Investing - Theory, News & General • Re: Variable Percentage Withdrawal...
Dear Skipper,VPW was designed to be used with low-cost index funds without percent of portfolio advisory fees. Complications resulting from using high-fee funds or such advisory fees aren't a problem...
View ArticlePersonal Investments • Re: Sporatic trade alerts from VBS, a concern?
I would be worried I might not be informed about a trade I did not originate. I don't need to be told what I did, I do need to be told about somebody hacking my account.Statistics: Posted by Epsilon...
View ArticlePersonal Finance (Not Investing) • Re: Career Advice for middle-aged Fed
. I work in a bureaucratic environment performing basic research and applying a complex framework of laws to determine eligibility of applicants for the thing they applied for. My current position is...
View ArticlePersonal Investments • Re: How much international?
I'm using the world market cap by looking up VT's makeup once a year.No home bias and I don't buy "US companies sell abroad" (Samsung and Louis Vuitton sell abroad too from their respective...
View ArticleInvesting - Theory, News & General • Re: “100% stocks for retirement? A...
I am of the opinion for a generic advice in an Internet forum the most conservative 60% equities and 40 % bonds will be the main stream…If anyone want to deviate from this, do your analysis, get...
View ArticlePersonal Investments • Re: Does Roth 401k make sense?
Annual W2 income: ~$210k...Taxes: MFJ, 24% marginal federal tax bracket These don't match. Please clarify. Using 2024 brackets, you shouldn't hit 24% until $230,250. If you maxed out your 401(k) last...
View ArticlePersonal Consumer Issues • Re: Shall I ignore or pass : replying in all caps
Might just be an old school older fellow who only started giving into doing his own emails and using a keyboard. Used to do everything in pen and paper or had an administrator (who he referred to as a...
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Personal Investments • Re: Tax treatment of Treasuries
I never specifically refered to Pennsylvania and I've learned from reading the other threads referenced here that the rules are not the same for all states.Worth reading PA's Personal Income Tax Guide...
View ArticlePersonal Investments • Re: First time managing my own money: More capital...
Thanks again to everyone who has chimed in this far. I took a screenshot of my Schwab holdings with what I believe is the pertinent info: How can I post that picture from my hard drive to this thread...
View ArticlePersonal Investments • Re: "buying" a COLA
Do you have other savings, maybe in stock funds, that could protect you from inflation?Statistics: Posted by crefwatch — Fri Feb 14, 2025 8:11 pm
View ArticlePersonal Finance (Not Investing) • Re: Securing financial paperwork while...
Scan all of them, put them on a USB thumb drive.Take them to the required location and ask them to print them.Even third world countries have computers and printersStatistics: Posted by LikeNumbers —...
View ArticlePersonal Investments • Re: Helping my mom
Boy is this true. My own mother asked me to do the same and I gently suggested she use VPAS for these exact reasons. I didn't want to have to hear about how much money she lost in a downturn during...
View ArticlePersonal Finance (Not Investing) • Re: The Cheapest & Best Tax Prep...
Do folks on this thread have concerns about inputting your tax data into a web site? I was thinking it'd be safer to use the desktop version of TT.Statistics: Posted by catchinup — Fri Feb 14, 2025...
View ArticleInvesting - Theory, News & General • Re: 2024 TD Ameritrade 1099B missing...
Have you received the expected Schwab 1099 yet? You will have both. Were you with another firm before TD Ameritrade?Statistics: Posted by crefwatch — Fri Feb 14, 2025 8:14 pm
View ArticlePersonal Investments • Re: IRMAA tier questions
OP, following on tibbitts' observation.... is there any chance that you are looking at IRMAA tiers for 2024 or 2025 (which are known)? Assuming you are concerned about the income calculated for 2024...
View ArticlePersonal Finance (Not Investing) • Re: Is this is a correct way to look at...
Look into recasting. This will improve your cash flow without having to pay it entirely off.Statistics: Posted by rockstar — Fri Feb 14, 2025 8:15 pm
View ArticlePersonal Consumer Issues • Re: [What TV Show Have You Recently Watched?]
Thanks for reminding me again regarding it as I believe someone else did above but had forgot. May finally watch it tonight.Book was great. Saw the movie at the movies and proclaimed it the greatest...
View ArticlePersonal Finance (Not Investing) • Re: Relationship banking for mortgages? Is...
The best mortgage is where you find it when you need it. It's difficult to know ahead of time if or when any particular bank will be doing a promotion. I shopped our last refi at almost 10 places and...
View ArticlePersonal Finance (Not Investing) • Re: Pet Insurance
Boglehead approach would be to buy a common breed of second-hand 3-5 year old pet in good condition, and keep it until paws fall off.A good, used, Japanese dog.!!!!!!!!!!!!!!!!!!Statistics: Posted by...
View ArticleForum Issues and Administration • Re: I can access this forum on my iPhone,...
The correct address is www.bogleheads.org not www.bogleheads.comSorry that was a typo. I did use .orgStatistics: Posted by skillstacker — Sat Feb 15, 2025 8:20 pm
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