Personal Finance (Not Investing) • Re: Medicare Choices
Correction to several posts above...Not all part C (medicare advantage) plans have embedded part D (drug) plans. While the majority of part C plans include a part D plan, there are a fair number that...
View ArticlePersonal Consumer Issues • Re: Credit Freezing
I bookmarked the pages to freeze/unfreeze the credit report on all 3 major bureaus' websites, so it only takes me a couple minutes to unfreeze all 3 whenever I need to apply for credit. I never bother...
View ArticlePersonal Investments • Buy 20yr treasury and 10yr tres infl index reopen?
I have a significant chunk of fixed income parked in vanguard money Market that I was planning to move partly to TIPs ( VIPSX or VTAPX) and partly to VBTLX or treasuries as I expect the yield of money...
View ArticlePersonal Consumer Issues • Re: What to do in Anchorage
Though honestly any direction you go will be amazing.This! Seward, Denali, Homer, and anything else you can drive to would all be amazing.Statistics: Posted by MrJones — Fri May 17, 2024 7:28 pm
View ArticleInvesting - Theory, News & General • Re: Alan Sloan on Vanguard Nickel...
There must be reasons why RIAs are mostly at Schwab and not Vanguard. Why do you think that is the case?Because Fidelity offers (or at least used to offer) revenue sharing and kickbacksStatistics:...
View ArticlePersonal Consumer Issues • Re: What is the best way to experience/observe...
When we were in London, it was a drizzly day and we took a walk in Hyde Park. While we were walking we met a local gardening club that had a tent and displays up. They were giving out gardening...
View ArticlePersonal Consumer Issues • Re: What are you listening to now
Spanish Ladies (British Naval song)https://m.youtube.com/watch?v=HApnGBRjVmUStatistics: Posted by Flymore — Sat May 18, 2024 7:38 pm
View ArticlePersonal Investments • Re: Invest in Market or stay in Cash(Money Market funds)
There are always what seem to be good reasons to not invest in the market. Always. Best to just get on with it and invest ASAP within your emotional tolerance whether that is a lump sum or 50/50.This...
View ArticlePersonal Investments • Re: Does anyone else own Gold? Michael Burry just...
I thought they were treated pretty gently, given the importance of communicating how poor their strategy is.Just one of many examples:“No gold, or any other precious metals held directly at least.I...
View ArticlePersonal Consumer Issues • Re: Your favorite finance podcast? favorite health...
“Aquired” is a great podcast if you want to hear an in-depth history/analysis of individual companies. Last week I listened to their 3 hour podcast on my favorite company, Costco. They also did an...
View ArticleInvesting - Theory, News & General • Re: New version of PortfolioVisualizer?
Wow the “cheap” tier paid plan is $30/mo billed annually. So $360 to sign up.Might have paid $5-10 billed monthly with no commitments.Statistics: Posted by the_wiki — Sat May 18, 2024 7:42 pm
View ArticlePersonal Finance (Not Investing) • Re: Prenup in a Community Property State
The stock community property laws (which vary by state) mean that spouses fraction of their total joint net worth converge slowly towards 50% over time, as assets grow. To me this is more than...
View ArticlePersonal Finance (Not Investing) • Re: Potential job offer is asking if I...
401k and stock grant access?Statistics: Posted by nalor511 — Sat May 18, 2024 7:43 pm
View ArticlePersonal Investments • Re: Asset Allocation after 20+ Years at Edward Jones
Agree with Target Date Fund or a conservative balanced fund unless you’re going to manage their portfolio indefinitely.Statistics: Posted by Doctor Rhythm — Sat May 18, 2024 7:45 pm
View ArticleInvesting - Theory, News & General • Re: Vanguard’s New CEO Has to Win...
I used to have an account with Fido and one at VG. Chose to consolidate with VG because of Jack. Not sure what I would do today. Given the work to simplify and set and forget, they will need to do...
View ArticlePersonal Finance (Not Investing) • Re: Mortage
What are the rates you’re being offered for a 30y? Personally I opted for a 30y with a slightly higher rate but I plan to pay it off way before the end of term. I like the optionality of being able to...
View ArticlePersonal Investments • Re: 529 allocation rec for kid starting college this year
With college starting and the tuition bills that are certain to come the next few years, I'd go for capital preservation and use a MMF or Stable Value Fund if there is one and ditch the stocks &...
View ArticlePersonal Finance (Not Investing) • Re: Do we need to update our wills
Remember to specify who has the responsibility to determine what happens to the bodily remains. Disagreements can get ugly.Statistics: Posted by Mr. Rumples — Sun May 19, 2024 7:43 pm
View ArticleInvesting - Theory, News & General • Re: How is the Schwab experience?
I moved to Schwab in 2021 due to large transfer bonus (14k) and overall it’s been good. I consolidated all my account there and my 401k is also there. Cash management is not a big deal and I like...
View ArticlePersonal Finance (Not Investing) • Re: Does it make sense for renters to be...
Long ago I rented a house with some buddies and we had to do everything - Lawn, garbage, all utilities, etc. We even put up and took down the storm windows. And our rent was way lower because of...
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