Personal Finance (Not Investing) • Re: Retiree Portfolio Model
I've just started with RPM, and like it a lot. After working through Setup, I'm finding my taxes underestimated primarily due to my self employment tax. How are others who are self employed handling...
View ArticlePersonal Consumer Issues • Re: What Book Are You Currently Reading? Part VI
The Tech Coup, Marietje SchaakeThe Mighty Red, Louise ErdrichNemesis, Gregg Hurwirz (Orphan X #10)Life in the Fasting Lane, Dr Jason FungStatistics: Posted by bfeenix44 — Sat Mar 08, 2025 11:50 pm
View ArticlePersonal Investments • Re: Need reality check on relocation and retirement plan
There’s a difference between wanting to move and having to move . Despite your layoff, I didn’t get the sense from your post that you have to move. You don’t want to disrupt your child’s senior year...
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US Chapters • Re: Seattle Area Chapter Meetings - Master Thread
For people who are in Seattle/Bellevue, would you like to meet at the end of March (Sunday 3/30) ? I figure we should have pleny to things to talk every three months ? ... Please response if you are...
View ArticlePersonal Finance (Not Investing) • Re: Does Medicare pay for Hospice care?
online im seeing Medicare does not cover room and board at home:When receiving hospice care at home, Medicare only covers the medical services provided by the hospice team, not the cost of living in...
View ArticlePersonal Investments • Re: Holding Several Rather Than Fewer Stock Funds
Might want to READ about what this forum is about. You can own a Ford, but you don't go on the Chevy forum and then ask them what they think, it serves no purpose.Copy RickBoglehead. I got the OP...
View ArticleInvesting - Theory, News & General • Re: Edward Jones rep giving out free...
The “just starting out” people, are literally just starting out. I think I read they get some (not commission based) support from “Big EJ” while starting out, but they’re expected to make X number of...
View ArticlePersonal Finance (Not Investing) • Re: Medicare Transition, Once Retire
Below are quotes from various corporate and government entities regarding the Special Enrollment Period (SEP) for Medicare:"There are two kinds of Medicare Special Enrollment Periods. A Medicare...
View ArticlePersonal Finance (Not Investing) • Re: Your tax story in the 1040
Do you study your 1040 after the filing is done? What information do you draw from it? Does it inform your saving and spending plans? Does it influence the way you invest and in what you would invest,...
View ArticlePersonal Finance (Not Investing) • Re: FL Home Insurance Exchange vs...
Has anyone had any experiences with Home Insurance Exchanges in Florida? For my case anyway, it's a lot cheaper even considering the surplus contribution. When I first heard about it my initial...
View ArticleInvesting - Theory, News & General • Re: 4 Vanguard Funds Pummeled by...
VPMAX is certainly not pummeled.The last time I checked, the Vanguard Primecap fund (VPMAX) was up 4.26% YTD, as compared to the Vanguard 500 index fund (VFIAX), up 2.74% YTD. VPMAX underperformed...
View ArticlePersonal Finance (Not Investing) • Re: Sister and husband are University...
Asking this on behalf of my sister. She's in her mid 30s, husband is about 10 years older. Both work for a very large prominent university. Not faculty, they are administrative staff.Depending on...
View ArticlePersonal Consumer Issues • Re: Passport card in lieu of Real ID
Probably in part because they know that the address is not necessarily validated for every normal driver's license renewal, so it may be out of date.Then you will not get the new license in the...
View ArticlePersonal Investments • Re: Have you lost money investing in the S&P500?...
I am largely compensated in stock. I think of it as a discount: a lower effective tax rate (max. 20% for LTCG vs 37% on income, excluding state taxes)Statistics: Posted by t0s — Tue Mar 11, 2025 12:59...
View ArticlePersonal Finance (Not Investing) • Re: Medical Insurance When Traveling Abroad
we have used Squaremouth on multiple prolonged overseas excursions, and have had one experience where we needed to actually use it. The claims process was smooth and non confrontational, and we were...
View ArticlePersonal Investments • Diversifying high-alpha stocks during a recession?
Hi folks,I get compensated in stock from a big 5 tech company (FAANG) with a high alpha. Historically, I sell every vest and immediately diversify into the S&P.However, the recent downturns have...
View ArticlePersonal Finance (Not Investing) • Re: Under $100k Avg Annual Income...
Sadly, I spent a lot of time and money on college; so, I am trying to catch up. But it is certainly doable per the numbers to reach 1 million. Just spend less and earn more.Statistics: Posted by...
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Personal Investments • Re: Are Target Date Funds incongruent with Bucket...
I would go with two holdings.Nice Please limit comments to the notion of combining TDF and Bucket Strategy, not the merits of either on their own.You should do what works for you. There are worse...
View ArticlePersonal Investments • Re: Overwhelmed, Distrustful, Ignorant, and hoarding $
I am what I consider bright, but no matter how much I read up on investments , it's not my thing. So doing this myself is not an option.What have you read, exactly?Try reading these, in this order:The...
View ArticlePersonal Investments • Re: MF to ETF conversion - am I missing anything?
1. From a practical standpoint, would it be accurate to say that VG ETFs are equally as good as the corresponding VG mutual funds?Yes, as a practical matter. The ETF and mutual funds are different...
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