Investing - Theory, News & General • Re: How to protect funds in case of...
Buy treasuries and hold them at https://treasurydirect.gov/ Virtually limitless coverage by the US government.Statistics: Posted by 123 — Fri Apr 26, 2024 10:21 pm
View ArticlePersonal Consumer Issues • Re: What are you listening to now
The Cult - She Sells SanctuaryoSaw them live once.Statistics: Posted by vnatale — Fri Apr 26, 2024 10:21 pm
View ArticlePersonal Investments • Re: Bond Fund for Taxable Account
My rule of thumb is that 25% is the break-even rate: munis and taxable bonds of comparable risk should have the same yield at a 25% tax rate.Thus, if you are in the 32% federal bracket, you should...
View ArticleInvesting - Theory, News & General • Re: I Bonds Mega Thread (I Bond...
So I gather then that when scheduling an order with TD, what you're really scheduling is entering the request on that date, as if you logged in and did it yourself on that date. Because the purchase...
View ArticlePersonal Investments • Re: AVANTIS/DFA high fees?
Hi, I am considering tilting my portfolio to small cap value and have decided to go with Avantis for my etfs.When looking at their expense fees. AVUV (Avantis U.S. Small Cap Value ETF) has a expense...
View ArticlePersonal Investments • Re: Percentage of Income from US Government Securities...
Thank you for the rapid reply!So, hypothetically, if I am in the fund at 97% composition and sell out of the fund at 97%, and the annual total composition turns out to be 80%, then 20% is what my...
View ArticlePersonal Consumer Issues • Re: silicon lubricant for windows / patio doors
Look at https://boeshield.com/Statistics: Posted by PottedPlant — Sat Apr 27, 2024 10:24 pm
View ArticlePersonal Consumer Issues • Re: I fell in love (sigh), didn't want to, but I...
How many hours of your life does the car cost?Statistics: Posted by FIRWYW — Sat Apr 27, 2024 10:25 pm
View ArticlePersonal Consumer Issues • Re: What frugal thing did you do today?
Bought a $9.95 whole 1/2 cheese, 1/2 pepperoni pizza and $5 rotisserie chicken at Costco for the family lunch. Charged my AAA Daily Advantage Visa for 3% cashback on warehouse clubs instead of 2% on...
View ArticleNon-US Investing • Re: How to open a foreign brokerage account as a US citizen?
It looks like T Rowe Price will let you me buy these assets. Sounds like they're breaking new regulations. They did not even check that I met the qualifications when I signed up for an account. Is...
View ArticleInvesting - Theory, News & General • Re: VTIAX expense increase: why?
I had requested Vanguard to increase ER by 1 basis point and use that money to provide better service. This was about 8 to 10 mo ago when they had contacted me for my opinion.Statistics: Posted by ram...
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Investing - Theory, News & General • Re: Now that long TIPS yields have...
...Question:I need a call on the field of play-- Given that TIPS did not exist until 1997, can we use the Yields in your Dimson, Marsh and Staunton table to deduce a fair proxy for historical TIPS...
View ArticlePersonal Investments • Re: Inherited IRA withdraw lump sum vs yearly
There is an old story which you may have heard before,Many years ago in a far away country a wise old teacher was in trouble with his King. The King sentenced the teacher to death, but listened to the...
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Investing - Theory, News & General • Re: Sales Charge - Good Rate or Bad?
Not if you blow up your account or leave it in a money market or something. That's why people are on this site to learn the basics and not be scared to do something stupid. Especially because...
View ArticlePersonal Investments • Re: Allocating For Two Paid Off Homes
I would discount the value of homes by about 20% (to account for transaction costs), and then consider the resulting value to be my bond holding.Interesting approach. I can kind of see doing something...
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Personal Consumer Issues • Re: Honday Odyssey 2012, spark plugs covered in oil
I wanted to post a follow-up after the great support I received here. I ran from the 6k estimate and found a great (amazing) shade tree guy. After reading the Honda forum discussions I printed for...
View ArticlePersonal Finance (Not Investing) • Re: Fidelity as a one stop shop
I searched this website but couldn't find this answer. If I initiate an ACH transfer to pay my credit card bills from a credit card website (say capital one or amex's website), have there been any...
View ArticleInvesting - Theory, News & General • Re: Vanguard to Exit Individual...
Use the same sequence # when amending your plan from Vanguard to Schwab. Consider calling Schwab to correct this. “CYCLE 3” is not the sequence #. That means that your plan agreement is from IRS CYCLE...
View ArticleInvesting - Theory, News & General • Re: Is it necessary to be accredited...
I wonder whether what was meant was that the fund shouldn't be bought by someone that does not have the sophistication of an accredited investor, rather than a legal point.Being an accredited investor...
View ArticlePersonal Finance (Not Investing) • Re: any reason to not start taking pension?
I'm in pretty much the same situation, except the maximum annual increase is only 4%. I've rarely paid any attention to this pension until recently because it's currently somewhere in the $600-$700 a...
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