Personal Finance (Not Investing) • Re: Fidelity as a one stop shop
Can I buy 100 shares of vti or a treasury bond in my CMA account? Yes. I keep spending money in the CMA, not long-term money. CMA is more prone to fraudulent use of debit card and/or checks.+1No way...
View ArticleInvesting - Theory, News & General • Re: Wealthfront Savings and the...
Yes, they assessed the banks. The banks had to pass that cost on somewhere. Either shareholders (one group of us) got a lower return, another group (employees) got less pay, or a third group (ie...
View ArticlePersonal Consumer Issues • Re: Need Help Unclogging a Drain
Got this to work and have been leak free for 2 weeks.It was a compression fitting that was missing 2 gaskets. The inner gasket helped by 90%, but that did nothing for the compression fitting that...
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Non-US Investing • Re: One fund ESG ETF - British expat based in Thailand
I looked into them a while ago but haven't followed closely since a couple years ago.... but I have used ESG ETFs for my spouse....> Vanguard ESG Global All Cap UCITS ETF (USD) Accumulating (V3AA)...
View ArticlePersonal Consumer Issues • Any Piano Players? Yamaha Clavinova Digital Piano
Have an existing Yamaha Clavinova Digital Piano from 2002/2003. Model CLP 150. It's been great, but these don't last forever. I'm debating on what to replace it with.I like the Yamaha Clavinova CLP...
View ArticlePersonal Consumer Issues • Re: Cellular service out in Europe started yesterday
All good and operational now in Paris.Statistics: Posted by Xrayman69 — Fri Jun 28, 2024 3:34 am
View ArticlePersonal Consumer Issues • Re: suggestions for shrubs
In general, deer will eat anything that attracts pollinators (and many other things besides).When people tell me that they want to plant something that deer will not eat I suggest spruce. Even spruce...
View ArticlePersonal Investments • Re: bogle.tools migrating to multifol.io - steps to...
Still no go. Got a different error this time; sent you a PMStatistics: Posted by sandramjet — Sat Jun 29, 2024 1:28 am
View ArticlePersonal Finance (Not Investing) • Re: After 401k and Roth IRA, what's next?...
Government 457b are like a special 401k. Same benefits of a 401k, but no early withdrawal penalties once you leave that employer. So no real drawbacks.I fill my 457b before my 401k, personally.I...
View ArticlePersonal Finance (Not Investing) • Re: Career Advice for a Young Professional
Can you please give us the TLDR version of your question(s)? Thanks!Statistics: Posted by wunwun1 — Sat Jun 29, 2024 2:24 am
View ArticlePersonal Consumer Issues • Re: Electronic greeting card options - preferably...
I dont think that free greeting card services are necessarily scammy, but its just that since they cant make money from ads or something else, they’d have to be selling your email addresses for...
View ArticlePersonal Investments • Re: how to retool savings to benefit sole-heir daughter?
So from how you have described things, you really don’t need the money yourself, and paying off her mortgage would cost perhaps a tenth of your nest egg. Assuming both are true, why not? What would...
View ArticleInvesting - Theory, News & General • Re: What are you up YTD? [Year To Date]
Retired - No contributions but changed some things in February. 100/0 forever.YTD as of:January 31 - 1.54%February 29 - 6.81%March 31 - 10.00%April 30 - 5.28%May 31 - 11.01%June 27 - 15.82% 1 Year as...
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Investing - Theory, News & General • Re: Purchasing MYGAs (multi year...
Stinky wrote this in Nov 2023I’m not a fan of the quality of insurance company ratings produced by Weiss…….You beat me in posting this! That’s exactly what I was going to say (again). Thanks for...
View ArticlePersonal Investments • Re: Investment lesson learned
We were all going to get rich selling our stocks to each other. Yeah sometimes people need to step back, look at the big picture and you can easily see it makes no sense.Statistics: Posted by...
View ArticlePersonal Investments • Re: Teaching grown children to invest...
OPI wonder if you'd like your daughter to make a powerpoint about your choices in life?"Hi dad, I made a powerpoint about your lack of exercise and how it will lower your life expectancy". "Hi dad, I...
View ArticlePersonal Consumer Issues • Re: Water bottle for an upcoming international trip
In rural areas in far off places you have two things you'll have to consider. The first is frequency of access to water. And the second is filtering it once you have a source. On long travel days you...
View ArticlePersonal Consumer Issues • Re: Any Stats on Airlines Changing Itineraries?
In my experience, changes are getting worse all the time.I think this must be the “new normal” post Covid and it’s been fairly annoying the last few years. I suspect it might have something to do with...
View ArticlePersonal Finance (Not Investing) • Re: Corporate Trustee
This site has a fairly large, active, and wealthy user base, and I'm surprised how seldom I see reports from people with first-hand experience with a corporate trustee.Oh boy, don't get me started.DH...
View ArticlePersonal Investments • Explain expense ratio to me
Am I over-thinking expense ratio? I have two workplace funds. One has ER 0.005%, with (let's pretend) annual yield of 10%. Fund 2 has ER 0.3% and annual yield of 12%. When/how does the fund take the...
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