ArticlePersonal Investments • Re: TIPS Vs Bonds
Of course, I forgot that in the case of negative inflation, I would lose money in TIPS. Only if you paid more than face value, or sold before maturity. The value at maturity will never be less than...
View ArticlePersonal Finance (Not Investing) • Re: Estimated Tax Payments - How does...
I never use the estimated taxes that Turbotax calculates, since it is based on the previous year which is NOT relevant to the next year.I keep a running Excel spreadsheet of estimated income/taxes for...
View ArticlePersonal Finance (Not Investing) • Re: IRS 1099 after getting money via...
This is very helpful general information you all are offering here and I really appreciate it. My questions are about the case of selling household items, almost always at a loss rather than a...
View ArticlePersonal Investments • Re: Emergency fund in retirement - yay or nay?
Not in retirement. I hold between a month or 3 of expenses in vanguard MM fund. It’s contingency for any bigger bills. Anything larger (eg new car money) I have CA muni funds or sell stock if I really...
View ArticlePersonal Consumer Issues • Re: how much did it cost you to install a level 2...
Update:Ended up costing us a lot more than we initially thought. We pretty much got a Cadillac Escalade for a Toyota Corolla problem. We wanted TWO 50amp 240 volt outlets. (I don't want to get into...
View ArticlePersonal Investments • Re: Talk me out of these USAA annuities
I have learned a good deal about annuities here at BH and especially by reading all the posts made by Stinky. I’m pleased that you’ve found my posts to be useful. I appreciate your kind words. Best to...
View ArticlePersonal Finance (Not Investing) • Re: Do you include pension and SS in your AA?
Choose an asset allocation you are comfortable with. Don't look for mental ways to justify more equities than you otherwise would hold or more risk than you would otherwise take. If you want 90% or...
View ArticlePersonal Investments • Re: 401K 403b Portfolio Questions / Financial Advisor...
First, read the wikis on this forum. Internalize them and you will then know a lot. Simply wandering around wondering what to do will not solve the problem. There mere fact that you are confused on...
View ArticlePersonal Investments • Re: Fidelity money market account options
I don't think it matters whether it is in the same account or not. I would not be surprised if Fidelity instituted a fee for transactions that required overdraft protection, viewing it as a backstop...
View ArticleInvesting - Theory, News & General • Re: [Buy The Dip] (WSJ unlocked)
I just invest with each incoming paycheck. Therefore, my investments are monthly.Someone could argue that it's best to sit and watch the markets, set up a dip threshold, hold money in something else,...
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