Personal Consumer Issues • Re: Medicare Advantage Reigns. So Who Still Buys...
I work in the health industry and one of the issues with MA is when you need a specialty medication. MA only covers a small portion if you are lucky and the remaining high amount is out of pocket....
View ArticleInvesting - Theory, News & General • Re: The Junk in Your Index Fund Is...
So a stock enters an index because…Active funds, individual investors, and institutions bid up the price…So the solution to not having that happen is….Ignore index funds and invest in active...
View ArticlePersonal Consumer Issues • Re: EV value over time
If you are really influenced by depreciation you would never buy any car new but instead buy the cars coming off lease. Most of the value % loss is in the first 3 years. Or do what we have done. Buy a...
View ArticlePersonal Consumer Issues • Re: Lexington, Kentucky and surrounding areas for...
If you're into arts & crafts, the town of Berea KY is worth a visit. About 45 minutes from Lexington.I enjoyed dinner and spending the night at the Daniel Boone...
View ArticlePersonal Investments • Re: SEP to Roth IRA conversion to start 5-year rule...
Thank you very much! Very helpful.Statistics: Posted by ihatecostbasis — Fri Jul 26, 2024 9:06 am
View ArticlePersonal Finance (Not Investing) • Re: How/when to communicate with kids that...
There are gobs of high achieving kids that also have a strong work ethic, and developed such drive w/o working minimum wage jobs at the expense of their studies.Small sample (n=4), but there’s an...
View ArticlePersonal Consumer Issues • Re: [What TV Show Have You Recently Watched?]
We really liked Corner Gas. We’re trying to get into The Red Green Show now. The big problem (and Red Green mentions it) the production value is very poor. I think we’ll skip a few years. Canadian...
View ArticlePersonal Investments • Re: Vanguard is threatening forced transition within...
Those are just a few of the many posts on the subject. Here’s a multi-page one from 2013-2016. viewtopic.php?f=10&t=148317Not sure what the issue is. I only read the first few posts in that thread...
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Investing - Theory, News & General • Re: Ellis Island vs. Southern...
The human traffickers that charge huge fees and sometimes take their clients captive while crossing the border do share a surprising resemblance to high fee investment advisors that get their clients...
View ArticleInvesting - Theory, News & General • Re: Psychological impact of dividend...
I don’t understand that tax problem with dividends? If one reinvests ALL dividends then yes you will have a bill of 15-20% of the total amount.But knowing this why wouldn’t you receive 15-20% of the...
View ArticlePersonal Finance (Not Investing) • Re: How can I make sure I'll meet safe...
Question is, does OASDI and Medicare count towards witholding for purposes of meeting the safe harbor witholding?No, these are not income taxes.Gotcha thanks, so I should only be considering the fed...
View ArticlePersonal Finance (Not Investing) • Becoming a Caretaker for a Homeowner
Hey all!Wondering if anyone has thought about, or have experience with, being a caretaker at/for someone's property? I ask as I could see us in the future wanting to do this as we near retirement for...
View ArticlePersonal Finance (Not Investing) • Re: Save for Kitchen Remodel or Take a HELOC?
I recently paid off my mortgage! I'm now saving the portion that was going to the principal and interest in another account to either invest or pay for future updates. The home was built in the 80s,...
View ArticlePersonal Finance (Not Investing) • Re: Laid off
B) You are under-qualified. A good general does not make a good soldier. Whatever makes you earned 660K per year is not useful for the lowered pay job. There are more suitable candidates out...
View ArticleInvesting - Theory, News & General • Re: Psychological impact of dividend...
Dividends from the S&P 500 held up reasonably well through 2008. Some income reduction but not a total wipeout.The thing that dividend fans may be missing is that "4% rule" withdrawals* would not...
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Personal Investments • Re: Bonds for retirement income
What is the relationship between stock price and dividend payed? If the stock is down, is the dividend down?This chart of S&P 500 dividends is interesting:...
View ArticlePersonal Finance (Not Investing) • Re: Bank of America Premium Rewards Elite?...
in the context of this thread, we're also jumping through all of elite's hoops to present it's best value, for some as far is prepaying into united's travel bank. in a previous post, you stated that...
View ArticlePersonal Consumer Issues • Re: Excessive vet bill
My gut tells me that’s not out of bounds but I’m far from positive. What was the exact breakdown of the bill? $375 daily for care for 8 days sounds reasonable.Statistics: Posted by Gardener — Sun Jul...
View ArticlePersonal Investments • Re: Are IBonds still a decent investment?
This may be a contrarian view, but I thought IBonds were a much better deal when interest rates were low and the prospect of rising rates was not implausible.Ibonds tend to be a good deal when...
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Investing - Theory, News & General • Re: How do you deal with the all...
Catching up to this thread over Sunday morning coffee on the deck. Crickets from July 15th until this morning. Stayed the course but started slowly evolving my portfolio ratio towards 90:10 in spring...
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