Personal Finance (Not Investing) • Re: Do You Wait Until Last Day To File...
File online with payment automatically done on due date.Statistics: Posted by RickBoglehead — Mon Feb 10, 2025 7:20 pm
View ArticlePersonal Investments • Re: Best way to avg 10% annual return via Boglehead...
you only have 22 posts. I have 63 posts.I was told once you hit 1000 posts you will be invited to access a super secret bogglehead forum group where only those members get to read how to get a...
View ArticleInvesting - Theory, News & General • Re: AlphaArchitect launches BOXX:...
So now that you have received distributions for both LTCG and STCG for your BOXX holdings, how do you now view its tax efficiency? Especially compared to something like SGOV which is 1-3 month...
View ArticlePersonal Finance (Not Investing) • Income Lab - financial planning tool for CFPs
I just signed up for a planning tool called Income Lab that is really only for advisors. I read about it in a Kitces blog post co-authored by Derek Tharp (who's also on the advisory board at IL) about...
View ArticlePersonal Investments • Re: Asset Location Question - taxable, tax deferred...
On the one hand, I understand that the Roth account would typically hold the higher growth equity assets to maximize the non-taxable tax status of the account. However, this would require trading...
View ArticlePersonal Finance (Not Investing) • Re: Seeking assistance on settling a...
Can you elaborate on where you found the 709 form available as an upgrade on your H&R Block software? Also, what version are you using? (I have always used desktop Deluxe + State.) I looked at the...
View ArticlePersonal Investments • Re: TIPS equivalents for TIPS aficionados concerned...
On the municipal side, there is AUNAX which is the only municipal tax-advantaged inflation product I am aware of. The fee is hefty and it relies on inflation-linked swaps.Statistics: Posted by...
View ArticlePersonal Finance (Not Investing) • Re: Another reason to forego Medicare...
This thread is now in the Personal Finance (Not Investing) forum (insurance), has run its course, and is locked (rant). See: Personal FinanceNote that topics must be directly connected to your (or...
View ArticlePersonal Investments • Re: Using up large accumulated capital loss with...
Vanguard has opened VBIL, at 3 month treasury ETF at 0.07% expense ratio.Seems to b a valid competitor to SGOV ?Sounds like an excellent choice. Do we know the dividend schedule?Statistics: Posted by...
View ArticleInvesting - Theory, News & General • Re: 2 new products? VGUS and VBIL
If Vanguard is your brokerage, you may as well keep your money in VUSXX.Wouldn't a T-Bill ETF do better state tax wise than VUSXX?It depends on how large the holdings are.Note that none of the funds...
View ArticlePersonal Finance (Not Investing) • Re: *When* to start using 529 money for...
Knowing that we would have to cash flow up to two years of the cost of attendance, we gambled and continued with an aggressive asset allocation with the assumption that if the market dropped, we could...
View ArticlePersonal Finance (Not Investing) • Re: Is a Life Insurance Company Trying to...
I finally spoke with a Securian representative and felt reassured that the process is legitimate. Unlike my experiences with other companies, I was pleasantly surprised by the efficiency of the call....
View ArticleInvesting - Theory, News & General • Re: The power of stories, recency...
Isn't this a hard reality to face? Good enough is, as good enough does... or something like that. But this "good enough" is for our mythical Mr. Jones the difference between retiring at 55 vs. 65 or...
View ArticlePersonal Finance (Not Investing) • Re: Own a condo, want to buy a more...
Check the rates at your brokerage for a Pledged asset loan.Condo sales in Florida have been slow due to increases in HOA, special assessments and Insurance costs. I would be hesitant to buy before...
View ArticlePersonal Investments • Re: is this allocation too risky?
If you are concerned about the risk of your portfolio, you probably want an annuity. And if you do want an annuity, delaying Social Security is the best annuity available. If you can live off your...
View ArticlePersonal Investments • Re: TIAA Annuity – Why or Why Not?
Yes, your point regarding the changes is 1997 is valid. My point was the ultimate intention of the institution.Carnegie was a trustee of Cornell University. https://www.carnegie.org/news/articles/ ......
View ArticlePersonal Finance (Not Investing) • Re: Assisting with Kids first home purchase!
Here's my experience, which is a sample size of one so take it for what it's worth.I bought my first home in 2010 and qualified for the $8,000 first time home buyer credit that was part of the...
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Personal Consumer Issues • Re: Bird watchers – what birds are you seeing?
First time poster in this thread. I took a short trip to Sax-Zim bog and the surrounding area of northeast Minnesota this past weekend. This is a modest irruption year for owls, and a variety of other...
View ArticlePersonal Consumer Issues • Re: Is using an SSD external drive worth it for...
As long as you plan to regularly back up to the external SSD (and thus, hopefully, stave off bitrot), it seems like a good plan. Though I don't have a lot of confidence in that retailer, but your...
View ArticlePersonal Finance (Not Investing) • Re: Video application for credit card?!?
Yes that kind of thing is an extremely common way to try to reduce credit card fraud. Not sure why you're against reducing credit card fraud.I'm not opposed to reducing fraud. It just seems a bit...
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